What Is The Price Of Alipay'S Cash Withdrawals? How Can We Minimize The Impact?

In September 12th, Alipay was informed that, since the overall operating costs were rising, in order to continuously provide users with more quality services, it would charge 0.1% of the service charge to users who had exceeded the free quota since October 12, 2016, and each individual user would receive a total of 20 thousand yuan of basic free cash withdrawals.

After using the basic free quota, users can use ant score to exchange more free cash withdrawals.

Alipay said

The cash withdrawal involves two functions: "cash to my bank card" and "pfer to another bank card".

According to the adjusted rules, Alipay also charges service charges for 0.1% of the amount of the withdrawal amount exceeding the free quota, and the service fee of less than 0.1 yuan is charged at 0.1 yuan.

The difference is that Alipay's individual users can enjoy a total amount of $20 thousand yuan on the basis of free cash withdrawals.

20 times.

It is understood that in addition to cash withdrawals, Alipay is used for consumption.

The purchase of insurance, mobile phone recharge, hydropower and coal payment, registration, payment of traffic fines, the use of mobile phones Alipay pfer to Alipay account, repayment and other services will not be affected. Users can also get ants scores when they are free of charge. After using the free quota, the user accumulated ant score can be used to convert the amount of free cash withdrawals.

Alipay introduced, the current exchange rate is, the 1 ant points can be exchanged for 1 yuan of free cash withdrawals, no cap.

In addition, for the attention of the balance of treasure, Alipay announced that the balance of treasure funds pferred out, including pferred to my bank card and pferred to Alipay balance will continue to be free.

However, from October 12, 2016 onwards, the funds pferred from the balance of the new balance to the balance can only be pferred back to the balance and can not be pferred directly to the bank card.

Related personage introduction, this means that before October 12th, the user will turn the balance into the balance treasure, not only can be used for consumption at any time, but after October 12th can still arbitrarily pfer to his bank card.

"If there is money in the balance to worry about being charged, it will be the best choice to pfer money to the balance treasure now."

Regarding the reasons for the charges, Alipay said it originated from the "rapid increase in the cost of comprehensive operation". The adjustment of the cash withdrawal rules is aimed at alleviated some cost pressures.

Earlier, WeChat announced that it was not pursuing revenue, but also used to pay bank charges.

In March of this year, WeChat began charging 0.1% of its user withdrawals, with a total of 1000 yuan free cash withdrawals per user.

In the announcement, Alipay said that it is not an easy decision to make a raise in excess of the free quotas. It does not mean that Alipay will make money as its sole purpose.

"But all services need to rely on sustainable resources to support the objective business rules."

Well, let's give you a clear understanding of two diagrams.

It's also self willed to talk about tune.