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Central Bank: Demand Index For Bankers' Loans Declined In The First Quarter

2012/3/20 17:53:00 12

People's Bank of China

The March 20th first quarter national bank survey report released in 2012 showed that the macroeconomic warming index continued to decline during the quarter, the bankers' macroeconomic confidence index rose, the banking industry index fell at a high level, the loan demand index declined, and the monetary policy sentiment index increased significantly.

The survey shows that the overall demand index for loans is 79.6%, lower than the previous quarter and the same period last year 0.3 and 5.6 percentage points.

Among them, the demand for loans for agriculture, water conservancy, education and fixed assets rose by 67.1%, 60.2%, 55% and 61.4% respectively, up 2.5, 1.9, 0.6 and 1.2 percentage points from the previous quarter. The demand for loans for manufacturing and non manufacturing industries was 72.9% and 66.1%, respectively, which decreased by 0.4 and 66.1% percentage points respectively over the previous quarter.

According to the scale of enterprises, the loan demand index of large enterprises was 62.4%, up 0.2 percentage points from the previous quarter, and the loan demand index of medium-sized enterprises was 72.7%, which was 0.6 percentage points lower than that of the previous quarter. The index of loan demand for small enterprises was 81.8% above that of Ji Chiping.

First quarter

Banker's monetary policy

The sentiment index (the proportion of bankers who choose "moderate" monetary policy) is 59.3%, which is 16.6 percentage points higher than that of the previous quarter. For the next quarter monetary policy, 62.2% of bankers expect to maintain an appropriate level, 2.9 percentage points higher than this quarter, and 21.3% of bankers expect monetary policy to become "loose", which is 17.7 percentage points higher than that of this quarter.

On the macroeconomic side, the survey showed that the macroeconomic heat index was 40%, and it was below 50% critical value for two consecutive quarters.

Among them, the proportion of the "cool" bankers was 29.5%, up 5.9 percentage points from the previous quarter, accounting for 61.2% of the "normal" bankers, up 4.3 percentage points from the previous quarter.

For the next quarter, 22.6% of bankers are expected to be "cold" and 68.7% of bankers expect to be "normal" next season.

Bankers' macroeconomic confidence index was 65%, up 5.6 percentage points from the previous quarter.

The survey also showed that the banking boom index in the first quarter was 83.2%, down 2.2 percentage points from the previous quarter, and the bank profit index was 83.8%, down 6.6 percentage points from the previous quarter, and the spread index of banking competitiveness was 66.8%, which was the same as last quarter.

Banker questionnaire survey

It is a systematic quarterly survey conducted jointly by the central bank and the National Bureau of statistics.

A total of about 3000 banking institutions were surveyed in the country. The respondents were the head of the various national banking institutions (including foreign-funded commercial banking institutions) and their first level branches, the president of the two level branches or vice presidents of the credit business.