Financial Investment: The Impatience Of Avoiding Investment

After the Lantern Festival, it means the official farewell of the Spring Festival. But looking at the calendar, it's March, and 2015 of them are almost 1/4. For investors, after many years, many have begun to restart investment. However, in order to avoid the impetuous investment, it is well-known in China. Conduct financial transactions Reed, a service provider, has arranged some investment steps and precautions, hoping to help investors find the best way to invest.

　　 Setp 1: clear your own risk tolerance.

In terms of investment and financial management, everyone has different investment return requirements. And risk and reward are often twin relationships. Therefore, for individuals or families, Jiefong Reed financial planner suggests that risk levels should be well defined. For example, to understand their risk tolerance, other family members' views on investment and so on.

　　 Step 2: Understanding Investment Products

Knowing your product is easy, but it's not just a matter of "yield". Understand the investment direction of your investment products, including the investment structure, security issues, and which industries to invest in, and what types of projects to invest in. For example, Jifeng Reed's steady profit selection fund, the expected annual yield of 3 months is 8%, 6 months is 9%. Its investment direction is monetary fund and Jiaxing Reed platform selling high-quality fixed income financial products. In addition, the Jifeng Reed steady profit fund has the structure matching of products, which is divided into priority and inferior grades. Customers in the structure belong to the priority level, the product side is the inferior grade, and the proportion of investment after bad is bigger. The proportion of the structure makes it possible for the poor Reed to provide capital to pay if there is any problem, so it is more secure for investors. Jia Feng Reed financial planner believes that for investment, we can not just look at the surface rate of return, but also a more comprehensive understanding of whether the product is robust and safe, which is also very important.

　　 Step 3: estimate what you need. capital Mobility

For investment, we have long and short term investments. The shorter the investment, the shorter the time and the better liquidity. Our investment can not be short of long-term consideration, but we ignore the problem of liquidity. In particular, some businessmen are suddenly embarrassed when they are in a hurry to use money, and the investment can not be taken out in time, or it takes more time for them to take out. Therefore, we need to fully judge whether our funds need to have some liquidity before investing.

　　 Step 4: risk statement about good returns and so on

Generally speaking, our country stipulates that financial investment projects need investment risk statement, which must be optimistic. For example, a typical insurance product, the risk exemption clause is very important. In addition, risk statements often include descriptions of policy risks, descriptions of default situations, explanations of redemption conditions, and risk descriptions of returns. These need to be clearly understood before investing.

The above 4 steps are four important matters that should be paid attention to in investing. How do you get clear and ready before you invest actively?