Female White-Collar Workers Share Financial Secrets

Beauty salon

I am 28 years old. I do not wear makeup and I am lazy. I often get a mask to repair my eyebrows. But I go to a beauty salon once a week to do a full set of facial, neck, back, ovary and foot care.

Is it frightening? This is due to the recommendation of the elder sister at the age of 22 when she was recommended by her elder sister to the beauty salon that she often went to. The chain store named X's fruit and vegetable beauty store (Baidu) was eager to expand and set up a beauty card of ten thousand yuan and four permanent maintenance items. I checked the mobile phone. At that time, there were more than one hundred shops in the whole country, and I thought it would not be closed soon, so I decided to run it decisively. After that, I got a big sister's temporary refund card and took a permanent maintenance project, which cost a total of 12500 yuan.

No sign on top. contract The risk will be given to a few permanent cards that only the beauty salon itself can recognize.

There is no way. If you want to take advantage of this cheap, you have to be a disadvantaged group. You can only embrace the gambling mentality of the beauty salon that may invest in the next few decades.

It has proved that the beauty salon in my city, Chengdu, has developed to nearly 20. It will not go bankrupt in recent years, and insist on doing maintenance every week.

Although they are always bombarded by shopkees and beauticians, they are expected to pay a little more pocket money, but they must refuse to say anything. No matter what they say, they tell you how big they are at the beginning, how much credit they have owed, their wages are not enough, and they do not have money to buy other items, so that they can do nothing. All their marketing is always based on the money in our bags.

Of course, maybe my experience does not have reference value. My personal feeling is that women should be nice to themselves, and do not be afraid to go to beauty salons.

Two, credit card

Girls who manage credit cards can never get too bad in their lives.

The recent battle for credit card competition is bloody, but under such a tone, people who use cards are lucky. Recently, CITIC Bank I platinum and China Merchants Bank's 9 points of consumption have been exchanged for N gifts. One by one says:

1. CITIC I platinum

I read the card that the netizen recommends just apply quickly, nothing else, it is the action that matters to financial affairs is particularly strong. Two cups of Starbucks were sent on the card, and two or three cups were sold every month, and my monthly consumption basically met the qualification of sending 18 yuan and two movie tickets (including 3D), and sent 4 Airport VIP qualifications. Online shopping also doubled the total number. If the total consumption of small one hundred thousand could be converted to a flight ticket, it would be impossible to convert a ticket to a thousand li. marketing cost Ah...

2. China Merchants Bank integral

It was almost impossible to stop the credit card of China Merchants Bank, because the score was too valuable, and it was a good service. At the end of the year, it attacked and pushed a series of 9 points for delicious and tasty activities. It was called a frightening one. It quickly changed into a Subway sandwich, a cup of Pacific Coffee and Italian coffee, two sushi, a snack bag, and a stewed pork noodle. {page_break}

 

3. CCB car wash card

Although it has an annual fee of 200, it is expensive to wash the car now. If you do it, you must insist on washing every week.

The use of credit cards, personal experience is, try not to choose the four lines, because activities are very small, and at the same time dare to break their habits, basically which activities can be used more, which is our daily consumption of value-added services, but also have to manage their credit very well, to be a good financial management does not drag on.

　 Three. Discount stores

Used to be addicted to online shopping What clothes and clothes are often bought back are not satisfactory. Later, I found that some clothes, bags, shoes and discount stores are very moderate, and they can try to feel the texture of their designs. For those who do not pay too much attention to famous brands, they can often buy less than 1000 yuan to buy a large package of clothes, especially with a sense of accomplishment and satisfaction.

Familiar with the owner of the discount store, the resident office can enjoy the discount of membership discount, brush the credit card again, and exchange points. My God, that mood is very comfortable!!!

Such a discount shop in particular is not in the big shopping malls, usually in the vicinity of the mature residential areas, to be more willing to go shopping, general clothing with Hangzhou women's clothing, texture and style are very good, try to be satisfied with the purchase, because the shop often stationed in institutions often have many fashion belts, accessories did not take out, familiar with them, they will also choose to take away, especially practical, and do not need to go online.

Four, talking about money does not hurt feelings.

On weekdays, I have to exchange information with my friends and colleagues. I don't think it's a good idea to talk about these things.

My colleague's mother made a good dish. She simply sold her mother to sell it to us every week to make sure that it was reliable and inexpensive. Now I can add special dishes to the small family every weekend, and also save time for my own cooking, especially thanks to my colleagues and colleagues on weekdays.

Similarly, a few days ago, the furniture sold in the sample room of the company was sold for 90 percent off. If not more exchanges, do not share it, is this useful information not to be missed again?

Of course, there are many skills and practical cases of smart consumption. But I think the most important thing is that if we want to make money out of girls' minds, we must first have deep-rooted ideas. I will make money, and I will make money again, a smart new housekeeper.

No matter what you are as a girl, you are single, love, get married or step in the field of motherhood. Make the money good, 100% harmless! Come on!