"Three Barren And Two High" Roasting Wenzhou -- The Yangtze River Delta Survey: Smes In The Shuffle "Fall"

"Heartbeat is better than action."

To get rid of the difficulties fundamentally, SMEs must take the initiative to deal with them and put their wishes for pformation and upgrading into concrete actions.

At present, about 10% of small and medium enterprises are upgrading, about 20% of them are in pition, and about 60% to 70% are facing survival difficulties.

We expect that small and medium-sized enterprises can be nirvaned under the pressure of difficulties. However, the environment will push them down. The key is that those SMEs with growth potential should not fall in the shuffle.

Therefore, SMEs need

Hope that the management of SMEs will come true.

The lack of enough independent departments to manage small and medium-sized enterprises is perhaps a sticking point for the development of small and medium-sized enterprises.

In October 4, 2011, Premier Wen Jiabao of the State Council came to Wenzhou to hold a forum of entrepreneurs to investigate the living conditions of small and medium-sized enterprises. I was fortunate to participate in the forum and suggested at the meeting that we should set up the State General Bureau of small and medium enterprises directly under the State Council, formulate policies for the national small and medium-sized enterprises, and allocate resources allocated to support the small and medium-sized enterprises scattered by ministries and departments, and coordinate and guide the work of small and medium-sized enterprises in all levels above the county level.

I have been looking forward to this institution for many years, and have appealed for many years.

At present, there are small and medium-sized enterprises bureaus in various provinces and cities in China, and the small and medium-sized enterprises directly under the central government have not yet been established.

Originally, the national development and Reform Commission had a small and medium-sized enterprise division, and later "stripped" to the Ministry of industry and information technology.

Although the State Council has established a small and medium-sized enterprise coordination group, it is a very established body.

Due to the lack of co-ordinated management bodies and the decentralization of policies, ministries and commissions can make the implementation of policies implemented by the central government to support small and medium-sized enterprises more difficult.

In 2011, the state promulgated "non-public".

Recreate the problem of "three wastes and two high" problems

The importance of the state does not mean that the "three wastes and two high" problems faced by SMEs in Wenzhou can be solved.

First, the "financing shortage".

According to a survey conducted by the National Federation of industry and commerce, 90% of small and medium-sized enterprises have not had any loan relationship with financial institutions. 95% of micro enterprises have not received loans from financial institutions.

Small and medium-sized enterprises generally feel the shortage of funds.

The two is "labor shortage".

A survey of 855 enterprises by Wenzhou economic and Trade Bureau shows that 74% of the enterprises are hard pressed for employment.

The three is "power shortage".

Power sluice restriction exists in Zhejiang, Jiangsu, Shanghai, Hunan, Hubei and Guangdong.

In 2011, the electricity gap in Zhejiang province was more than 3 million kilowatts per month, and the Wenzhou gap was about 700 thousand kilowatts.

The four is high cost.

In 2011, the cost of labor increased by 20%~30%; the shortage of funds brought about a significant increase in the cost of capital; the bank loans usually increased 30% to 50% of the benchmark interest rate, and the actual cost of loans was two times that of the benchmark interest rate, plus all kinds of expenses.

There are more names for banks to increase interest.

One way is to increase loan interest in disguise. For example, banks lend you 10 million yuan, and you need to deposit 3 million yuan in a bank. You can't move this money, and there is no interest (even if there's a low interest rate). The interest generated will be allocated to the actual 7 million yuan fund.

It is equivalent to raising the actual loan interest.

Another way is that banks require borrowers to buy various funds in a disguised way. There are many kinds of funds. In fact, the interest rate of regular enterprises has already reached 1 monthly interest rate to 1 points 2, or even 1 points 5.

This also pushed up the interest rate of private lending. At present, the monthly interest rate of private short-term loans in Wenzhou is about 6%.

Nowadays, the profit rate of physical enterprises may be only 3% to 5%. For them, 8 points, 6 points, or even 2 cents are not acceptable.

But if we have to borrow it, we may collapse immediately without borrowing.

Short term usury is OK, but in the long run it will be fatal.

