Fujian Shishi Textile And Garment Association Promotes The "Loan Pfer Fund"

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Xiaobian of the network introduced to you is Fujian Shishi textile and clothing trade association trial run "loan fund".

A few days ago, reporters learned from Shishi textile and clothing association, following the launch of the financial cooperative project to help hundreds of member enterprises to loan, the "loan pfer fund", which was led by the Shishi textile and Garment Association, began trial operation last month. In the past month, more than 30 members' loans have been completed by the chamber of Commerce's "loan fund" service.

"In 2014, when the textile and garment industry continued to descend, what is the biggest problem facing the textile and garment enterprises facing" cold winter "?

Liu Yiqun, vice chairman of the Shishi textile and clothing chamber of Commerce, chairman of the brand department and chairman of Wolf Road clothing, spoke of the biggest constraint on the development of the textile and garment enterprises at present.

Against this background, the "loan pfer fund" can start operation.

It is understood that the loan pfer fund was injected into the government by 20 million yuan as a guiding fund, and the fund of the Shishi textile and Garment Association raised no less than 180 million yuan, and commissioned a professional agency to operate it closed.

In addition to the government's guidance funds, the "loan pfer fund" will absorb funds from members of the chamber of commerce according to the principle of voluntariness according to different grades, and then, in accordance with the principle of "application first, first served", to help members of the chamber of commerce with "continued loan" demand.

After borrowing, the enterprise must return it within the prescribed time limit and pay the corresponding service charge for the loan pfer.

After the loan is successful, it is necessary to return the loan to the loan pfer fund immediately.

According to the introduction, compared with the traditional loan mode,

The spin off fund of textile and garment manufacturers has many advantages.

Among them, the fund is supervised by the Shishi finance office and other departments. The Shishi textile and Garment Association is leading the implementation and entrusted the professional third party agency to run the business to help enterprises successfully complete the loan pfer without affecting the credit records of enterprises.

In addition, the fund is 0.667% per day.

Collection of funds to occupy the service fee, generally 3 working days to complete, low cost, short cycle advantage.

Up to the present,

The loan amount has exceeded 200 million yuan, and the scale of the future will continue to expand.

Tian Qiming, chairman of the Shishi textile and clothing trade association and chairman of the company, China, said that the "loan pfer fund" has not yet seen a bad debt account. Compared with the general social financing, it has saved nearly 1 million 800 thousand yuan interest. Today, with the high risk coefficient of the private financing market, it helps enterprises reduce the financial cost.