Cash Flow Is The Lifeline Of An Enterprise, The Seven Rule Of Cash Management.

< p > < a href= > http://www.91se91.com/news/index_s.asp > cash flow < /a > is the lifeline of an enterprise.

How to determine the best cash flow? Enterprises should seek a balance between reducing risks and increasing profits.

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< p > < strong > accelerate the recovery of accounts receivable and postpone payment of accounts payable < /strong > < /p >

< p > to speed up the collection, enterprises can try to adopt the following methods: shorten the cash turnover period, compress the collection process, realize cash centralized management, and accelerate the recovery of accounts receivable.

Enterprises also want to postpone payment of accounts payable as long as possible without prejudice to their credit standing.

The main methods of payment control are the use of floating capacity, the acceptance of bills of exchange, the establishment of separate payment accounts, the establishment of zero balance accounts, long distance payments, etc.

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< p > < strong > achieving the unity of profitability and liquidity < /strong > < /p >

The best possession of P > cash is also an important part of cash management.

Once there is a surplus of cash, enterprises should choose the appropriate portfolio according to the security, liquidity, profitability and maturity date of various securities, and make portfolio investment.

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< p > < strong > the cost of raw materials should be postponed as far as possible. < /strong > /p >

< p > for the downstream raw material enterprises, in addition to the first cooperation, in order to express sincerity, need to pay in advance, after the cooperation, we can try to change the payment terms to the original goods.

Of course, after the signing of the payment agreement, we must do the work according to the rules, pay the goods within 30 days, do not drag on, so as not to affect the company's payment credit.

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< p > < strong > product account receivable as far as possible < /strong > < /p >.

< p > for enterprise customers, if it is the first time to purchase the product of < a href= "http://www.91se91.com/news/index_c.asp" > Enterprise < /a >, we must ask the other party to pay the full sum first and then pick up the goods.

And record the payment of each customer at any time, and make corresponding payment terms.

For those with good credit, the proportion of the advance payment can be reduced appropriately, but not less than the cost.

Once the customers who have good credit are in arrears, their credit level will be reduced immediately, and the proportion of the advance payment will be increased immediately.

In this way, we can warn customers and minimize risks.

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< p > < strong > large production equipment or fixed assets should be rented as less than /strong > /p.

< p > we often see that some small businesses can't wait to buy their own factories or large equipment after making money, but often after their own factory buildings or large equipment are built, businesses are also destroyed by bank debts.

Therefore, large scale production equipment or fixed assets that the enterprises need to occupy huge funds and have a long construction cycle must be rented as far as possible.

In this way, although the rent paid in the short term is correspondingly more, it can ensure enough cash flow to support the healthy operation of the enterprise.

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< p > < strong > employee bonus shall be paid quarterly, < /strong > < /p >.

< p > employee's bonus can generally account for 20%-50% of the employee's annual salary, and the bonus can be distributed in accordance with the quarterly and annual payment.

In this way, the fund can be put into operation, and two can avoid frequent employee turnover.

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< p > < strong > do not exceed 15% of the company's production capacity above /strong > /p >

< p > sometimes, a big single hit, the profit is really considerable, temptations.

However, it is necessary to see if the pie is large enough to choke the dead, because the large order needs large a href= "http://www.91se91.com/news/index_cj.asp" > fund < /a > support.

Of course, it is a tolerable thing for every businessman to throw away easily.

At this time, we can consider subcontracting some of our orders to our reliable peers, so that the risk is subcontracted and the cakes we eat in our mouths can be sweeter and easier to digest.

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