Zhang Zhengquan, The Legend Of "Booth Circles"

< p > "in the eyes of friends, others are always imitating my track of development. Actually, my entrepreneurial road is also a reference to other people's experience, which is a process of financing intelligence."

Zhang Zhengquan said that the successful experience can be copied, the key is to see how you think and how to plan the future.

And the process of financing, Zhang Zhengquan's idea is relatively simple, only choose a trustworthy bank, long-term cooperation.

Thanks to the long-term help of the Bank of Chongqing, his business has been running smoothly.

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< p > < strong > by "1 yuan and 5 corners" of the stall, /strong < > /p >

One day in 90s of the last century, Zhang Zhengquan passed through a booth in Xiaolong Kan, Shapingba, and found that many people gathered there. They were not choosing things, but watching a quarrel.

It turned out that the stall owner sold a "2 yuan, three yuan, 5 yuan" thing, someone bought 1 yuan and 7 Jiao, and the booth owners did not work. The two sides had been arguing there for a long time.

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< p > "at that time I thought that the stall owner could not afford to do so. For 3 cents, it was not worth it to delay the business for so long."

Zhang Zhengquan said that he was thinking at the time that if he did business, he must take customers as the main consideration. Considering that they were happy to buy things, they did not buy a good deal.

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< p > at that time, there were many "five yuan stalls" and "ten yuan stalls" in Chongqing. Zhang Zhengquan's initial stall "1 yuan and 5 jiao" was the lowest in the city.

His sales channel is also very simple, Chaotianmen stock, pull to Shapingba to sell.

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< p > the first day, he carried 290 yuan to Chaotianmen to buy goods, and pots and pans had everything. All the prices were clearly marked: 1 yuan, 5 cents, no bargaining.

As a result, he sold more than 100 yuan on the first day and earned 40 yuan, which made Zhang Zhengquan happy.

"If I follow this progress, I will soon become a million yuan household."

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< p > results, the sale of < a href= "http://www.91se91.com/news/index_c.asp" > booth < /a > is beyond the expectation of Zhang Zheng Quan. The first time he sold the goods sold out in 3 days, he took all the money into the stock, and then the daily sales rose to thousands of yuan, and at most he could sell more than 5000 yuan a day. At that time, he had to enter 3 goods a day, all in the morning, noon and evening, all depended on diligence, so that in less than 1 years, Zhang Zhengquan quickly accumulated more than ten million yuan.

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After P has completed the "primitive accumulation", there are more people following the trend. Zhang Zhengquan himself feels that selling such cheap goods is not a permanent solution, so he begins to consider the first pformation.

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< p > < strong > opening supermarket > /strong > /p >

< p > < strong > Chongqing bank helps him to go on the road quickly > /strong > /p >

< p > > a href= "http://www.91se91.com/pioneer/" > Zhang Zhengquan < /a > decided to turn the stall into a supermarket, and let the quality of the goods go up, and the price and profits will naturally go up.

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< p > "at that time there was a more famous supermarket in Shapingba, but my price was cheaper than that of them."

Zhang Zhengquan said that the way of opening a supermarket is different from others. Many supermarkets do consignment, first sell goods and then settle accounts, and the price will naturally be higher. He is all cash in stock and the same commodity. Wholesalers will give him a cheaper price.

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< p > "for example, if I sell 2 yuan in a supermarket, my price is 1 yuan and 2 cents. I can earn 8 cents. If I take the selling channels, the purchase price is 1 yuan and 8 Jiao. If others want to earn as much money as I earn, the retail price will be raised. Finally, the customers will naturally come to me."

Zhang Zhengquan said that his sales model needs a lot of cash to support, and luckily, he got acquainted with the "small and micro loan" of Chongqing bank at the beginning of his business.

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< p > "about 8 years ago, I accidentally saw a small micro loan product advertisement of Chongqing bank."

Zhang Zhengquan recalls that in his impression, hundreds of millions of loans were borrowed from the bank, and he was only doing small businesses, and the bank would lend him money. So he just did not hope to try it and did not expect to succeed.

The first loan is only 5000 yuan. That is because the funds are not working for a while, and they do not want to borrow money from relatives and friends. The small and micro loan of Chongqing bank has really helped him. After that, the cooperation between him and the Bank of Chongqing has not been interrupted.

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< p > < strong > make a phone call < /strong > < /p >

Less than 3 days, loans will be available at < p > strong > /strong > /p.

< p > now, Zhang Zhengquan has already started the a href= "http://www.91se91.com/news/index_c.asp" > clothing business < /a >, he chose the project is men's famous brand - strong male menswear.

From the first 1 stores to the 5 stores now, assets are up to 7 million, and business is getting bigger and bigger.

Whenever confronted with financial difficulties, he always thinks of the Bank of Chongqing and always gets timely help.

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< p > "I think the biggest advantage of lending to a bank for business is that the interest rate, time limit and repayment way of the loan are all agreed in advance, and there is no need to worry about repayment in advance, so that we can better execute our investment plan."

Zhang Zhengquan said that when he needed money, he only needed to make a phone call. The bank account manager of Chongqing asked him to fill in the form and get the money within three days.

Every time Zhang Zheng was able to make timely repayment, there was no bad record, and the Bank of Chongqing raised his loan quota every once in a while, and the interest on loans continued to be discounted. From 5% off to 10 percent off, and then to 15% off, it is now 20 percent off.

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< p > "as a VIP user of Chongqing bank, I trust Chongqing bank and Chongqing bank also trust me. This gives me a lot of confidence and believes that the future is better than now."

Zhang Zhengquan said, there are many more successful people than he is, and he only grasped a bit of opportunity every time, and is good at helping others. He can not only borrow wisdom, but also borrow more money. Now he is just in time to catch up with the good support of the state for supporting small and micro enterprises. The financial support for the financial industry is extremely beneficial to the development of small and micro enterprises.

In the future, I hope that Chongqing bank will be more helpful.

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