The Red Bean Group'S Finance Is Steady And Steady.

＜p＞　　2013年是＜a href="http://news.sjfzxm.com/news/list.aspx?Classid=101112107105"＞紅豆集團＜/a＞財務有限公司(以下簡稱“紅豆財務”)充滿發展機遇的一年，面對國家擴大改革開放的政治機遇，金融深化與金融自由化的經濟機遇、城鎮化建設的區域機遇，集團建設“千億紅豆”的時間機遇，堅持“穩”字當頭，效益與安全并重，審時度勢、穩健經營，取得了顯著的成績，多元化的利潤增長機制初步形成;同時，公司治理結構合理，“三權制衡”的現代企業制度得以完善;公司經營合規穩健、較好的處理了經營風險與企業增長之間的矛盾;公司職工利益得較好的保護，員工收入有所增加;公司人力資源配置得以優化，人才引進的成功，為財務公司發展注入新的血液;公司社會責任得以強化和細化、業內口碑與社會形象良好。

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< p > corporate governance standardization < /p >

< p > the company strengthens the sense of obedience to financial supervision and voluntarily accepts financial supervision.

We should control the scale of credit in line with the requirements of the people's Bank of China.

In accordance with the regulatory requirements of the banking regulatory bureau, timely feedback on operation and compliance should be done, and the filling and reporting work of daily off-site regulatory reports should be done well, so as to timely report and accurate data.

To report and consult more questions and new situations in the course of business development, and get guidance and guidance from regulatory authorities.

At the same time, we should strengthen the understanding and rectification of the inspection opinions of the higher authorities, maintain close ties with the supervisory departments at higher levels, listen to suggestions with open mind, and constantly improve and improve them.

In the past four years, the company has been fully affirmed by the regulatory authorities, and has maintained a good reputation in its regional counterparts.

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< p > risk management comprehensive < /p >

In the past four years, red bean has strictly controlled and prevented financial risks by integrating the risk control process into all aspects of organizational governance, ensuring the "three noes" and pushing the overall risk management level of the company to a new height in the past P years.

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< p > first, we should constantly improve the system and process, revise the original system according to the business development, and formulate a new system according to the new business and new situations.

For example, according to the needs of business development, we have amended the credit business approval system, < a href= "http://news.sjfzxm.com/news/list.aspx Classid=101112107108" > accounting method < /a >.

On the other hand, we should draw up new systems according to new business and new situations, such as the new management method of comprehensive credit management of Hong Kong Group Finance Co., Ltd. and the "red bean group finance limited company customer credit rating pilot scheme" and so on.

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< p > second is to strengthen compliance and operational risk management.

We must strictly implement the requirements of regulatory risk management and the relevant provisions of the company's risk management system, conscientiously carry out departmental responsibilities, adhere to prudent principles, and make independent and objective risk assessment.

We must continue to push forward risk management on the basis of compliance.

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< p > the company should give full play to the role of the internal audit department, and strive to enhance its independence and effectiveness, and "zero tolerance" for violations.

At the same time, we should pay attention to the audit of compliance and post supervision restrictions in business operations, and eliminate operational risks.

Pay attention to staff training and promotion, and fundamentally prevent and control case risks.

At the same time, we must do a good job of long-term mechanism, incentive mechanism, regulatory mechanism and < a href= "http://news.sjfzxm.com/news/list.aspx Classid=101112107107" > moral construction < /a > to ensure the goal of "three noes": no major mistakes, no bad loans and no cases.

In the four consecutive years of risk rating, the company has obtained a good level of annual risk assessment.

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< p > talent management specialization < /p >

< p > the company has greatly enhanced the overall quality of the talent team through the training of internal talents and the introduction of external talents, and the degree of knowledge specialization has been significantly improved.

In recent years, the company has introduced a group of financial professionals to the company's business departments and risk management departments.

With the introduction of professional talents, the company relies on the resource platform of the industry association and the red bean university to train the existing staff.

In 2012, the company conducted 356 training sessions throughout the year, reaching 1274 of the total time.

At the same time, the company adopts the way of "going out" and "bringing in" to provide learning opportunities for the company's employees and group financial personnel.

The company organizes learning activities to excellent peers.

For example, centralized management of bills and budget management practices and experience have been extended to the group.

The company also invites bank personnel with rich experience to identify, effectively and discounted the bill, organize the knowledge and risk prevention of new bills.

All of these have greatly enhanced the professionalization of staff knowledge.

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< p > refining the internal strength and looking forward to the future. At present, pformation and upgrading has become a necessary way for the development of China's private enterprises. As a "escort" for the development of the group, the red bean finance is not only from the existing financial company's business, but also stands higher and further. It adheres to the service tenet of "group based, group based, service group and growing group", and provides targeted financial support for the pformation and upgrading of the group's strategy.

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