The United States And The United Nations Open The Supply Chain Finance Optimization And Upgrading Strategic Pformation

Network comprehensive program "wonderful flower" fire, the biggest gold master.

So once again, it has entered the public view.

The United States, which was listed in 2008, started from foundry, and has been focusing on products for many years.

and

Management, outsourcing production and sales to other companies.

Under such a "virtual operation" mode, it has naturally become a huge supply chain.

At present, there are more than 330 suppliers, distributed in Shanghai, Guangdong, Jiangsu, Zhejiang, Shandong, Fujian and other places. Their geographical location is scattered and the distribution of purchasing funds is fragmented.

Supply chain determines competitiveness

The state of America's business model determines that its dependence on suppliers is very high. To some extent, it also means that the high quality and healthy supply chain ecosystem plays a decisive role in the market competitiveness of the United States.

Under the macro background of economic downtrend, the demand is insufficient, stimulating the market to stimulate growth is often very costly, and revitalize the accounts receivable in the supply chain, it can more effectively give the enterprise the momentum of innovation and development.

Nowadays, market competition has changed from competition among single commercial bodies to supply chain and supply chain competition. More and more enterprises are aware of the importance of supply chain finance.

On the one hand, it can help enterprises to optimize cash flow, reduce financial costs and raise net profit.

On the other hand, it can effectively improve the funding and operation of its suppliers, stabilize and optimize the supply chain links, and get quality suppliers with priority and stable supply.

This "symbiotic" relationship can maximize the competitiveness of enterprises and empower their business systems so that they can "benefit from management".

Supply chain finance has many difficulties.

Aware of the importance of supply chain finance to the competitiveness of enterprises, in 2013, in 2013, Smith Barney actively worked with Deutsche Bank to develop supply chain finance business to provide financing for its suppliers.

We hope to cultivate stable and high-quality supplier groups.

Improving the turnover of suppliers and improving the management level of suppliers are the biggest beneficiaries in the whole supply chain.

However, Deutsche Bank can only serve 20 suppliers through its own platform.

The United States has successively worked with two other banks in the country, and they are all offline, with complex processes and only capable of serving 5 suppliers in the United States.

Neither the 20 of Deutsche Bank services or 5 of the two domestic banks are far from enough for the more than 300 suppliers of the United States.

The annual purchase amount is about 4 billion, and the total amount of purchases of the top five suppliers is about 530 million, accounting for only 13.6% of the total purchase amount.

The largest supplier's annual purchase amount is 140 million, or only 3.5% of the total purchase amount.

From the point of view of purchasing amount, the supply chain finance of Mei Bang is only the tip of the iceberg.

Join hands in strategic pformation

The early attempts of the United States were time-consuming, costly and narrow.

You know, market competition will only become more and more intense. How to rush to occupy the high ground is imminent.

The United States has been thinking about how to make the supply chain finance more suppliers with low cost and high efficiency.

In 2015, Smith met with star finance and began the strategic pformation of supply chain finance optimization and upgrading.

Group finance is a financial technology (Fintech) company, as the first domestic SME accounts receivable trading platform, relying on its strong wind control system, intelligent platform, powerful fund providers, with low cost, high efficiency and wide coverage, to provide equal financial services for many enterprises.

The first batch of on-line US bond suppliers has successfully obtained low-cost financing through the star financial platform.

Compared with previous bank cooperation, this is undoubtedly a great strategic pformation.

So how does star finance help the US suppliers to complete low-cost financing in the shortest time?

First, the United States provides financial data to all suppliers during the period from January 2013 to December 2015, including order number, order amount, payment amount, payment time and so on.

Based on these real trade data, the data wind control department of star finance established a basic wind control model to verify the consistency and continuity of trade flow data, and screened out the first batch of over 60 long and stable suppliers.

Next, the US states only need online invitations to these selected suppliers, and suppliers only need online applications.

Finally, suppliers can get financing after the approval of the audit.

The whole link to Jane is efficient, and the operation cost is less than 3% of other financial institutions under the offline operation.

It eliminates the series of complex work brought by offline operation, such as location, asset distribution, data collection and so on. In addition, CFCA digital signature is widely applied and popularized in our country. Through the star's wind control system, the inviting suppliers can register online through mobile phones, open bank accounts on the line, upload online operation and manufacture, etc., and buyers and sellers can sign the accounts receivable pfer contract online to complete the paction, which greatly breaks through the limitations of traditional financing channels. Under the existing supervision framework, it simplifies the flow of financial parties to the maximum extent and innovating the financing mode, thereby significantly expanding the coverage of US state supply chain finance.

Empowering core enterprises to create high quality supply chain ecosystem

"The distance has disappeared, either innovating or dying."

The success or failure of an enterprise often depends on innovation and pformation, changing because of the situation and changing from time to time.

The United States has signed a long-term strategic agreement with star finance to provide equal, efficient and low-cost financial services to many of its suppliers through technological innovation.

Technological innovation always serves one thing, but it is basically great. It eliminates the old threshold and the tedious restrictions, and makes things easier and easier by "lower costs and more efficiency". The founder and CEO Yao Meng of star financial network, once co-founder of fast money, believes in a famous saying of Elon Musk, founder of Paypal: "the only criterion to measure scientific and technological progress is to reduce costs".

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Under such a concept, the Fintech company, which is committed to continuous innovation, has strategic cooperation with the United States and its core businesses include Lenovo, Haier, tin Ho and so on. At present, there are more than 26000 small and micro businesses, offering 12 billion 500 million yuan in credit and 7 billion 400 million yuan in total.

At the same time, the stars are favored by the capital market, and have successively invested in Aurora Borealis, IDG, Huachang capital, Xi Yuan capital and Shenzhen Qianhai parent fund.

In the future, group finance will continue to provide more flexible, easy to use and cost controlled financial solutions for more enterprises.

Yao Meng, a technology and financial gene, and his entrepreneurial team believe that the force of science and technology will eventually rewrite the financial structure, "empowerment" and provide equal financial services for enterprises.

On the way to optimize the supply chain, the United States and the United States are undoubtedly forward-looking and pioneering.

We can wait and see how we can help the us to create a green supply chain ecosystem.