Wenzhou Shoe Material Business Arrears Cause Serious Credit Crisis
How to create a good development space for small and micro enterprises has become a topic before us. On the occasion of the "two sessions", the reporter interviewed some NPC deputies and small and micro entrepreneurs, hoping to reflect the confusion and bottlenecks of small and micro enterprises in their voice, and look forward to the development of small and micro enterprises in their eagerly anticipation.
The key is to return to the road of industrial revival.
Wenzhou Hong brocade Shoe material Market director Bai Qiong Jing told reporters that since September 2011, Hong Jin shoes market Nearly six or seven of the more than 150 Shoe Material Merchants in the company have been in arrears and debts, causing a credit crisis between merchants and suppliers. Because the footwear industry in Wenzhou is a closely linked ecological chain, once a part of enterprises are in financial difficulties, they will spread to other peers. At present, industry The purchase of raw materials generally requires cash payment, which has generated a lot of financial pressure on the shoe companies with a longer supply cycle.
"The direct reason for this crisis is that after the maturity of some bank loans, some merchants failed to subprime the loans, and only through private lending to fill the shortage of bank credit tightening funds, they became involved in private lending." Bai Qiongjing suggested that there should be a credit institution specializing in small and micro enterprises, which can provide long-term and stable financing services for small and micro enterprises. Because the change of credit policy of large commercial banks may be a "fatal blow" to the weak small and micro enterprises.
Huang Jialong, chairman of Wenzhou lier Electric Appliance Co., Ltd., founded 28 years ago, has been founded in 1983 by Wenzhou leal Company Limited. This year, 65 year old, he admitted that in recent years, the slow development of enterprises, he felt a lot of pressure, this pressure is not all from financing difficulties, mainly from the external entrepreneurial environment.
"The most obvious feeling is that the profit margin of the real economy is small." Huang Jialong said that the rising price of raw materials and the gradual increase of labor costs have eaten away the profit margins of enterprises. In 2011, the annual output value of Wenzhou Riel Limited was 20 million yuan, "in fact, it did not make money".
More difficult than Huang Jialong is a large number of small business owners in Wenzhou who are engaged in traditional manufacturing. Many of them had easily borrowed money from banks when the monetary policy was relatively loose, but they were not satisfied with the real economy, even without profit. They put money into real estate and private lending. In 2011, the housing market was down and the monetary policy was tight.
"The way out for Wenzhou is to go back to the road of industrial revival instead of fantasize back to the golden age of real estate." Huang Jialong said that the spanformation and upgrading of enterprises is not a change in production. "In recent years, I am more focused on enterprise production automation." Huang Jialong said that the problem of rising labor costs and recruitment difficulties has become increasingly prominent. If we can introduce automated production lines, there will still be considerable profit margins open.
Factor bottlenecks need to be broken through
Lack of land, electricity shortage, lack of talent and other resource elements are almost bottlenecks in small and micro enterprises.
Reporters recently visited Wenzhou Huahai seals Co., Ltd. found that only 50 employees of traditional valve accessories enterprises last year to achieve an annual output value of 30 million, an increase of 30% over 2010. Zhang Yong, the founder and general manager of the company, is bent on the main business of the company. Although he is satisfied with the growth speed of the company, the fact that the company does not have a factory is also distressing him. The company has moved 3 times in 5 years. Currently, the rental plant occupies an area of 3 mu. After moving into the city for a year, due to the expansion of production, it is found that the site is not enough again, and the plant area is always behind the development speed.
Zhang Yong said that without its own plant, enterprises could not spanform their production space according to their needs, nor could they purchase large numerical control equipment. At present, the industrial land of small and micro enterprises is usually rented from private factories, and the lease can only be signed for about 3 years. In a few years, enterprises will have to find new factories and become unbearable trouble for enterprises. Zhang Yong suggested that the government should tilt the allocation of resources to small and micro enterprises with good momentum. For example, the establishment of industrial rental land for high-quality small and micro enterprises, the establishment of large-scale small and Micro Enterprise Incubation Park, the long-term rental of industrial plants to small and micro enterprises.
The sudden shortage of power supply from the "electricity shortage" is the biggest surprise for some small and micro enterprises. Zhou Jiaru, chairman of Wenzhou crown Automotive Parts Manufacturing Co., Ltd., told reporters that since 2009, enterprises in the 4 months of the summer, every week has one or two days forced to "work". In the year, Guan Sheng fined foreign customers for postponed delivery.
Huang Jialong, chairman of Lear electric appliances Co., Ltd., said that the most profound experience he has felt in recent years is the lack of innovative talents in small and micro enterprises. "This year, our company's staff, master's student walked 3." Huang Jialong said that small and micro enterprises are currently lacking in front-line engineers and technicians, but at present, students from vocational colleges lack first-line experience, and enterprises are short of talents, so that some apprentices who do not have academic qualifications can be spanferred to technicians in advance. In addition, the shortage of high housing prices and innovative atmosphere such as Wenzhou and other three tier cities makes enterprises unable to meet the needs of high-level talents at material and spiritual levels, resulting in enterprises unable to retain senior talents.
Don't be keen on making quick money.
In January 10th of the new year, Wenzhou Hongfeng electrical alloy Limited by Share Ltd listed on the Shenzhen Stock Exchange's gem. This is a company that focuses on industry and makes a small factory and a small product fine, and finally leads to the gem. Before listing, Chen Xiao, chairman of the board, said in an interview with the media that only when he was involved in R & D, would he find the place of interest and wealth. For Hongfeng, there is no "fast money" and "slow money", such as lights, mobile phones, no matter how turbulent the society, these things must be needed. People must not feel that they are smart. People who think themselves smart are tempted.
Wenzhou Jie Xin small loan company is a small loan company which is a shareholder of 20 key enterprises in Lucheng. When it was founded in 2009, it was the first small loan company in Lucheng district. Yu Peiqing, chairman of the provincial people's Congress and chairman of Zhejiang the Great Wall reducer Co., Ltd. is one of the shareholders. A few days ago, he just opened the annual meeting of the small credit company of the credit company. He told reporters that at present, the 20 shareholders' enterprises have survived the storm, and none of them has broken the capital chain. The reason is that these enterprises are focused on doing business.
"Nowadays, although our small and medium enterprises' living environment is not good, the profit space is compressed every year, but industry is our root. We must continue to work harder and harder." Chen Shisheng, chairman of Wenzhou Star Group Holdings Limited, said that SMEs are relatively weak in itself, and sometimes the state policy can not be fully covered, and is often in trouble. He said that because of this, operators should put their hearts on how to survive and how to develop industries instead of "two minds". Otherwise, they may be on the road of "no return".
Zhou Dewen, President of the provincial people's Congress and President of the Wenzhou SME Association, said that small and micro enterprises are the most dynamic business groups. If they give enough sunshine and rain, they will be able to thrive and become the most solid foundation stone in the socialist market economy.
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