Since May 15, 2019, The Central Bank Has Implemented A Low Deposit Reserve Ratio For Small And Medium-Sized Banks.
In order to implement the requirements of the executive meeting of the State Council, set up a policy framework for the implementation of a low deposit reserve ratio for small and medium-sized banks, and promote the reduction of the financing costs of small and micro enterprises, the people's Bank of China decided to start a low preferential deposit reserve ratio for small and medium-sized banks focusing on the local and serving the county level starting in May 15, 2019.
For rural commercial banks operating only in the administrative region of the county level or having branches in other county administrative regions, but the assets are less than 10 billion yuan, the deposit reserve rate of the same grade as the rural credit cooperatives is currently 8%.
About 1000 County agricultural businesses can enjoy this preferential policy, releasing long-term funds of about 280 billion yuan, all for private and small and micro enterprise loans.
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