Credit Card Fraud Increased After The Holidays To Crack Down On Partial Abuse, Crying And Swindlers.

After the Spring Festival, the number of credit card fraud increased and the amount of fraud was large. From March 1st to March 5th, 13 people were cheated and cheated up to 200 thousand yuan.

Police reminded that

Please go through regular channels.

After studying and judging, the swindlers' fraud methods appeared in a new way, which was highly confusing. The majority of the deceived groups were mostly self-employed men, aged 20-40.

Deception 1 small ads in WeChat

In February 27th, when Mr. Zheng was cleaning his mobile phone friends circle, he saw a small advertisement for a credit card, leaving his own way of contact.

A cheat deceives a man but he is slow.

Until the second day, in February 28th, the swindler swindled Mr. Zheng 100 yuan; on the third day, he swindled away $500.

On the fourth day, the cheater first cheated 1000 yuan and later cheated away 2000 yuan.

Poor Mr. Zheng didn't realize that he was deceived until March 3rd. He called the other phone and showed that he had lost contact.

Also in February 27th, when Mr. Zhu played WeChat, he saw many public credit card numbers. He was cheated 36 thousand times in four times.

Cracking: a bank employee introduces that credit cards can be applied to bank outlets, and can also be applied to online banks, mobile banking applications, friends circles and public numbers of regular banks.

Mr. Zheng and Mr. Zhu's two people, according to the reporters, have noticed that in this process, the cheater has made up all kinds of expenses.

The first is the agency charge.

Mr. Cheng paid a 100 yuan commission fee.

The second is material cost.

Mr. Zhu paid 1000 yuan for the material cost.

The third is the handling fee.

Mr. Zhu handed in a handling fee of 5500 yuan.

The fourth one is guarantee fee or margin.

Mr. Cheng paid a deposit of 500 yuan, while Mr. Zhu paid a guarantee fee of 15000 yuan.

The fifth is credit verification fees.

Mr. Zheng remittances 1000 yuan, 2000 yuan to cheat accounts, used to "verify credit".

Crack: the police said that in the process of holding credit cards, fees, materials, agency fees, deposits and so on were not needed.

Trick 3, remittance is required to activate the card.

There is a kind of fake fee which will be paid only after the credit card is received.

In February 25th, Mr. Zhang used his mobile phone to surf the Internet. He saw a website that rushed to run a credit card and contacted him by telephone. The other party received a 400 yuan service charge.

A few days later, Mr. Zhang really received the credit card of Everbright Bank.

The card was delivered by the wind express. It was his name.

It seems quite normal that the plot develops here.

Mr. Zhang received a call from the customer service manager of Everbright Bank. He said he needed to activate the credit card for 12 thousand yuan.

At 8 a.m. on March 1st, Mr. Zhang pferred 12 thousand yuan.

It was not until the customer service manager asked for remittance that he realized the hoax.

Cracking: the police explained that no remittance was required to activate the credit card.

A crook has every hair in his heart.

Mr. Wang received a short message in March 3rd, and the phone number was sent from 95555 (China Merchants Bank) to handle large platinum credit cards.

After being cheated, the phone number should be a virtual false number.

In the short message, a mobile phone called "manager Li" was reserved.

Mr. Wang called Li manager, and the other asked him to contact the staff of the Credit Card Center.

Sure enough, the staff came on the phone and asked Mr. Wang to add a QQ number.

On QQ, the "bank staff" sends a link to the website of the card, allowing Mr. Wang to fill in, enter the savings card number, and online banking login password.

At 12:50 on March 5th, Mr. Wang was astonished. The 200 thousand yuan in the bank's card was 4 points and 50 thousand yuan each.

Originally, the QQ link is a phishing website.

Crack: QQ point link card, according to the reporter call China Merchants Bank 95555 customer service telephone, customer service personnel explained, platinum credit card is high-end card, must go to the business outlets.

The staff of China Construction Bank introduced that to run a credit card at the bank's business point or to get a credit card, they must follow the principle of "three relatives and see each other".

Fraud 5 must deposit hundreds of thousands of yuan.

"Dear customers, Hello, China Merchants Bank now invites customers with good credit rating to apply for our large platinum credit card, which is simple in procedure and short in card period. Detailed: 17194986800 manager Li."

In March 3rd, Mr. Hong received messages.

On the phone, Mr. Li told Mr. Hong that he could handle his credit card up to 500 thousand yuan, but there was a premise that Mr. Hong had to run a bank card of China Merchants Bank and then deposit 250 thousand yuan to prove that he had the economic strength and repayment ability.

In March 4th, Mr. Hong managed the card.

In March 8th, he borrowed money, and finally got together 250 thousand yuan to connect Qian Cunjin with his manager.

Subsequently, Mr. hung added the QQ number of the bank staff, and downloaded "China Merchants Bank quick processing platform" (fake) on mobile phone to fill in the information.

At 15 o'clock, Mr. Hong was cheated 200 thousand yuan.

According to the reporter's consultation with China Merchants Bank and China Construction Bank, the staff explained that the high cost credit card should be considered comprehensively, including personal income, work, daily consumption ability, personal financial resources, whether or not the real estate owns the car and so on.

Among them, the personal bank assets situation depends on three months, some of which depends on half a year.

It is impossible to deposit a few hundred thousand yuan in a single day in order to get a high credit card.