Xinjiang Wants To Realize The "Village To Village" Foundation Financial Coverage In 5 Years.

In 2015, the Xinjiang banking supervision and management conference came to the news that Xinjiang will strive to achieve the full coverage of the "village and village links" foundation in 5 years.

China

Wang Junshou, party secretary and director of the Xinjiang Supervision Bureau, said that in order to better provide financial services to the "three rural" weak areas, Xinjiang plans to achieve 50% basic financial coverage in 2015. After that, the total coverage of villages will increase by 10% every year, reaching the first level of the village level financial integration in 2019.

In addition, Xinjiang will carry out innovative financial products and credit models suitable for the three rural services demand, make full use of the county financial institutions' incremental incentives for agricultural loans, and preferential tax policies for rural financial institutions, so as to achieve the growth rate of agriculture related loans higher than the average level of all loans.

At present,

The 101 counties (cities) and 808 towns in the jurisdiction basically realized savings and loan remittance.

With the full coverage of the services, 4199 villages in 8633 administrative villages have achieved "village and village links" with a coverage rate of 48.64%, benefiting nearly 4 million farmers and herdsmen.

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In recent years, such crimes as telephone fraud, Internet fraud and bank robber have frequently appeared. After the victim has called the police in time, it is the key to protect the legitimate rights and interests of victims.

To this end, the CBRC, the Supreme People's Procuratorate, the Ministry of public security and the Ministry of state security recently jointly issued the "banking financial institutions to assist the people's Procuratorate, the public security organs, the state security organs to inquire about the freezing work regulations", and put forward the extensive use of modern information technology to comprehensively enhance the efficiency of the investigation and control of the funds involved.

According to the regulations, banks and other financial institutions should handle the freezing procedures immediately for the complete formalities of the funds involved. For the more accounts involved and the need for centralized freezing, banks should take measures to freeze them within 24 hours.

Shenzhen City Public Security Bureau anti information fraud center responsible person believes that "golden 3 minutes" is the best time to freeze the funds involved.

Encounter information fraud within 3 minutes of the alarm, freezing, tracking the effect of funds involved is the best, and after the interception of funds involved, but also to achieve the original return.

It is understood that before the "Regulations" did not appear, due to lack of policy support, telecommunications fraud cases occurred, the police, banks, victims, it is difficult to communicate quickly, the case processing process is more complex and lengthy, it is easy to lead to missed the interception of capital time.

Taking frozen foreign bank accounts as an example, according to the internal regulations of commercial banks, freezing local bank accounts requires local police to freeze letters and letters to different places, and to freeze with other public security police. The completion of the procedures will take at least 1 days.

A university teacher had been charged with telecommunications fraud and had remitted 380 thousand yuan to the fraudsters account.

After she found that she had been fooled and reported, because of the complexity of the process of the bank, the fraudsters had stolen more than 22 yuan before the final account was frozen.

The industry generally believes that the introduction of the "Regulations" will be conducive to combating telecommunications fraud and protecting the property safety of depositors.

At the same time, anti information fraud is a social systematic project. It is impossible to rely solely on public security organs or enterprises to fight alone. We need to mobilize all social forces to make joint efforts.

Experts pointed out that information fraud crime and traditional crime are very different, mainly manifested in three fast: first, the use of network communication technology, the dissemination of information fast, wide coverage; two is close to the social reality hot spots, pformation methods fast, confusing strong; three is relying on modern financial platform, pfer funds quickly, resulting in great losses.

Therefore, not only the freezing of funds involved, but also the fast communication between police, enterprises and people.

In fact, in recent years, many countries across the country are exploring new ways to strengthen information communication and crack down on information fraud by police, enterprises and people.

In December 2013, Tencent jointly organized Guangdong's public security department, the Shenzhen Public Security Bureau's anti information fraud advisory line, the China Internet association and the three major operators and other organizations and enterprises jointly launched the first domestic no thieves anti information fraud alliance in order to realize the linkage between police, enterprises and people, and raise the efficiency of combating telecommunications fraud.

In the past year, the alliance has quickly intercepted 109 million yuan for the 9776 victims, avoiding and recovering the total losses of nearly 265 million yuan.

As of December 2014, the alliance has increased to more than 100 units, and has introduced the anti information fraud "Shenzhen mode" to the national network police system intact and systematically.

The industry believes that in the future, we should further explore new models of such cooperation and summing up the experience, so as to combat information fraud and other crimes more effectively.