The Bookkeeping Community Exchanges Finance &Nbsp; People Who Spend Money Are Happier.

"Wages only come out. How come there is no money? Credit Card Not yet! "You must hear such complaints.

MOMO works in a foreign company of Shui Shui building. He says that five thousand of the monthly income is not low, but she feels that the month is running out of money, rather depressed, and she does not buy anything. Colleague's advice: "you moonlight people do not rush to keep accounts?" MOMO acted immediately and began to charge accounts online.

After the first month's spending records were released, she discovered that she had a lot of luxury. Expenses The cost of the fight is as high as 2000 yuan and 1500 yuan with friends' dinner. Once, colleagues in the office asked for 200 yuan for snacks.

MOMO began to "suit the remedy to the case": reduce the number of hits, take more public transportation, reduce the number of times to go out to dinner, switch to the canteen near the company and cook for oneself. After a month, the cost was only 1621.3 yuan. To her delight, she did not feel that the quality of life had declined.

Communication between accounts and friends Finance

If you start recording your first bill on the bookkeeping network, Congratulations, you are already a member of "account friends".

The older generation says well: if they are poor, they will be poor if they do not plan well. Maybe today I saw a movie on the pedestrian street. I used 20 yuan for a bucket of popcorn, and I had two cups of coffee, and I went to 50 yuan... If you add these snacks and drinks to fruit or juice, it will save you money and health.

Bookkeeping does not mean stingy. "Accounts friends" small fresh said, accounting and financial management is an attitude. The place to spend money is to spend money, but the place that should not spend money must not spend money. If there is a certain financial ability, the consumption place still needs to be consumed, but we must not waste it and spend money on it. Consumption can promote economic development, economic development can increase income, and increase income can stimulate consumption, which will form a virtuous circle.

"Account friends" not only exchange details of accounts, but also enthusiastically discuss how to manage finances. What kind of funds and stocks are more suitable for retail investors? What kind of financial products are trustworthy? As for girls, they are actively sharing how to make cakes with rice cookers, and how to skillfully make lemon tea, which is more delicious than a tea restaurant. Unwittingly skillful hands improve life is also a way to save the environment. {page_break}

People who spend money are happier.

The person who makes money is a symbol of ability, but it will spend money and spend money on the blade, that is the person who understands life.

"Accounts friend" Doris also gives an example to illustrate that a monthly income of 2000 yuan can also lead a very good life. Divide the money into five parts, each for 400 yuan.

The first one is for living expenses, careful calculation and vegetarian food.

The second part is used to make friends and expand the interpersonal circle. You can spend 100 yuan on your phone bill. It can be treated two times a month, 150 yuan each time. The third part is for learning, and 50~100 yuan can be used to buy books every month. After listening to others, sharing with others can improve your credibility and enhance your affinity. The other 300 yuan is saved and will be trained once a year. If there is a higher income or additional savings, they will take part in more advanced training. We can not only associate with like-minded friends, but also learn the truth that is difficult to understand at ordinary times.

Fourth, for tourism, reward yourself for traveling at least once a year.

Fifth, for investment. Save it first, then you can open a Taobao account to sell things wholesale, and lose it. Anyway, not much. If you make a profit, will it be better? If you make more money, you can start a long-term investment plan.

Every day, friends in the bookkeeping network are discussing how to make life more economical and beautiful. The attitude of bookkeeping is a fresh and natural financial process. In itself, this process is beyond the general meaning of bookkeeping. This is not exhausting at all. Instead, it is natural to let oneself pay attention to the expenses of ordinary days, observe life changes, and live with ideas, so that we can be more active and healthy.

Practical tips

Online search, you will find that "network account book" many, open online account is very easy, just need to provide some simple personal information can be registered, the website will automatically generate a "my account book", and is divided into "life bookkeeping", "cash management", "bank card management", "loan management" and many other functions. Expenditure is divided into: parental support, clothing shoes and hats, education and training, daily necessities, food, communication costs, medical expenses and other major items, there are many small items listed below.