Small Loans Start With Money From Banks.

Description: "consumption easy" is a function of the personal consumption loan of China Merchants Bank. It has the highest interest rate of 1 million days and the longest 50 days.

Personal consumption loans need real estate collateral, and the Bank of China will assess the situation according to your property status, credit records, income and so on, so that you can apply for a loan of 70% of the real estate value.

The advantages are: consumption is easy to be attached to the "card" function of the Bank of China. After getting the loan, you get a bank card and no cash.

Any card that can be swiped by POS can be paid with "easy to pay".

It is like a credit card with a very high credit card. The average credit card amount is between 2~5 and 1 million, and the longest one is 50 days' interest free period.

It is equivalent to getting a capital without interest.

50 days after the loan is not returned, it will automatically turn into a loan and there will be no stain on the credit record.

At the same time, repayment can be made at any time.

After the repayment, the "consumption easy" quota can continue to be used and continue to enjoy the interest free period.

It is suitable for Entrepreneurs: short-term capital turnover is fast, can be paid by credit card individuals.

The "cash loan" is a credit loan without any collateral or collateral from the borrower.

The lender can apply only if he satisfies the conditions of working for 6 months in the current unit and earning more than 3000 yuan before the tax.

Standard Chartered can provide loans ranging from $8000 to $200 thousand, depending on the fund's usage and personal qualifications.

Advantages: if the application is successful, Standard Chartered Bank will be able to loan the loan to the personal UnionPay card opened in Standard Chartered Bank within 3~5 working days.

It is worth noting that the interest rate of "cash loan faction" is fixed. No matter how the loan interest rate fluctuates, it has already locked the risk ahead of time.

At the same time, banks will randomly check customers' usage, and customers need to provide consumption vouchers according to the bank's application when applying for loans.

Suitable for Entrepreneurs: part-time employees with fixed income from cash and piecemeal payment are required.

Description: the postal savings bank's small loan is a credit guarantee loan. The maximum loan is 100 thousand yuan, the longest one year.

There is no need for collateral, but you need to guarantee it.

Advantages: the loan process usually takes about two days, with a minimum loan of 1000 yuan.

1. call the local credit department of the postal savings bank; the 2. credit department sends the account manager to contact you; the 3. customer manager investigates and understands your industry (and photocopy the business license and identity card); 4., the customer manager goes back to tell the loan officer of your situation and tells you at the loan meeting; 5., the loan will vote whether or not to loan to you; 6. days, second days or third days, the cash will be hit into your account.

It is suitable for Entrepreneurs: individuals who need little money and no collateral.