71.7% The Youth Interviewed Hope To Relax The Application Conditions For Affordable Housing.

In order to curb the rapid rise of housing prices, since October, more than twenty one or two or three cities in China have introduced the property market regulation policies, including measures to increase the proportion of first payment, zoning regulation and stabilization of market trading order.

Recently, a survey conducted by the China Youth Daily Social Survey Center joint questionnaire network on 2001 young people aged 18~35 years old showed that 83.6% of the respondents were troubled by the "house" problem. 58% of the young people interviewed said that the prices of the first tier cities were far from him.

More than 71.8% of respondents said that they had to give up more young people in big cities because of their housing prices.

Zhu Jing, who has been in his second year of work, is very upset recently.

Since she was a graduate student, she has been in Beijing, seeing that the prices have been rising in recent years, "I'm afraid I can't afford to buy them anymore."

The family began to plan to buy a house, but the parents' savings over the years were not enough for the first payment of a small house here, but also for selling a house of old houses. "

Zhu Jing said that her parents had read for themselves, and now they have graduated, still can not repay their families, or even spend their savings. She feels very ashamed.

This is not the case in Zhu Jing.

It is not uncommon for young people to spend most or even all their savings or sell their homes to fill the housing fund of big cities.

Liao Ran, a southern girl who works in Beijing, has recently considered buying a house in Beijing. Her parents are also raising money for the sale of their houses. "But the price of the big cities has gone up too fast, and the houses in the small cities are not ready. I reckon that when we sell the house, the price has gone beyond the selling price."

Zhang Mu (a pseudonym), a graduate student, works in the financial industry of Beijing. She is admired by someone who works for money. She is also troubled by "house". "If you want to take root in this life, the house is necessary.

A few days ago, my mother and I also counted out the deposits at home, but I thought about the monthly mortgage payments, years of life after purchase, and the need to become decades old.

"The future, let me dispel the idea."

According to the survey, 83.6% of the surveyed young people were troubled by the housing problem, whether rent or housing. Only 16.4% of the interviewed young people did not.

For the acceptance of housing prices in the first tier cities, 58% of the respondents felt "unreachable". 27.6% of the respondents said they were "barely able to get". 11% of the respondents were in a "duet" match. Only 1.4% of the respondents said they were "more than enough", and 2% of the respondents said they were "not easy to say".

Zhang Yi, a researcher at the Academy of social development strategy of the Chinese Academy of Social Sciences, said that academia believes that in China's current environment, the repayment period of a house in 15~20 years is a reasonable period for people to bear.

In the process of getting older, the wages and income of workers will fluctuate, and the relative value of income will also decline.

Taking into account his education, his children's education, and other current consumption, he thinks that the amount of monthly loan repayment is within 1/3 of the total income, which is a reasonable, expected and sustainable structure under the current consumption structure and expenditure structure.

"Current entity

No high or no profit - it is impossible to grow to the average per capita income.

This year, the growth rate of per capita disposable income has lost the growth rate of GDP.

In this case, the price rises too fast, so it is impossible to get support from the demand side. This is not sustainable and it is hard for middle income groups to accept it.

When asked about the direction of graduation, a graduate school in Beijing (the pseudonym) of a 211 university was categorically said to go back to her hometown. "My family in Zhejiang, though not more developed than Beijing, is also very good.

Moreover, the housing prices are too high and the pressure of life is high, so the quality of life can not be guaranteed.

Taking into account personal career development and survival status, going home is the best choice for me.

Will the price of a city affect the choice of young people to settle in the city? Up to 71.4% of the young people surveyed say yes, only 15.6% of the respondents said they would not.

Liao Ran said frankly that she had considered the development of Shenzhen in the past.

And I am a university student, many of my classmates are not alone. "

But this idea was quickly defeated by reality. "The price of housing in Shenzhen has gone up too fast. The problems I have faced in the past are very large."

Zhang Mu said that although the housing prices in the first tier cities are too high, they can not conceal their advantages. "There are more sophisticated technologies, wider development platforms, and more front-end vision, bringing young people more opportunities to exercise and grow.

People who can't afford to buy a house are the majority. This is a common phenomenon. There are always solutions.

In the survey, 71.8% of the young people interviewed felt that they had given up more young people in big cities because of the "housing price" problem, and 19.8% of the respondents said they were "very much".

It is believed that the difference between "general" and "not much" accounts for only 22.4% and 5.7% respectively.

Only 1% of young respondents said "almost none".

In the survey, 83.5% of young people interviewed explicitly indicated that if a city is friendly to young people in housing, young people will be more willing to settle in such a city.

Speaking of the impact of housing prices on young people, Zhang believes that there will be no large-scale move back, "unlikely.

The pfer of resources and capital to big cities, mega cities and mega cities has not changed. Capital investment and basic public investment are concentrated here, which makes the income opportunities and development opportunities concentrated here.

Therefore, the larger the city, the more employment opportunities and higher income will attract young people.

For example, the pollution in Beijing is so severe, but the mobile youth are still concentrated here, not that the employment environment here is good, and the employment environment in other places needs to be optimized.

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But he also said that the surge of housing prices in big cities is actually shifting the risk to the young people who have just needed. The early stage real estate funds have withdrawn. Some of them have been caught up in the market by the anxious needs of the market. They are struggling to pay down their property and pay a heavy mortgage. This is very unreasonable. "Most of their funds are spent on repayment, and they can not be converted into consumption funds, which will make the consumption of the youth group insufficient for a long time and the quality of life will decrease.

To a certain extent, it impedes social mobility and deepens class solidification.

Cong Yi, director of the school of Humanities and deputy director of modern economics research center of Tianjin University of Finance Economics, pointed out that in the current interview, the real estate market is not a simple commodity market, but rather a simple one.

Market.

Especially in the context of the lack of attractiveness in the real economy, people are more likely to get short-term gains from real estate.

Speaking of this big wave of housing market regulation policy, Zhang Yi believes that the main purpose is to crack down on real estate speculation and to push back real estate funds.

"But the operation of real estate funds is similar to guerrilla warfare. If housing prices rise faster than the profit growth of the real economy, it will not be possible to get rid of the money, but will also find ways to enter the housing market.

If the government wants to control the real estate funds by controlling and controlling, the final solution or the only long-term solution is to restore the growth rate of the real economy.

Zhang Yi believes that in the process of social development, from agricultural society to industrial society, from industrial society to post industrial society, every major social pformation will involve risks.

Therefore, in the strategic choice, the government should be prudent in its control rather than wavering.

"Like supporting what does not support anything, we must clarify the relationship between the government, the market and the society on the basis of risk assessment and give clear guidance.

The immediate goal is to slow up the rate of housing prices slower than the real economy's speed of making money, to give the enterprises and the workers confidence, to give the society confidence and control the psychological expectations of the society.

He said, "if the rising rate of house prices is above 6%, it is difficult to break away from 'real estate', and it will not enter the real economy.

The other is to train the new economic growth point and give play to the real economy's money making effect. At the present time, it will take some time.

Among the surveyed youth, 14.6% of 18~24 years old, 45.3% of 25~29 years old, 40.1% of 30~35 years old.

The residential area accounted for 35.9% of the north, Guangzhou and Shenzhen, 17.9% of the other first tier cities, 30.5% of the second tier cities, and 14.8% of the three or four line cities.