Consumer Coupons "Advise" To Motionless Low-Income People: "I Want Money To Cure".

In April 22nd, Guangdong was affected by cold air and heavy rain continued in parts of the country. Liu Peng (a pseudonym) can not go out to work.

He worked as a woodworker and returned to Guangdong from Jingzhou, Hubei in March 28th. He worked with the engineering team for 14 days at the construction site, but it was 72 hours off and on under the influence of rain. He calculated that he would probably get 1800 wages.

This is his first income in more than two months.

"Dare not spend, save and save." He told reporters that he was skilled in engineering, and that he could get a higher working time fee for the engineering team, with a monthly income of 5000 yuan. But the epidemic was trapped in the old home, and there was no income for more than two months.

The engineering team is watching the weather. The weather is good enough to start. Guangdong entered the flood season in April. It has been rainy for a period of time. Coupled with the impact of the epidemic, cement and other materials are scarce and working hours are low, and Liu Peng's income is greatly reduced. The family has low economic resources, and every one spends a lot of money.

The epidemic has a great impact on low-income families. In April 21st, the China family financial investigation and research center of Southwestern University of Finance and Economics and the Research Institute of ants gold clothing group jointly issued the "survey on the trend of family wealth in China under the epidemic situation -- the report of China family wealth index (2020Q1)" (hereinafter referred to as the "report").

According to the report, the family income stability index of pre tax income is below 50 thousand yuan (inclusive) and that of 50 thousand ~10 yuan is low, and 50.2% of households will reduce consumption and increase savings. "Low income groups are more unstable in their work, lower in income and increased in daily expenditure, and cash flow in low-income groups is weak." The report points out.

Gan Li, director of the China family financial investigation and research center of Southwestern University of Finance and Economics, suggests giving a one-time cash subsidy to groups whose income is relatively low and their livelihood burden is heavier. "Cash payment for middle and low income families can be money consumption to solve urgent needs." He told reporters.

　　 "Dare not consume"

Liu Peng and his wife planted their hometown in their hometown. "More than 20 mu of rice, excluding expenditure, earn 800 yuan per mu." He said, that Sun Tzu is not yet born, although farming is hard, life can still get through. Later, his wife helped his grandson at home. He was unable to support the farm work. He thought he had some carpentry skills and went out to work.

Last September, Liu Peng worked with his fellow townsman to work in Guangdong until he made 19 thousand yuan in the Spring Festival holiday. I stayed at home for two months, and there was not much left in my pocket. In addition to health expenses, utilities, basic living expenses and other incidental expenses, he has to pay 7 rural cooperative medical expenses for his family, 250 yuan per person, as well as his parents' living expenses and medical expenses. "Mother had to take medicine all the year round with hypertension and bought her medicine for 3 months at a time."

The epidemic has been spreading in Hubei for more than two months, and Liu Peng has been anxious for more than two months in his hometown. No land, no job, no income.

He couldn't sit still at the age of 53. In March 17th, Jingzhou, Hubei, "unsealed". Like him, relatives and friends stranded in his hometown went out to work. Liu Peng hurriedly contacted the owner of the engineering team. 11 days later, he went down to the Pearl River Delta with his health code "green code" and worked with the engineering team.

The engineering team is responsible for the construction of bridges, earth walls and sidewalks around the local hospitals. 8 hours for a job, 200 yuan for each job. When the weather was good and bad, Liu Peng worked 72 hours off and on, and converted to nine jobs. Except for 15 meals a day, he got 1590 yuan.

There was a 82 year old parent at home, and a grandson who had just been born. When Liu Pengyi got his salary, he sent it to his home. "Now it's raining and raining." He said he could still have a little wine in his hometown and give his parents 2000 pieces of living expenses before going out to Guangdong. The son and daughter-in-law are doing the aluminum alloy and the anti-theft net business outside the country, and are also affected by the epidemic. "I have to persuade them not to worry. It is good to support themselves this year."

　　 Doubling of drug price

Liu Peng's anxiety continues, and Fang Guoshun's difficulties lie ahead.

Fang Guoshun, 50, lives in the six group of huanghuang village, three Shop Street, Xinzhou District, Wuhan. Young children suffered from bronchitis and asthma, and they developed asthma bronchitis, emphysema and pulmonary heart disease because of poor treatment at home.

Fang Guoshun is often hospitalized because of illness. No ability to work, live on subsistence allowances and help from mothers and younger brothers. "I have to stay in hospital seven or eight times a year, sometimes two times a month, sometimes three or four months. Once the lung function fails, it can not be cured. It can only be recuperated and discharged at a better rate." He told reporters.