In addition, the price of raw materials, such as making silver for spectacles, is more than 2000 yuan per kilogram in 2010, and now it has risen to 3400 yuan.

The five is high taxes and fees.

A clothing boss said, a price of 75 yuan of clothing, of which nearly 7 yuan is tax, related experts study, China's small and medium-sized enterprises actual tax burden is more than 30%, is one of the highest tax burden in the world, there are various names of fees.

According to the preliminary statistics of the China Federation of enterprises, there are 18 departments that charge administrative fees to small and medium-sized enterprises, and 69 items are classified according to fees, with thousands of sub projects.

It's not that we don't want to innovate and upgrade.

These difficulties lead to the fact that at present, about 10% of the small and medium-sized enterprises are upgrading, and about 20% of them are in pition. A large number of small and medium-sized enterprises are facing 60% to 70% difficulties in survival.

Under the pressure of the environment, many small and medium enterprises in Wenzhou do not want to innovate and upgrade, but rather difficult to achieve.

In 2009, a highly developed high-tech enterprise in Wenzhou received tens of millions of yuan loans from banks, and a number of new pipelines were launched, and production capacity reached ten times as much as before.

With the tightening of credit policy, banks have tightened their credit support to the enterprise, and the production line investment has not yet been recovered.

The company turned to the private sector.

Borrowing to fill the shortfall in bank credit tightening.

It is reported that at present, its scale of private financing has reached 10 million yuan, although the borrowing period is long, the monthly interest rate is as high as 3%, which means that the borrowing cost of 10 million yuan will pay more than 3 million 600 thousand yuan a year for the cost of financing.

Even in high-tech enterprises, profit margins are difficult to cover this cost.

Where is the road?

The real difficulty is to rely on the efforts of the small and medium-sized enterprises themselves.

So where is the way?

First of all, the road is in the dream.

Entrepreneurs must have dreams and high aspirations.

What the world lacks is not money, but the lack of entrepreneurs' dream.

The owner of the "three smile" toothbrushes once said, "why do Chinese people use toothbrushes made by foreign companies?" "three smiles" to make people around the world use the toothbrush produced by "three smiles".

At that time, "three smiles" toothbrushes accounted for 40% of the world's toothbrush market.

Unfortunately, a few years later, "three smiles" pformed themselves into "Colgate". After that, the brand of "three smiles" gradually faded from the market.

There are many more great entrepreneurs in contemporary China. The reason why many local outstanding entrepreneurs are brought into the bag by multinational companies is that they can not stick to their dreams.

"Heart is not as good as action". This familiar slogan is rich in philosophy.

In order to get rid of difficulties, SMEs must take the initiative to deal with them and put their wishes for pformation and upgrading into concrete actions.

First of all, we should increase investment in science and technology, adopt advanced equipment and advanced technology to upgrade production efficiency by technology upgrading.

Wenzhou Zhengyi Plastic Industry Co., Ltd. invested about 10000000 yuan from Austria to introduce the most advanced "valve port bag making machine" in the world. It can produce 2 tons of woven bags per day, only 5 workers. If the same quantity of products is produced in traditional production mode, 350 workers are needed. The cost of producing plastic woven bags is 0.2 yuan. The cost of the new equipment is less than 1 yuan, and the electricity consumption is 50% more than that of the traditional equipment. The quality of the plastic woven bag produced is good, the price is 2 times the original price, and the product has also entered the American market.

There is great potential for technological pformation and innovation in enterprises.

Secondly, we should vigorously develop products and explore new fields.

Li Tian Group was originally an enterprise that produces plastic woven products, contracted 30 thousand mu cotton production base in Xinjiang, requisitioned 1000 mu to build cotton yarn production and home textile production plant, and developed four sets of natural cotton, flax and Xinjiang long staple cotton three cotton materials, named "Platon's dream", without any chemical coloring, gorgeous coloring, good ventilation, becoming the most environmentally-friendly bedding at present. The price of each set is as high as 28 thousand and 800 yuan, and it is still selling well, and the enterprise realizes magnificent pformation.

In addition, efforts to cultivate corporate brand are also commonplace.