Why Can'T We Get Rich?

The financial crisis and soaring prices make every wage earner tremble.

Let's look at Buffett, who is "stock god". His fortune has shrunk by about ten billion US dollars a week, but his face is still unchanged.

It's because there's too much money.

Don't mention Buffett. It's just around you.

You can't help feeling: how can I get rich? Many people think they can't get rich because they earn too little money. If they can earn more money, they can save the money and invest so as to achieve a virtuous circle of money and money.

However, this is actually a harmful and useless assumption. The problem with this theory is that those who complain too little earn may have been saying the same complaint before the recent raises.

The fact is, there is little relationship between becoming a millionaire and how much money you can earn. Whether you can get rich or not depends on how you normally treat money.

Of course, to analyze why you can't get rich, you can find a lot of reasons, but the following ten shortcomings may be the easiest way to get rich. 1. cares too much about what others think of your car. The car is a vehicle that takes you from one place to another, but many people do not think so.

Many people regard cars as a symbol of their identities. They spend a lot of money on cars every few years, rather than continue to use cars when they can still use them, and save the money for investment.

In fact, the car is just a "representative". You also like to look at other people's eyes in clothing, food, housing and so on. In order to save face and face fat, the result will never be the most basic primitive accumulation.

2. you always think you should live a good life. If you think you should live in a specific way of life, you have to have a specific thing. You must spend a certain amount of money. If you are not able to achieve this now, you may borrow money.

Large amounts of debt are bound to affect your development, and you will be far away from accumulating wealth.

3. your financial way is the oldest and most valuable financial proverb: don't put all eggs in one basket.

Having a diversified portfolio can largely prevent your wealth from evaporating.

4. you start too late. There is a term in the investment and financial management called "compound interest", similar to the profit margin, but the magic power of "compound interest" often appears after a long time.

If you find yourself saying that you have time to save and invest, you will suddenly find that retirement is not far away from you, and your retirement account is still nothing.

5. you don't like your job. Although your job doesn't have to be your dream, you must like it.

If you choose a job that you don't like simply because of the money, you will spend all your spare money to relieve the pressure you get from doing the job you don't like.

6. you don't like learning, you may have the idea that once you graduate from college, you will never have to study again.

This idea may help you keep your first job, but it will never make you rich.

If you want to become rich, it is necessary to learn all kinds of knowledge, improve the quality of work and increase financial knowledge voluntarily.

7. you often buy things you don't need at all. Look at your house, closet, basement, loft and garage. There are many things you've never used in the past year.

If so, you may just be wasting the money that you could increase your net asset value.

8. you don't know what value is. You buy a lot of things for various reasons, but you never know what benefits they can bring to you.

This happens not only to those who only buy the most expensive things, but also those who only buy the cheapest things.

This method rarely reflects the real value of the product. Only when you learn to buy valuable things, can you have the money to invest in the future.

9. your house is too big. If you buy a big house that can't afford it or you don't need it, you will repay more time, pay more taxes, spend more maintenance fees, and buy more things to fill it up.

Some people may argue that the house will increase in value, so buying houses is the best investment. However, unless you are a house worm, have the skills of real estate, or you are willing to lower your living standard, you will live 100 square meters this year and 50 square meters next year. Otherwise, my house will never become a liquid asset or fund that you can use and enjoy.

The question is, are you willing to live in a small house when you live in a big house? 10. you can't catch the opportunity. You may hear more than once that some people are running around and finally making a fortune. You may regret it: "I could have thought of it, and I could do that."

If you have perseverance and perseverance, be prepared at all times. You will find many such opportunities.

The question is, do you have such perseverance and perseverance? If you can't do "pursue wealth and persevere", then simply don't dream of making a fortune, or do your job well.

Take a step back.