Financing Skills Of Small And Medium Enterprises In The Early Stage Of Entrepreneurship

1, money from local moneybags should not be demanded. First of all, we must define what is local wealth. I refer to those owners who own their own businesses overnight, though they earn enough assets, but because they are hard to start their own businesses, they see money very seriously.

I'll give you 5 million today, and I'll ask you in three months. Corporate profits Moreover, because of impatience, they often interfere with the operation of enterprises without paying attention to objective reality and long-term development of enterprises. He values the short-term returns of enterprises, and for startups, it is difficult for you to meet their requirements, leaving you only uncomfortable.

2, do not sell yourself low. Start-ups are always in a weak position when negotiating with investors, because in many people's view, SMEs are financing people and investors are helping people. In fact, this is a wrong understanding.

The project is certainly needed. capital But as long as it is a good project, once investors find and confirm that it is a real good project, he will never give up easily. So you must seize this mentality and get a good price. Otherwise, it will be too late to regret when the business is bigger.

3, no more. Bank Hope. Many small and medium enterprises have spent a lot of energy in finding bank loans, asking their grandparents to pay for their money, but it is virtually impossible for banks to give you money. There is nothing else, because you are a small and medium-sized enterprise. Even if you have personal relationships, it is no use, because the credit department is unwilling to take such risks, because you are small and medium-sized enterprises, and the bank policy is always only oral support. Besides, high bank interest is also unbearable for you.

4, venture capital is the hope of all small and medium-sized enterprises. In 2004, China's total venture capital exceeded 1 billion US dollars, and venture capital was recovering strongly, becoming the biggest hot spot in China's capital market last year. For small and medium-sized enterprises, the advantage of venture capital is that, first, it does not require short-term returns. Second, it does not hold shares. Third, because most VC has overseas background, once it is invested in you, it will try to offer you overseas listing.