• <abbr id="ck0wi"><source id="ck0wi"></source></abbr>
    <li id="ck0wi"></li>
  • <li id="ck0wi"><dl id="ck0wi"></dl></li><button id="ck0wi"><input id="ck0wi"></input></button>
  • <abbr id="ck0wi"></abbr>
  • <li id="ck0wi"><dl id="ck0wi"></dl></li>
  • Home >

    CBRC: Promoting The Sustainable Development Of Small Micro Enterprises' Financial Business

    2013/7/31 16:05:00 16

    Micro EnterpriseEnterpriseBrand

    < p > national small business loans continue to achieve the goal of "two no less than". The balance of loans of small business enterprises in banking institutions reached 10 trillion yuan, accounting for 29.3% of the loan balance of enterprises, accounting for 18.4% of the total loan balance. The balance of loans for small businesses increased by 25.1% over the same period last year, 8.7 percentage points higher than the average growth rate of all loans; < /p >
    < p > recently, the CBRC issued the supplementary notice on supporting commercial banks to further improve the financial services of small and micro enterprises, and continued to strengthen and implement the spirit of relevant policies of the State Council and promote the sustainable development of small micro enterprises' financial business. < /p >
    < p > the "Supplementary Notice" put forward a more specific and differentiated regulation and incentive policy on the basis of the earlier notice on supporting commercial banks to further improve the financial services of small enterprises. The main contents include: < /p >
    < p > to further clarify the objectives of improving the financial services of small and micro enterprises. It is required that commercial banks strive to achieve loan growth of small micro enterprises not less than the average growth rate of all loans, the increment is higher than that of the same period of last year, and the credit support for small and micro enterprises with a single household credit amount of 5 million yuan (inclusive) is mainly increased. < /p >
    < p > further refinement of the admission criteria for small and micro enterprises financial services institutions. On the basis of comprehensive assessment of bank risk management and control level, all banking regulatory bureaus require the commercial banks of small and micro enterprises to reach a certain percentage of the proportion of the average credit balance at the end of the last 6 months, allowing them to prepare for the construction of sub branches in cities in batches. The time interval between the two batch applications should not be less than 6 months. < /p >
    < p > further clarifies the conditions for commercial banks to issue special financial bonds for small and micro enterprises. In addition to meeting the relevant laws and regulations and prudential regulatory requirements for issuing financial bonds, commercial banks that have reached the first goal for small micro enterprises can apply for issuing special financial bonds, while requiring regulatory departments at all levels to conduct dynamic monitoring and sampling surveys on the flow of funds raised by commercial banks. < /p >
    "P >" the calculation principle of the weight of the loan risk of small and micro enterprises. According to the relevant provisions of the capital management measures of commercial banks, the preferential risk weight of 75% is applied under the weighting method, and the internal capital rating method is used to compare the capital regulatory requirements of the preferential loans applied to retail loans. < /p >
    < p > standardize the loan fees of small and micro enterprises in commercial banks. In addition to syndicated loans, commercial banks are not allowed to collect commitment fees and capital management fees for small and micro enterprises loans, and strictly restrict the collection of financial advisory fees and consulting fees for small and micro enterprises. < /p >
    < p > supplemental notice further clarifies the key supporting objects, supports more commercial banks to strengthen credit support for small micro enterprises through more specific differential supervision and incentive policies, and improves the operability of policies. It will help commercial banks to optimize their credit structure and improve their ability to serve small and micro enterprises, which is of great significance for promoting the sustainable development of small and micro enterprises, promoting industrial upgrading and economic restructuring. < /p >
    < p > it is understood that the national small business loans continue to achieve "two no less than" target, the banking industry financial institutions small business loans balance reached 10 trillion yuan, accounting for 29.3% of the enterprise loan balance, accounting for 18.4% of the total loan balance. The balance of loans for small businesses increased by 25.1% over the same period last year, 8.7 percentage points higher than the average growth rate of all loans, an increase of 11740 yuan compared with the beginning of the year, an increase of more than 23 billion 700 million yuan over the same period last year, and 3 consecutive years of two goals. At the same time, individual business loans with micro entrepreneurs and individual industrial and commercial households have been growing steadily. < /p >
    < p > the national personal business loan balance is 4 trillion and 600 billion yuan, an increase of 21.2% over the beginning of the year. The proportion of personal business loans in all loans has also increased, rising from 7.8% at the end of last year to 8.8% at the end of 8 this year. From the perspective of comprehensive small business loans and personal business loans, the credit balance of small micro enterprises has accounted for 27.2% of the total loan balance. < /p >
    • Related reading

    伯南克回答關于人民幣匯率問題:當中國從中受益時 我們就會受損

    Finance and economics topics
    |
    2013/7/18 8:59:00
    25

    人民幣匯率“發燒” 紡織出口企業上火

    Finance and economics topics
    |
    2013/6/6 16:13:00
    34

    China'S Textile Exports Were Defeated In Europe And America

    Finance and economics topics
    |
    2013/6/4 13:47:00
    40

    電商征稅是自保還是報復?

    Finance and economics topics
    |
    2013/6/3 9:28:00
    47

    A Series Of Market Reactions Pmitted By Large Fluctuations In Gold Prices.

    Finance and economics topics
    |
    2013/5/23 11:56:00
    24
    Read the next article

    Excellent Shopping Mall Opens The 2Nd Anniversary Celebration Campaign, Setting A Maximum Reduction Of 200 Yuan.

    One of the biggest fashion B2C in China is the excellent shopping mall, which officially launched a month long "bright month of shops". This week, the sports resources excellent purchase started a series of activities focusing on the campaign week. At the same time, Youhao also introduced more new trend cards at the time of celebration, which is popular among young people, such as 5cm, IZZUE, Chocolate and other IT brands.

    主站蜘蛛池模板: 精品国产乱码久久久久久1区2区 | 一本久久a久久精品vr综合| 黄在线观看在线播放720p| 最近韩国免费观看hd电影国语| 国产精品天干天干| 亚洲国产美女精品久久| 5g影讯5g探花多人运视频| 欧美成人精品第一区首页| 国产精品无码久久av| 亚洲一级生活片| 国产在线h视频| 日本高清视频色wwwwww色| 国产产一区二区三区久久毛片国语 | 亚洲成综合人影院在院播放| 8x8×在线永久免费视频| 欧美性xxxx禁忌| 国产爆乳无码一区二区麻豆| 久碰人澡人澡人澡人澡91| 青青草免费在线视频| 无码国产精品一区二区免费vr| 向日葵app在线观看下载大全视频| 丁香六月激情综合| 福利视频757| 国产高清视频在线免费观看| 亚洲另类小说图片| 99精品众筹模特私拍在线| 日产乱码卡1卡2卡三免费| 和主人玩露出调教暴露羞耻| 一级毛片免费观看不卡视频| 激情射精爆插热吻无码视频| 国产精品成熟老女人视频| 久久精品日韩Av无码| 色欲狠狠躁天天躁无码中文字幕| 影音先锋女人aa鲁色资源| 交换交换乱杂烩系列yy| 一区两区三不卡| 日本媚薬痉挛在线观看免费| 农民工嫖妓50岁老熟女| 91色资源网在线观看| 日韩综合无码一区二区| 叶山豪是真吃蓝燕奶|