Ziyang's Timely Help To Speed Up The Development Of Small And Micro Textile Enterprises

Here world Clothing and shoes Xiaobian of the network to introduce Ziyang: help small and micro textile enterprises to accelerate development.

An early autumn light rain in Lezhi Industrial Park bright sunshine, rows of plants lined up, weaving machine running sound from inside. Today, we have just bought more than 10 imported "air jet looms", and the workers are moving orderly among the machines.

　 Timely assistance

Solve the urgent need of enterprises

Reporters learned that in Lezhi, there are many such textile enterprises, but the bottleneck of funds is every small and micro textile enterprises must go through the "ridge". Under the fierce competition of private enterprises and financing difficulties, the situation of Lezhi's small and micro textile enterprises is not optimistic. Even a period of time, many banks believe that textile enterprises are backward in technology, low in management level, fluctuating in textile market and high in risk, so that some financial institutions are deterred and the loans to the textile industry are strictly controlled. This is especially true for small and micro enterprises. Some small and micro textile enterprises with advanced technology and good management are lack of working capital and have difficulty in operation.

Fortunately, in recent years, the Lezhi county Party committee and the county government have taken advantage of the textile industry to shift opportunities to the central and western regions. We have decided to develop Lezhi into a western textile city and take advantage of it to undertake high-quality textile enterprises. Industrial music to sub branches to borrow power to support small and micro textile enterprises in Lezhi "timely help."

After a rainy day, many small and micro textile enterprises in Lezhi are turning around. Qian Yuan Textile Co., Ltd. is one of them. At the early stage of its establishment in 2010, the company spent a lot of money on plant construction, advanced equipment acquisition, and relatively short working capital. Fu Xiaolin, the company's legal representative, was engaged in the textile industry for more than 20 years, and was familiar with the textile industry. market Rules, but also had to lock up eyebrows for tens of millions of "capital gaps".

"Many workers stopped working at that time because they didn't get paid." Fu Xiaolin said.

At the same time, after understanding the difficulties of Qian Yuan Textile Co., Ltd., the company went to the small and micro businesses to support the investment tracking and reserve hatching. After carrying out the loan evaluation, targeted liquidity, net loan and other loan varieties were 35 million 600 thousand yuan, which solved the difficulty of liquidity.

"In less than a month, the loan came down. Usually we have to wait for months or even half a year. Fu Xiaolin, who is familiar with credit policy, sighs.

With the injection of funds, the production of Qian Yuan Textile Co., Ltd. has rapidly returned to normal. At the end of 8 this year, a number of advanced textile equipment at home and abroad, including Italy Savio automatic winding machine, Heng Tian heavy industry, JWF1204A Qing Shu Lian, and other advanced textile equipment were introduced, with the production capacity of 50 thousand spindles. The products were exported to Belgium, Nigeria and other countries, and the output value was 56 million 200 thousand yuan, an increase of 10 million 330 thousand yuan over the same period.

　 Sincere service

Solve problems for enterprises

While working hard to serve the small and micro textile enterprises, the company has found that many small and micro enterprises lack knowledge about financial knowledge personnel and the financing cost is very high. In order to solve this problem and reduce the burden of enterprises, the leading group and marketing team of the industrial and commercial sub branches actively take the initiative to make friends with enterprises through discussions and visits, and introduce countermeasures for one to one, and introduce targeted financial products.

It is understood that Sichuan Lian you Textile Industry Co., Ltd. was puzzled when it applied for a loan because it did not know which product to choose. To this end, according to the sales and operation of the company, the customer manager of the industrial bank to branch Bank recommends the "net loan" credit variety and settlement method, calculates the capital cycle, and freely trains the financial personnel of the Union Textile Industry Co., Ltd. to correctly use the product, which reduces the financing cost of 320 thousand yuan per year.

By the end of August, the industrial bank to sub branch had provided high-quality financial services for 11 textile enterprises, with a loan balance of 152 million yuan, and new loans of 55 million yuan, an increase of 40%. This year, 1-8 months, we support small and micro businesses. Textile enterprises The output value is 962 million yuan, sales is 832 million yuan, profits and taxes are 10 million 780 thousand yuan, and the number of labor force employment reaches 3320.