• <abbr id="ck0wi"><source id="ck0wi"></source></abbr>
    <li id="ck0wi"></li>
  • <li id="ck0wi"><dl id="ck0wi"></dl></li><button id="ck0wi"><input id="ck0wi"></input></button>
  • <abbr id="ck0wi"></abbr>
  • <li id="ck0wi"><dl id="ck0wi"></dl></li>
  • Home >

    In January, The Scale Of Deposits Dropped Sharply By &Nbsp; The Ratio Of Deposit And Loan Of Financial Institutions Approached 70%.

    2012/2/13 10:52:00 28

    Bank Deposit Loan Ratio Credit

    At the end of January, the balance of RMB deposits of all financial institutions was 80 trillion and 130 billion yuan, an increase of 12.4% over the same period last year, and the balance of RMB loans was 55 trillion and 530 billion yuan, up 15% over the same period last year.

    As a result, the index of RMB deposit to loan ratio of all financial institutions has reached a high level of 69.3%.


    The so-called loan to deposit ratio is that regulators monitor bank liquidity.

    control

    A regulatory index of credit scale.

    The formula is that the size of the loan is divided by the size of the deposit. The business of the two party must be less than 75%.


    "Because of China's interest rate control, in order to control the credit scale of commercial banks, it is proposed that the ratio of deposit to loan ratio should not exceed 75%."

    A state-owned big bank researcher explained the original intention of the loan to deposit ratio index.

    He also said that the loan to deposit ratio index is China.

    Finance

    This policy does not exist in western countries.


    Previously, capital and banks often existed because of limited financing channels.

    Therefore, for banks, although there is a loan to deposit ratio.

    supervise

    Demand, but as long as there are indicators of credit scale, do not worry about credit funds.


    This situation changed quietly in 2011.

    Because of the high inflation and the negative interest rate problem, the banking industry generally faced the situation of deposit outflow last year.


    "75% of the loan to deposit ratio requirement also limits the ability of individual banks to raise loans."

    Li Jing, chairman of JP Morgan's global market, said that in 2011, RMB deposits increased by less than 2 trillion and 390 billion yuan over the same period last year.

    Two main factors limit deposit growth.

    Trade

    The decrease in capital flows resulted from the decrease in the surplus, and the enrichment of bank financial products made the deposit base dispersed.


    From January, the trend of deposit outflow in the banking sector has not changed.


    Central bank statistics show that financial institutions added RMB loans in January to only 738 billion 100 million yuan, far below market expectations.

    The reason is that in addition to factors such as supervision window guidance, high loan to deposit ratio restricts the lending ability of banks to a certain extent.

    • Related reading

    Xi Jinping's Visit To The US &Nbsp; The Focus Will Be On Sino US Economic And Trade Issues.

    financial news
    |
    2012/2/13 8:51:00
    33

    State Council: Four Measures To Support The Development Of Small And Micro Enterprises

    financial news
    |
    2012/2/2 9:27:00
    32

    四大行新增貸款3000億 首月信貸難破萬(wàn)億

    financial news
    |
    2012/2/1 9:46:00
    12

    A Large Number Of Housing Enterprises Quickly Disappear &Nbsp; Price Reduction Or Will Be The 2012 Theme.

    financial news
    |
    2012/1/26 15:07:00
    10

    The IMF Calls On Countries Not To Tighten Their Finances Too Much.

    financial news
    |
    2012/1/26 12:49:00
    12
    Read the next article

    The Clothing Department Of Kyrgyzstan Is At A Crossroads.

    On February 13th, the clothing industry in Kyrgyzstan was at a critical juncture because the government was trying to join the customs union in Russia, Belarus and Kazakhstan.

    主站蜘蛛池模板: 亚洲视频在线观看视频| 夫妇交换性三中文字幕| 国产嗯嗯叫视频| 久久精品aⅴ无码中文字字幕| 亚洲欧美7777| 日韩美女中文字幕| 国产成人精品福利网站在线| 久青草视频在线播放| 国产youjizz| 日韩aⅴ人妻无码一区二区| 国产午夜福利精品一区二区三区| 久久精品国产大片免费观看| 黄色网站免费在线观看| 日本高清黄色电影| 国产一区二区三区久久精品| 久久97久久97精品免视看| 美美女高清毛片视频免费观看| 手机看片福利永久国产日韩| 北条麻妃jul一773在线看| www亚洲精品| 欧美黄色一级在线| 国产精品免费一区二区三区| 亚洲AV综合色区无码二区偷拍 | 天堂а√在线最新版在线8| 亚洲综合无码一区二区三区| 91在线精品亚洲一区二区| 欧美多人性受xxxx喷水| 国产成人综合久久久久久| 久久久久亚洲av无码专区| 美女扒开屁股让男人桶爽免费| 好男人社区神马www| 亚洲欧美综合网| 黄色免费短视频| 日产欧产va高清| 免费看的黄色大片| 91成人高清在线播放| 欧洲精品一卡2卡三卡4卡乱码 | 欧洲精品码一区二区三区免费看| 国产在线观看免费不卡| 三级视频网站在线观看| 激情三级hd中文字幕|