It Is An Undisputed Fact That Bond Funds Are Popular.

In fact, the "bond fund" is only a general term. According to the classification standard of the CSRC on the fund category, more than 80% of the assets of the fund are invested in bonds, which are called bond funds.

According to the different dimensions of investment orientation, duration and operation mode, bond funds can be divided into pure debt funds, first tier / two level debt bases, convertible bonds debt base, credit debt debt basis, ultra short debt debt basis and fixed bond fund.

The quantity is already many, and there are so many different varieties. I believe many investors have already picked their eyes.

So, how should we choose the bond fund? Can we buy the credit debt fund? What is the real debt base? In addition to the relatively low risk, this year, the bond fund's eye-catching performance is also an important reason for its popularity in the market.

China's securities investment

Data show that in August, the scale of bond funds increased by 63 billion 793 million yuan, the total scale increased to 986 billion 600 million yuan, approaching trillion yuan, a record high.

The number of bond funds issued in August has reached 44, which is also the peak of debt issuance in history.

By September, the enthusiasm of the market and institutions for debt base remained high.

According to the progress of the fund raising application approved by the SFC, a total of 78 bond funds were approved in September.

Data from Galaxy Securities show that as of September 30th, the average net growth rate of ordinary bond funds has reached 1.75% this year, exceeding 13.63 and 9.45 percentage points respectively over the same period of stock funds and mixed funds.

Among them, closed debt based average net growth rate reached 3.82%, quite bright.

When it comes to bond funds, the representative must be steady.

Stable pure debt fund.

According to statistics, the average net growth rate of net debt fund reached 2.99% in the first three quarters of this year, far exceeding the two level debt base and convertible bond base.

Liu Yiqian, director of the Shanghai Securities Fund Evaluation Research Center, said he is right at the moment.

More prudent, "optimistic about pure debt interest rate debt varieties."

Another large public fund holder laughed, "pure debt fund" pays more attention to capital preservation, and the biggest risk is probably not keeping up with inflation. "

Nevertheless, it does not mean that the purchase of pure debt funds is completely without risk.

In April this year, because of the risk of credit default, the pure debt fund also experienced a collective drop.

In addition, the performance of specific funds varies.

Therefore, the selection of pure debt fund is also very particular.