The Bank Is Responsible For The Loss Of The Depositor'S Deposit.

This year, a number of sensational deposits and disappearances involve a lot of money.

Especially in recent cases in Shijiazhuang, the client's U shield was stolen and its nature was very strange.

Traditionally, banks, especially state-owned banks, are known as the safest banks, and the money here is no longer safe.

Depositors' deposits are lost in banks. The reason is the external environment and internal microclimate.

From the external environment, the current high rate of illegal private capital accumulation is rampant, and is rapidly collapsing due to the breakup of capital chain.

Most of the cases of customer deposit loss are internal and external collusion.

A company or institution that moves customers' funds outside the bank account and deposits funds back to the bank account before the depositor's deposit expires.

However, because of the high interest rate and the fragmentation of the enterprise capital chain, the funds can not be returned to the bank account, and the customer account becomes empty.

From an internal point of view, bank staff feel the high interest rate mentality of depositors, and attract customers' funds with the sign of banks and high interest as bait.

At the same time, "inner ghost" personally handles business for customers to gain customer trust.

This exposes serious loopholes in internal banking management.

Some bank outlets use large numbers of dispatched workers who are not in the bank's establishment. They are the first window for banks to directly contact customers.

These people may take the above way to help external institutions to maintain high interest rates.

After the incident, some banks were on the grounds that the perpetrators were not regular employees.

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The author believes that as long as business is done at the banking outlets, banks should be responsible for the safety of customers' funds.

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Because the customer is directed at the sign of "bank" on your door.

It is extremely irresponsible for banks to push the loss of deposits onto individual employees, so that customers can report to the perpetrators or judicial departments.

Banks should lose customers.

And legal interest rate interest paid to the depositors unconditionally, and they will report the case themselves and investigate the legal responsibility of the internal offenders.

Regulators should also reflect.

Why did the public and NPC deputies and CPPCC members have repeatedly raised the issue of depositors' deposits from last year to the beginning of this year?

Of course, depositors must be vigilant. On the one hand, they must pay extra attention to bank deposits, as long as they are far above the normal statutory interest rates. On the other hand, the passwords set up by bank accounts, online banking and U shields must not be disclosed to anyone.

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Soros, George Soros, expressed concern at the world bank's Bretton Woods conference that if China's economy is in poor health, it may lead to the outbreak of the Third World War.

To this end, he appealed to the us to "concession" and allow the renminbi to be included in the IMF's SDR basket.

Soros

If China fails to pform the export driven economy into a domestic driven economy, he said, China's rulers are likely to create an external conflict so that the country can unite and seize power.

Then, "if China and the United States' military allies, such as Japan, have a military conflict, it is no exaggeration to say that we are at the tipping point of the Third World War."

He also said that military spending between China and Russia has been increasing.

In order to avoid the outbreak of war, Soros called on the United States to make a "significant concession" and allow the renminbi to be included in the IMF's SDR basket.

Of course, this will exacerbate the competition between the RMB and the US dollar.

He also said that in return, China should make similar concessions to reform the Chinese economy, such as accepting the rule of law.

Soros said that allowing the renminbi to be freely convertible on the market would create a strong link for the two major economic systems. Such an agreement would be difficult to achieve, but the other options would be very bad.

"Without such an agreement, China is likely to strengthen its political and military ties with Russia.

In this way, the threat of the third world war will become real.

Therefore, it is worth trying to reach an agreement. "

Soros, the investment crocodile, is an investment guru of the United States and Buffett. It is also a speculator, a devil and an economic criminal in the eyes of many people.

He once said: "world economic history is a series based on false appearances and lies.

The way to get wealth is to recognize the illusion and put it into play, and then quit the game before the illusion is recognized by the public.

He defeated the Central Bank of England in 1992 and became famous in World War I, earning 1 billion dollars in large profits. In 1997, the Thai baht and Hong Kong dollar were sniping, triggering the Asian financial turmoil. In 2013, it succeeded in judging that the yen would depreciate sharply, and it made him make a huge profit of 1 billion dollars.

Among them, he struck Hongkong in a fiasco, because Chinese Premier Zhu Rongji held up Hongkong and resisted the depreciation of the Hong Kong dollar.