7 Tips To Make You No Longer Suffer From "Money Shortage".

Simple financial management method: Bookkeeping

Everyone knows that money needs to be kept in mind. account It is not difficult to carry out a week for one or two weeks, but three May is not a big problem, but it really takes a year or two or even a lifetime to keep accounts. In fact, as long as bookkeeping is a habit, it will become a part of life after a long time. We talk about financial management in order to design and plan our life better. Let's get better. So keeping accounts is just how we can understand our cash flow and let us know which flowers are more, which need not spend and how to spend more value.

So, if you want to manage money, the first thing you need to do is to keep accounts first.

　　 Tip two: live within your means.

Bookkeeping, we know that some of the money is very inexplicable, a month count, snacks you spend a lot, many clothes thrown in the cupboard almost did not pass through, a mess of useless things. There are absolutely no need to spend anything. So, I suggest that when you buy something, ask yourself, do I really need it? Then count down the ten number, in fact, most of you will know that this is not something that is essential. Of course, you have to understand the difference between "want" and "need". Financial management must be rational and restrained. Now the restraint is to make a better life in the future. It's like resting for a better job.

Tip three: accumulate your original. capital The sooner, the better.

We must learn to coercive savings regularly, do not think that a month one hundred yuan two hundred pieces not much, even if it is dozens of pieces, a little bit, while young, we must accumulate more, develop every month, a sum of money to save money. In the future, you will know that this fund will be your starting resource. It's best to start at the time of reading, save the lucky money and pocket money, and the children's pocket money is quite impressive now. Don't doubt that you will have a substantial personal asset when you graduate from university.

Tip four: do not use anything. Credit Card Paying the bill

Credit cards are really not suitable for students and young people who have just worked very hard. Buying money and paying cash are not bad habits. I used to buy a piece of money and a bottle of mineral water like credit cards. After a month, I found that a lot of money was baffled. Do not complain about how my money is spent. How much money is spent without money? You lose money when you don't know it. So, under normal circumstances, there is no need to use credit cards! This will make you insensitive to consumption, so please remember the accounts well, so long as a month, you will know how your money is somehow gone. Don't compare with others. There is nothing comparable to sex. Try not to be in debt when you are young.

　　 Tip five: don't invest blindly.

When you may have a small sum of money, you may go to buy funds or treasury bonds, and see that many people are making money. You also want to invest. But you may have saved money for a long time. Any investment is risky. The investment is always using your "spare money", that is, your normal living expenses in a period of time and the remaining money after an emergency fund. Don't fully believe that the TV website certificate companies are making huge profits, but also understand the risks you can take. If you are very timid, you are not really suitable for investing in such things. There are many things to invest. Not everyone is suitable for investing in treasury bonds. If you find your own advantages and invest in yourself, you can recharge more, and you can do other business. In short, there are many ways to make money and find suitable investment methods for you.

Tip seven: give yourself insurance to your parents.

Don't think this is too far away from you. When we are doing our first job, our parents are working hard to raise you. If anything happens, we can leave some protection for our parents. This is our responsibility and concern for our parents. If you don't spend too much money, you can buy yourself a quota. If you have an accident or disability, you can get a large amount of compensation to your parents. The beneficiary writes his parents. The best guarantee for our parents is to live well. Of course, there are other related insurance, which can consult a professional insurer. Here I only say that I would like to insure myself for you. If there is an accident and death, I will leave my parents a substantial guarantee to make them better in their old age. This is not a curse on themselves. We all know that we will live a good life and strive to be happy. But insurance is to buy comfort and reality. The comfort of the soul and the real guarantee of what really happened is our responsibility and concern for our parents or family members.

Tip six: invest in yourself.

People live to learn and grow old, and only increasing your self capital is the most important thing. In particular, it is still a person, no family burden, no pressure, no matter how to enrich themselves, this time the efficiency of learning is the fastest! Until you really get married and have children and families, the efficiency of learning is not as good as young memories and no burden. And there are risks in this world investment, but you are the most real! As long as you have the skills and abilities, you will always have food to eat. So learn more while you are young!