Foshan'S Financing Facilities Have Reached The National And Global Leading Level.
< p > the Nanhai District Economic and Trade Bureau of Foshan city of Guangdong province has launched the "equipment financing" for the first time since the end of last year. At present, it has received 3 applications of the "a target=" _blank "href=" http://www.91se91.com/ "textile" /a "enterprise, among which Foshan wins Textile Co., Ltd. has passed the examination and approval and obtained 4 million yuan bank loan, which will be formally issued in the near future.
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< p > Foshan City wins Textile Co., Ltd. is a private joint-stock enterprise specializing in the production of middle and high grade shirt fabrics. Like most textile enterprises, it has encountered the problem of financing difficulty in the process of industrial upgrading.
On the one hand, the textile industry is becoming increasingly competitive. Enterprises must rely on equipment renewal to win. On the other hand, buying equipment requires a lot of money. However, enterprises often lack collateral to bank loans, and relying solely on their own funds will undoubtedly exacerbate the already strained cash flow.
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At the end of last year, the Nanhai District Economic and Trade Bureau of Foshan launched the "equipment financing" product for the first time. P
When the enterprise is ready to purchase machinery and equipment, regardless of whether the equipment is made in China or imported, it will be able to apply for the loan with the maximum amount of 10 million yuan in accordance with the ratio of 3 to 7 of the loan paid by the owner and the loan. After the repayment of principal and interest, the company can also apply for 20% interest subsidy.
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< p > in March this year, the textile machinery was submitted to the Nanhai District Economic and Trade Bureau for "equipment financing".
After examination and approval, in the next three years, the textile will earn 4 million yuan.
"After giving 3 of the equipment down payment, the remaining 7 will be able to make loans to the bank, but in the past, it could only rely on the enterprise's own capital to upgrade the equipment."
Foshan city Chong Sheng Textile Co., Ltd. responsible person said, "equipment financing" greatly reduced the burden on enterprises, allowing enterprises to have more cash to invest in business operations.
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Besides P, another two textile companies have submitted applications and 10 companies are preparing to declare materials.
"If approved smoothly, the 13 PLUS loans will amount to about 100 million yuan."
Nanhai District Economic and Trade Bureau responsible person said, plus the 30% down payment, then "equipment financing" in the second half of the year will be expected to drive 140 million yuan of equipment financing funds, will effectively promote the pformation and upgrading of the textile industry.
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< p > the textile industry wants to keep ahead. In the past 5~7 years, it is necessary to carry out equipment renewal. With short supply period, the industry will receive delivery very shortly after receiving orders, and the production efficiency will be high after receiving orders, so the equipment requirements are relatively high.
At present, there are about more than 10 thousand textile production equipment (mainly looms) in Xiqiao, and the total value is 3 billion yuan according to the average 300 thousand yuan per unit.
The textile industry's equipment renewal cycle is about 10 years, so the demand for equipment renewal in Xiqiao's textile industry is about 300 million yuan per year.
In other words, if 13 textile companies can apply for approval and drive up to 140 million yuan of technical pformation funds, they can drive nearly half of the technological pformation funds of Xiqiao textile industry every year.
In order to promote industrial pformation and upgrading through this action, the "equipment financing" products have certain requirements for the advanced nature of the equipment, such as the production efficiency of looms, and so on. In the process of declaration, experts from industry associations need to be audited and the views of industry associations can be reported. Therefore, the equipment currently applied for financing has reached the leading level of the whole country and even the whole world.
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