He was in hospital for 16 days in April 11th. "It's an old disease, not a new crown pneumonia. At that time, the hospital did not accept it, and it took more than 2000 yuan to check it. " Earlier in the hospital for two times, the disease dragged on for a long time, there were pus and water in the lung, the length of hospitalization was long, the treatment cost was also much, and it had spent more than 10 thousand yuan. "Every time hospitalization costs more than 10 thousand, medical insurance reimbursement is 80%, and the rest of the cost is not enough."

Relevant media reporters inquired about the rural public security subsistence policy in Xinzhou District in November 2019, and found that the subsistence allowance received by Fang Shun was 762 yuan. In some months, the amount of relief payments can be calculated to be 960 yuan at 20% of the minimum standard.

"It's not enough to stay in the hospital and have to live." Fang Guoshun's two younger brothers subsidize two thousand or three thousand yuan each year, the old mother helps the people in the village to cultivate the land, weeding, the medicine, each year earns 2000 labor service charges, the peanut and the bean, sells 2000 blocks, besides the essential human contact, the rest all supplies to him.

Knowing that making money is not easy, Fang Guoshun is frugal. In addition to basic living expenses, he does not buy cards online, does not play cards, does not smoke or drink. He only buys two sets of clothes each year, one set in summer and one in New Year's wear. The rest are worn by their younger brother's old clothes.

The arrival of the new crown pneumonia has not only prevented Fang Guoshun from being hospitalized in time, but also made his poor life worse. "All the drugs I want to eat have all gone up in price. Usually seven or eight pieces of medicine are now in 14th Five-Year, and the daily necessities are also rising. The money is not enough, and the days are hard." Because he is not 60 years old, he has not yet reached the "five guarantees households" application criteria.

On March 31st, the Executive Council of the State Council mentioned that we should increase the relevant subsidy policies for low-income groups, especially the difficult groups. From 3 to June, the standard of temporary subsidy for social assistance and linkage between protection standards and price rises was increased by 1 times.

"I don't know whether I can get it or not. I hope to receive it this month." Fang Guoshun said.

　　 "Coupons can not cure disease".

The domestic epidemic has not yet disappeared, and the impact of the international epidemic has not stopped, making the families of poor and low-income groups in trouble.

As mentioned in the preceding report, 35.2% of families earning less than 50 thousand a year reported much less wealth. The household disposable cash value decreased by a little and the family size decreased by 17.3% and 30.9% respectively under the annual income of 50 thousand and below.

Families of different income groups adjust savings and consumption plans. 54.9% of households with annual incomes of 50 thousand and below are planning to increase savings and reduce consumption, while 34.5% of households plan to maintain current savings and consumption levels. Most families are afraid to spend, especially in low-income families.

For this reason, experts suggest that income distribution should be tilted to individuals and families, so that they can directly distribute vouchers or cash to low-income groups and people in epidemic areas.

Combing reporters found that more than 30 cities, including Wuhan, launched millions of dollars to hundreds of millions of dollars in consumer vouchers to stimulate residents' enthusiasm for consumption and help the industries affected by the epidemic to accelerate their recovery. UnionPay said that in all parts of the country, the government and commercial banks jointly invested more than 400 million yuan to issue vouchers, and it is expected to drive consumption of restaurants, supermarkets, department stores and tourism to over 1 billion yuan.

But for low-income people, consumption vouchers and how to use them are not important. "When I go back to Guangdong, I seldom go out, I go out once and buy some bedding and other daily necessities and tools." Liu Peng said that the epidemic prevention measures in place are very strict and can not run around.

Fang Guoshun was not very impressed by the news of the consumption coupons. "Coupons can not cure diseases." He said that if there are consumer coupons and cash subsidies, they can be selected. Of course, cash is selected. "I need money to cure them."

"Consumer vouchers are issued through payment platforms or" Yaohao ", although the cost of implementation is low, but they can not guarantee that low-income groups will benefit from them. In an interview with reporters, Gan Li pointed out that limiting the scope of commodities may cause preferential commodities not to be needed by low-income families, and setting consumption threshold is also not conducive to the consumption of low-income groups.

He believes that the implementation of cash distribution policy can help the epidemic relief and stimulate consumption to ensure that low-income groups maintain basic life in difficult times, and improve the consumption ability of low and middle income groups. In a short period of time, the role of boosting the economy will have more immediate effects than infrastructure investment.