Shi Jianxiang: Pformation From Clothing Trader To Financier

< p > where there is a chance, there is Shi Jianxiang.

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< p > from the mid 70s of last century, Shi Jian Xiang has been doing "a target=" _blank "href=" http://www.91se91.com/ "> clothing" /a ", trade, real estate and other businesses.

4 years ago, when the small loan industry came to light, Shi Jianxiang once again "sniffed" the opportunity. He saw not only the beginning of a new financial industry, but also a broad platform for providing financial services to millions of small and medium-sized micro enterprises.

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< p > today, Shanghai Changning East Hongqiao small loan company, founded by the fast deer investment group, has achieved the largest lending scale and the highest per capita tax rate in Shanghai.

Shi Jianxiang also turned into a real financier from a industrialist who did "financial dream".

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< p >, however, he did not stop dreaming. Now, Shi Jian Xiang has started a "cultural dream".

He began to actively layout the film and television culture industry, and has invested and produced many films and TV dramas.

And he himself published his first book, the first book.

This time, dare he "dream" he will bring what kind of wonderful?

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< p > < strong > excellent small loan is expected to run private banks < /strong > /p >

< p > 2008, < a href= "http://www.91se91.com/news/index_cj.asp" > small loan > /a > Company in the national unified pilot, when we heard the news, Shi Jian Xiang's mind showed a blueprint.

Now, his vision is very accurate.

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< p > as of September 30, 2013, the number of small loan companies in China has soared to 7398, employing 86 thousand and 200 people, paying 665 billion 895 million yuan in real capital and 753 billion 450 million yuan in loans.

In Shanghai, the number of small loan companies has reached 109, with a total registered capital of 14 billion yuan, of which 97 are open, 81 billion 938 million yuan in loans and 15 billion 969 million yuan in loans.

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< p > Shanghai fast deer Investment Group Co., Ltd., as one of the top 100 private enterprises in Shanghai, has invested in Shanghai Changning East Hongqiao small loan company.

In the past 4 years, East Hongqiao has stabilized its status as "the status of rivers and lakes": Shanghai has the largest lending scale, the highest per capita tax rate, the strongest risk control ability, and the most powerful support for private enterprises.

Shi Jianxiang told us that during the 4 years of investment, the total loan volume of the East rainbow bridge has exceeded 5 billion 700 million yuan, accounting for 6.3%. of the total lending amount of the small loan industry in the whole city. Among the 101 small loan companies that have already been opened in the city, the small loan companies in East Hongqiao first realized the standardization of small loans, securitisation of small loans, small loans, and small loans.

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< p > in the small loan securitization aspect, Shi Jianxiang indicated that the small loan company uses 100% free funds to lend, according to the national stipulation, may also melt into the bank not to exceed the capital net 50% fund.

In fact, the debt ratio of small loan companies is not as high as that of Chinese traditional enterprises.

The debt ratio of most trade enterprises and real estate enterprises is around 60%, while the debt ratio of small loan companies is less than 40%.. This is because although the state allows 50% of the funds to be incorporated, it has generated new profits in one year, which has not only made the small loan companies grow and meet the market demand, but also helped the small loan companies to control risks and support the small and micro enterprises with greater efforts.

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< p > in the small loan enterprise, Shi Jianxiang said: "banks support small and micro enterprises, can be said to be powerless, unintentional and unmanned.

Small loan companies specialize in lending to small and micro enterprises, and are willing to do so, but they are suffering from no money, no capital and no financing.

If the two sides can combine, lock down risk through innovative ways, and lend money jointly, we can achieve complementary advantages. "

Shi Jianxiang said that in terms of small loans and banks, banks have the power to cooperate. Local governments also want to push forward, and hope that regulators will further support them.

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< p > and in the capitalization of small loans, Shi Jianxiang believes that small loan companies should go to capital market through standardized operation.

Through listing, strengthening and expanding, let small loan business sprout more vitality.

Shi Jianxiang revealed that Shanghai Changning East Hongqiao small loan company has already started preparations for the 2014 listing plan, which is also the first small loan company in Shanghai to put forward the listing plan.

