The Average Yield Of Bank Financing Is 5.07%.

According to Puyi wealth monitoring data, last week, 67 banks issued 800 financial products, 62 increase in product circulation, 197 guaranteed capital floating and guaranteed revenue products, 24.62% in the market, 603 in non guaranteed financial products, and 75.38% in the market.

The average expected yield of financial products issued was 5.07%, an increase of 2 basis points compared with the previous period.

Among them, the expected yield of 6% or more of the financial products, a total of 65, the market share of 8.13%, an increase of 3.52 percentage points.

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Direction, last week.

And the money market products totaled 303, representing a decrease of 22 compared with the previous report; 445 combined investment products, an increase of 87 compared with the previous report, and a total of 52 structural products, representing a decrease of 3 over the previous period.

In terms of terms of maturity, there are 20 financial products under 1 months, 1 less than the previous period; 412 months from 1 months to 3 months, 21 more than the previous period; 3 months to 6 months.

The 220 paragraph increased 15 from the previous period; the 6 month to 1 year financial products 124, an increase of 17 over the previous period; 24 more than 1 years of financial products, a 10 increase over the previous period.

The most frequently issued products are joint-stock banks and city commercial banks.

Among them, city commercial banks issued 263 items, 51 more than the previous period; 282 issued by joint-stock commercial banks, 2 more than the previous period; 182 issued by state-controlled banks, 5 more than the previous period; 63 rural financial institutions (including rural commercial banks and rural credit cooperatives), 6 more than the previous period, and 10 issued by foreign banks, representing a decrease of 2 over the previous period.

Of the 800 financial products, 715 of the RMB fixed income financial products, the expected minimum revenue is flat compared with the previous period, the highest yield is expected to increase by 4.25 percentage points over the previous period.

Among them, 1 months less than 19 financial products, the average expected rate of return is 3.63%, an increase of 12 basis points from the previous period; 1 months to 3 months of financial products 378, the average expected rate of return is 5.11%, up from the previous period of 2 basis points; 3 months to 6 months of financial products 6, the average pre yield rate is 3, compared with the previous period fell by a basic point; from month to month financial products, the average yield is less than the previous period, a drop in the basic point; over the year financial products, the average expected rate of return is up to the previous period.

Last week, a total of 63 banks issued fixed income RMB financial products.

Among them, the city commercial banks issued 257 models, the average expected rate of return was 5.25%, up 4 basis points compared with the previous period; the joint-stock commercial banks issued 235, the average expected rate of return was 5.21%, down 3 basis points compared with the previous period; the state-owned banks issued 160, the average expected rate of return was 4.86%, the rural financial institutions (including rural commercial banks, rural credit cooperatives) issued 63, the average expected rate of return was 5.02%.

Pu Yi wealth monitoring data show that last week, 1278 products expired, including 609 portfolio investment products, bond and currency market tools, 629 products, 39 structured products.

A total of 14 products with a maturity yield of 6% or more were announced in the products with due yield.

Of the 11 products, 7 come from city commercial banks and 7 from joint-stock commercial banks. From the perspective of investment, 12 products are combined investment products, and 2 are bonds and money market products.

Of the 123 products that have come to maturity, 2 products have not achieved the expected maximum yield, respectively, which are the fourteenth phase of 2015 1MA in the floating income closed RMB structural deposit products of Xingye Bank and the floating income closed floating income closed form deposit products of the Bank of Xingye Bank in 2015 sixth period 3MA.

Societe Generale Bank "Zhi Ying Bao" floating income closed-end RMB structured deposit products, the fourteenth term 1MA in 2015 is linked to the gold price of the London gold market. If the price of the linked target is greater than or equal to 2600 US dollars / ounce, the customer can get an excess return of 1.98%, that is, the net annual return of the financial product is 4.18%. If the end of the day is more than or equal to 400 US dollars / ounce and less than 2600 US dollars / ounce, the net income of the financial product will be 3.98%.

The end price of the day mark is greater than or equal to $400 / ounce and less than $2600 / ounce, with a yield of 3.98%.