Before The Introduction Of The Regulation And Control Policy &Nbsp; The Property Market In The "Golden Week" Cold

"I think we need to think about it again. We will not see the house in the near future."

Hang up the phone.

New plate: more than 10% hard to buy buyers

In October 1st, the three phase of the Changyang Peninsula project of COFCO Vanke opened at a price of 15100 yuan per square meter, becoming the first real estate to implement the "first suite down payment ratio of 30%".

Reporters at the scene that morning, although the sales office also squeezed into the four hundred or five hundred buyers, the 376 sets of housing sources compared to more than 1100 candidates, is still "less than enough", but the first two times, the proportion of abandoned shopping also rose slightly, the first 200 buyers, nearly 50 people gave up the election room.

"Apart from the reasons for being stuck on the road, some customers abandoned the election room because of the increase in the down payment."

The on-site salesperson told reporters that the night after the two round of the new deal, they called the customers in turn, telling them that the down payment increased from 20% to 30%.

"A set of 90 square meters of the second house, Shoufu will have to pay nearly 150 thousand yuan, which is not easy to gather in one day."

On the owner's forum of the new Yuet Yue project, which is about to enter the market a few days later, the two days are also full of sighs of "abandoning the purchase".

"The person who never won the lottery actually shook the top 30, but the new deal made me entangled, and I had to give up."

"For Xinyue, 150 thousand yuan down payment, no more, and the rest is resigned to fate and cannot be bought."

"The down payment is too tired. Anyway, housing prices are not likely to rise any more recently. Let's watch it for a while."

Second-hand housing: two days, 18 sets of pactions.

The two days of the major intermediary stores were also rapidly cooled down, and the number of people watching houses was significantly reduced.

Intermediary brokerage Xiao Zhang told reporters, after the second round of regulation policy issued, the owner was anxious, the 30 day to call on the phone to contract the owner of nearly 200 people, but the customer's wait-and-see mood is also very obvious, most of them have to wait and see, this two days of the house has become difficult.

Mr. Han, the owner, has 41 square meters of large bay in the Hyun's home, which has already signed the National Day holiday. But who received the call from the buyer yesterday?

"I knew that a few days ago someone sold out at 960 thousand hours, so that the regulation and control policy is now overweight, and the house has no market."

Mr. Han regrets.

According to the data of Beijing real estate paction management network, in September 30th, because of the "last train" effect, the volume of secondary housing signing in Beijing was blowout, reaching 1067 sets.

But in October 1st and October 2nd, the volume of trading fell to the bottom of the market, and 18 pactions were completed in two days.

Impact: the new deal will slump the Yanjiao property market.

In September, the volume of second-hand housing in Beijing reached 17840 units, of which 16545 were residential contracts, up nearly 3 percentage points.

As the second wave of control before the onset of the surge, the industry believes that the volume of property pactions in October will fall sharply, "silver ten is impossible."

According to the intermediary, the buyer has regretted the cancellation of the paction in recent two days.

Centaline revealed that Yanjiao's real estate salesmen are very busy recently because of the new deal.

As the new deal mentioned that local certificates could not be provided, buyers would not be able to make loans.

Yanjiao local housing crowd accounted for less than 2 of the total, most of them are outsiders.

Salesman Xiao Wang has been calling every intention customer, hoping to sign the contract as soon as possible. "Otherwise, once the new deal is fully implemented in Hebei, the previous down payment of 5 can not be enjoyed."

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Forecast: property market silver ten prospect is worrying

According to the display of Beijing real estate paction management network, the three day after the second round of regulation and control policies, there are 6 pre-sale of commercial housing in Beijing, and the sales area is 200 thousand square meters.

Many developers compete for the final "silver ten" feast, adding a layer of smoke to the tense market atmosphere.

The 30% payment will definitely have an impact on the sales of the project. Beijing Vanke marketing director Xiao Jin admitted that the increase of the first payment threshold would allow some buyers to delay the purchase because they could not get much more of the down payment, or to judge the future market, and developers would face a more difficult October than originally expected.

"This regulation seems to be a bone mending palm, which is more moderate from the surface. The space that is actually given to the local executive is very large, and it has brought a great impact to the buyers who just need it, which will make the second wave wait and see quickly formed, and the paction is brakes.

During the "eleven" period, it is difficult to exceed 200 sets of market pactions, which will become the coldest golden week in recent years.

Lin Qian, vice president of chain property, predicts.

Bank of China loan Shoufu up to 30%

Washington (reporter Xiong Yan) reporter yesterday from the 3.34,0.01,0.30% customer service center was informed that from September 30th onwards, the suspension of third sets of and more than the national housing loans, the purchase of housing loans Shoufu ratio adjusted to 30% and above, and stop the purchase of consumer loans for housing.

Bank of China has also suspended loans for non local residents who can not provide certificates of proof of local taxes or social security payments for more than one year.

Bank of China customer service staff told reporters yesterday that the application for loans before September 30th had been accepted and approved, and in line with the relevant conditions of loans and 20% down payment conditions (the first house and the floor area below 90 square meters). Due to the reasons for the failure of the Bank of China, the bank will still pay the mortgage according to the 20% payment. If the loan has been accepted before September 30th but has not yet been approved, it will be implemented according to the new policy.

In addition, China Merchants Bank and Bank of Beijing (11.94,0.44,3.83%) stakeholders also said that the head office has received a document on raising the down payment ratio to 30%, and has issued a document in the whole bank, and began to implement the new policy.

Bankers remind the public that if you want to buy third suites, you must consider your ability to pay when ordering, because you may not be able to get loans from the bank as you wish.

For first-time home buyers, they should also measure their own down payment ability to avoid the financial pressure caused by temporary increase in down payment.