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< p > < strong > strict control of wind control, intending to test water P2P business < /strong > /p >

< p > the strength of risk control is undoubtedly the foundation of the existence and development of small loan companies. Shi Jianxiang is quite proud of this.

Since the establishment of the company, thirteen risks have been gradually explored.

The core is not focus but concern.

"The small loan companies in East Hongqiao serve small and micro enterprises, small and light enterprises and small and medium-sized enterprises of science and technology, adhere to the path of marketization, and do not correlate with points and points, so as to avoid risk conduction."

Shi Jianxiang said that East Hongqiao uses dynamic wind control instead of traditional static wind control to more effectively assess the ability of enterprises to repay loans.

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< p > according to the latest data released by small loan company in East Hongqiao, as of October 31, 2013, its operating income was 180 million yuan, with a total profit of 154 million yuan, and a tax of 48 million 874 thousand and 800 yuan should be paid.

In 2013, the total amount of loans was 1 billion 398 million 500 thousand yuan, and 265 loans were issued.

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< p > when it comes to the future financial plan, Shi Jianxiang believes that we should first adhere to the strict control of wind control, which is the foundation for enterprises to become bigger and stronger.

"We have invested a lot of manpower in this area to recruit talented people and strive to maintain a zero risk and bad debt record."

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< p > followed by accurate positioning.

"Small loan companies are oriented to small and micro enterprises, and even smaller, small and light businesses. We should not rush to big business resources with banks, but should focus on services that need more help."

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< p > Shi Jianxiang revealed that in order to serve more small and micro enterprises, he has turned his eyes to the popular P2P industry.

In his view, the P2P mode can not only point to the point, but also face to face. It can solve a large number of small and medium enterprises' financial difficulties and help investors get some benefits.

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< p > in order to improve the security of loans, Shi Jianxiang believes that in addition to relying on financing Guarantee Corporation, it can cooperate with insurance companies to innovate.

"This is not only guaranteed by Guarantee Corporation, but also by insurance companies."

He specifically called on the relevant departments to urge the P2P industry to introduce regulatory provisions as soon as possible, so as to enable more people to have confidence in the P2P industry and be willing to join them.

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< p > < strong > layout of the film and television industry, the dream is not stopping. < /strong > /p >

< p > in addition to being an excellent financier, Shi Jianxiang's "cultural dream" is also being realized step by step.

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< p > 2011, the Shanghai fast deer investment group and the Hongkong Tianma film production Co., Ltd. were co operated by Raymond Wong producer and produced the movie "eight stars".

The film continues the new year's movie "happy event" series, which once created the box office miracle in Hongkong in the 90s of last century, and won a good reputation.

The top three celebrities on both sides of the Straits include Donnie Yen, Louis Koo, Sandra Ng, Kelly Chan, Yang Mi, Xiong Dailin, Chapman To and so on.

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Shi Jianxiang, who has tasted the sweetness of the "P" and the famous director and producer Stanley Tong of the UN [micro-blog], CO produced the grand historical drama "loyal Yue Fei". The famous director Ju Ju ran served as director, Huang Xiaoming, Ruby Lin, Wu Xiubo, Hai Qing, Hai Qing, and so on.

There is no doubt that the film is called the "great play of the year" in 2012.

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In P 2013, Shi Jian Xiang's "cultural dream" grew bigger and bigger.

This time, fast deer and Shanghai Film Group signed a joint film to spell the piano.

The film brings together Oscar Mike, a gold producer.

Medvo and Oscar's best director, Barry?

Levinson and many other international superstars.

Shi Jianxiang said, this is the Shanghai dream, the Chinese dream and the world dream. It is also a dream that tells the story of Shanghai to the Chinese people and listens to the world.

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< p > in addition to investing in movies and TV shows, Shi Jian Xiang also ushered in his first book, the first book, in September 2013.

In the preface, he said humbly: "I seldom read books and learn less, so my first book is likely to become my last book.

Even the last book is a meaningful thing for me, who has never written articles and works, and has a low level and academic background.

Indeed, pursuing dreams does not require too many reasons. It is really meaningful to dare to think and dare to do.

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< p > believe that the dream of < a href= "http://www.91se91.com/pioneer/" > Shi Jianxiang < /a > will not stop, and the next wonderful may be not far away.

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