Social Security Card Loading Financial Functions In 2013 To Promote The Country

Sociology

Recently, the Ministry of social affairs and the Central Bank jointly issued the notice on the social security card to load the financial function, and decided to load the financial function on the social security card.

The promotion plan is from 2011 to 2012 as the pilot stage. The Ministry of human resources and social affairs and the central bank will work out the overall plan, standard and standard of the social security card to load the financial function, determine the application mode and management mechanism, and conduct a single chip card application pilot in the areas with the conditions.

Since 2013, the new social security cards in all regions have adopted a single chip card.

Strive to spend five years or so, basically realize the social security card generally has financial functions.

According to the relevant regulations, the social security card is used as an ordinary bank card in the financial applications such as cash access, pfer, consumption and so on. The financial application of the social security card is used for Renminbi debit. At present, it does not support the credit function, and its scope of use is within People's Republic of China.

Hu Xiaoyi, Vice Minister of the Ministry of human resources and social affairs, said yesterday at the press conference held by the State Council Information Office about the application of social security card.

For the expansion of the next social security card function, Hu Xiaoyi said that the actual function of social security card is multi-functional and multi domain use, and what the people need more is the treatment of pension insurance and personal payment of pension insurance.

Next will be about 2000000 unemployment insurance recipients, about 2000000 birth insurance benefits, about 1500000 workers injury insurance benefits to enjoy personnel, social security card can also enjoy social security services.

It is reported that the social security card is loaded.

[security]

The possibility of counterfeiting social security cards is very low.

The social security card started with the requirement of using cryptographic algorithm, chip technology cooperation, strict key management system and approval process.

After the social security card loads its financial function, how does it prevent risks?

Li Dongrong, assistant governor of the central bank, said that the social security card loaded the financial function and did not change the nature of social security and financial services. It was only an organic combination of the two functions, making it easier and faster to use, but also safer to use.

Therefore, from the very beginning, we put the security in a very important position to consider. That is why the social security card is located in the final third stages. We must go to the chip cooperation to solve the past bank's magnetic stripe cards, including the congenital defects of various cards, and build it on a more secure and reliable basis, so chip cooperation is a very important content.

Li Dongrong believes that the possibility of counterfeiting social security cards is very low.

The social security card adopts the cryptographic algorithm, adopts the chip technology cooperation, has the very strict key management system and the approval procedure, the examination and approval is different from the past two departments must examine and approve, from the examination and approval management level is very strict.

Li Dongrong said that the scope of use of social security cards is based on the basic situation in China. The application of the social security card is limited to the application of debit, and the scope of settlement is strictly limited.

Considering that the financial function of the social security card is to serve the insured in the vast territory, the scope of application is also in the territory.

Loading applications should not only meet the requirements of payment and settlement, but also comply with the provisions of anti money laundering and personal confidentiality.

[cost]

Social security card upgrade costs 20 yuan.

The cost of social security card is jointly formulated by provincial financial departments and price control departments.

The approximate cost is 20 yuan to 25 yuan.

The upgrading of social security card will inevitably result in cost.

Hu Xiaoyi said that the social security card as a manifestation of the government's public service function, the main cost is borne by the government, the main cost is not seen in this card, but behind the card system construction, maintenance and other large costs, cardholders in principle only charge the cost of work.

According to Hu Xiaoyi, the cost of social security card is jointly formulated by provincial financial departments and price management departments.

The approximate cost is 20 yuan to 25 yuan.

Although there are such standards, many regions are exemption from fees in the process of issuing cards, especially for those living in difficulty.

There is also the use of various resources to share costs, reducing or even eliminating the cost of issuing the first card.

"Although the cost of obtaining a card is very low, cardholders should also protect this card, do not lend it, avoid loss and avoid damage as much as possible, because if the card is still charged, the cost of the card will also help to guide the formation of a mechanism, in order to enable everyone to protect their rights and interests."

Hu Xiaoyi said.

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[expand]

And ID cards will not replace each other.

One card and one card is an important carrier for the government to provide social management and public services. Now it is unlikely to replace each other.

The social security card is identical with the ID card number. Will the two merge in the future?

Hu Xiaoyi explained the difference between them.

Hu Xiaoyi said that the resident identity card registered 9 items: name, sex, nationality, date of birth, address of permanent residence, citizenship number, photo of oneself, validity period of certificate, license issuing organ and so on.

However, the main function of the ID card is social management, which is unlikely to provide a very wide range of public services.

For example, the 9 registration information is fixed information, it is impossible to register a lot of dynamic information.

In addition, the "resident identity card act" stipulates that residents under the age of 16 do not compulsion to obtain identity cards, and the social security needs of citizens under the age of 16 also need a certain carrier to support them.

The chip capacity of the social security card now issued is double that of the resident identity card. Besides basic information, it also records a lot of dynamic information, including every payment, every treatment, and the payment of funds for every medical treatment.

For example, Beijing, where cards are relatively advanced, all primary and secondary school students have social security cards.

Hu Xiaoyi believes that from the current situation, one card and one card is an important carrier for the government to provide social management and public services. Now it is unlikely to replace each other.

But the information between one card and one card can be shared.

Self paid partial card settlement

Mao Yu, deputy director of the Beijing Municipal Health Bureau, said on the interview with Xinhua net that the Beijing social security card is expected to open its financial function next year.

At present, when people use social security cards, they still need cash or credit cards to pay part of their personal expenses.

According to the previous notification of the Ministry of human resources and social affairs, the social security cards issued have compatible functions, which can load data directly and upgrade to social security cards with financial functions.

Incompatible, social security cards can be temporarily pferred in the form of composite cards with chips and magnetic stripe. The chip also includes social security functions and financial functions.

In the future, this card will be phased out to a single chip card.