Technical Methods For Enterprises To Guard Against Financial Risks

That is to say, diversify financial risks through joint venture among enterprises, diversification and diversification of foreign investment.

For risky investment projects, enterprises can jointly invest with other enterprises to achieve revenue sharing and risk sharing, thereby diversifying investment risks and avoiding financial risks arising from the exclusive investment risks of enterprises.

In addition, market demand is uncertain and changeable. Enterprises should adopt a diversified business mode to diversify risks, that is, to operate multiple products at the same time.

Generally speaking, the risk of long-term investment is greater than that of short-term investment. The risk of equity investment is greater than the risk of debt investment. Portfolio investment can disperse the non systematic risk of portfolio investment, and its investment risk is lower than the risk of individual securities investment.

Of course, the greater the risk, the greater the yield.

That is to say, when choosing financial management schemes, enterprises should comprehensively evaluate the financial risks that may arise from various schemes. Under the premise of ensuring the realization of financial management objectives, enterprises should choose less risky schemes so as to avoid financial risks.

Although equity investment may bring more investment returns, but from the perspective of avoiding risks, enterprises should be cautious about engaging in equity investment.

Of course, the avoidance method does not mean that enterprises can not carry out risky investments.

In order to achieve the purpose of influencing or even controlling the invested enterprises, enterprises can only adopt the way of equity investment. Under such circumstances, it is necessary to take appropriate investment risks.

That is to say, enterprises can pfer part or all of their financial risks to others through some means.

There are many ways to pfer risks. Enterprises should adopt different ways of risk pfer according to different risks.

For example, an enterprise can pfer the risk of property loss to the insurance company through the purchase of property insurance.

In foreign investment, enterprises can use joint investment to pfer investment risk to other enterprises involved in investment.

Enterprises that raise funds by issuing stocks can issue the risk of failure to the Underwriters by issuing the underwriting mode.

Transferring financial risk to some or all of the financial risk can greatly reduce the financial risk of enterprises.

That is, facing the objective financial risks, enterprises should take measures to reduce financial risks.

For example, enterprises can reduce the proportion of debt capital to total capital in order to reduce the risk of debt.

When the market unmeasurable factors increase and the stock price fluctuates sharply, enterprises should reduce the proportion of stock investment in all foreign investment in time and reduce investment risk.

In production and operation activities, enterprises can improve the competitiveness of products by improving product quality, improving product design, developing new products and developing new markets, and reducing the financial risks that can not achieve the expected revenue arising from the slow sale of products and the decrease of market share.

In addition, enterprises can reduce the risk loss by paying a certain price.

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For example, establish risk control system, equipped with specialized personnel to predict, analyze and monitor financial risks, so as to detect and resolve risks in time.

That is to say, we should invest more in irrelevant projects, and produce and operate more or less independent or incomplete commodities with profit margins, so that both high and low profit items, peak season and off-season, salable goods and unsalable goods will be replenish or offset in time and quantity, so as to make up for the risk brought by a certain loss to the company.