How To Solve The Financial Problems In Quanzhou Shoes And Clothing Enterprises

On the one hand, the international oil price is soaring, on the other side is the domestic monetary tightening; on the other hand, the appreciation of the renminbi accelerates; on the other hand, the CPI index is rising.

In 2008, where the economy is probably the most difficult, many enterprises in Quanzhou are faced with various difficulties in raising funds, making use of them and making use of them.

Is this a multivariate equation or an equation with multiple solutions?

Although it is still being explored step by step, Quanzhou enterprises seem to prefer the latter option, because they have already seen that hope is coming to the surface in the solution of capital, cost and industry.

From now on, this newspaper will launch a series of manuscripts to discuss with readers how to solve the problems of capital, cost and industrial upgrading in the development of enterprises.

As long as people who have been in the business understand, once the capital chain breaks, what will it mean?

This year, whether in the Yangtze River Delta or in the Pearl River Delta, for business owners, the top priority is to ensure the safety of the capital chain.

In the minds of entrepreneurs, it is clear that as long as there is money and money on hand, the danger will not exist and the difficulties will always be over.

But in fact, the capital flow of many enterprises is beginning to light up the "yellow light".

In the first half of this month, the Research Report of the city's economic operation analysis and Countermeasures in the first half of 2008 issued by the research group of the Municipal Development Research Center (hereinafter referred to as the report) pointed out that the net increase in the local currency loans in the 1-5 months was only 53.1%% of the same period last year, and a large number of small and medium-sized enterprises were crying for food.

The "frozen" 10 billion yuan is only 53.1%% for the same period last year. What does that mean?

In the capital market where supply and demand are tight, the relationship between enterprises and banks is becoming more subtle. Although enterprises want money, even though banks have money, there is a problem that links them to buyers and sellers.

"Due to historical reasons, a large number of factories in counties, cities and districts, especially those in the two districts of Feng Ze and Licheng, have not gone through the relevant property rights formalities, causing the enterprises' partial fixed assets to not be mortgaged as credit assets, and the scale of" frozen "credit is less than billions of yuan, and more than ten billion yuan.

The report points out that once the "thaw" is made one day, the problem of "financing difficulty" of SMEs can be solved.

As a matter of fact, this problem has existed for many years. Why does it become a bottleneck in the capital chain of enterprises?

It turned out that when the money market was loose, enterprises could easily apply for loans with liquid assets. Under the tight monetary policy background, especially in the case of high inflation, financial institutions' lending examination tended to consider real property rather than movable property.

42, "magic" is a great way to increase the flow of capital.

However, it can not be avoided that in the short term, the stock of the enterprise's existing capital is still a known number. Under this premise, can the enterprise find another way to change the capital flow instantaneously?

This "magic show" of capital appeared in Luojiang district.

In Shuangyang street, compared with the local domestic enterprises, several Taiwan funded enterprises have a "hand" in the use of funds: even if there is only 3 million yuan cash flow on hand, even if they can not get the loan of the bank, the enterprise can still "play" the business or project that the fund needs 20 million yuan.

Where is this magic secret?

The answer is only four words: turnover speed.

The capital turnover rate of Taiwan funded enterprises is generally several times faster than that of domestic funded enterprises through the "big shift" of capital.

"There is an inverse relationship between capital turnover speed and capital demand. Once the capital turnover rate is speeded up, it will greatly reduce the enterprise's dependence on capital."

Taiwanese funded enterprises are well equipped and struggling with domestic enterprises, so Liu Xinmiao, deputy director of the Shuangyang sub district office, has no regrets.

Learn to play "short and fast" ball, if the investment in the past few years can generate returns, then the capital flow of enterprises will not be so tense.

However, whether it is newly purchased industrial land or newly built factory buildings, it is difficult to generate new benefits and bring new benefits in the first two years.

The payback period is generally too long. This is a serious disadvantage, which makes Quanzhou enterprises begin to reflect on the expansion of the "buying" land and building factories in the past few years.

Hecheng Shoes Co., Ltd., a shoe manufacturer specializing in the production of several world famous brand nameplates, such as Adidas, originally planned to rebuild 30 thousand square meters of factory buildings this year. But now this investment has been trampled to "brakes": instead of waiting for more than ten years of return, it is better to turn to "short, flat and fast" projects.

On this issue, the people of Jinjiang once again showed their foresight.

In the first half of this year alone, 12 leading enterprises in the city imported advanced equipment worth over 900 million yuan, and 7 food enterprises reached a total of 300 million yuan for equipment procurement intentions with foreign suppliers. In addition, 26 enterprises were prepared to invest 2 billion 200 million yuan to carry out technological pformation, and the targets were directed at foreign advanced technology and equipment.

Compared with the input of land and factory buildings, the payback period of technology and equipment is very short, sometimes it takes only a few short months to see the output.

It is precisely the pursuit of such a "fast forward and quick exit" that some Quanzhou enterprises have to adjust the way of using capital: from extension to connotation.

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