Six Commandments For Investment And Financial Management
Once investors fall into a trap, they will suffer losses.
On the occasion of the 3.15 consumer rights day, Jiaxing Reed financial planner summed up six important commandments for investment and Finance Based on years of experience.
Conduct financial pactions
We should keep a clear head and make some correct investment judgments.
Commandment 1: don't invest.
Return
Exorbitant expectation
Many investors want to invest in their own finances, earn high returns, earn high returns, and even hope to double their earnings in a few minutes.
But you need to keep a clear head. This is basically an unrealistic idea. It is recommended that investors should not expect too much of the return on investment. The average annual yield is around 10%, which is very good, such as Yisheng Yue Yue, which has an annual yield of about ten percent.
Discipline two: don't buy when you don't know which product to buy.
Nowadays, the number of financial products in the market is increasing and the risks are different.
Investors often worry about what products they do not know. But Jiaxing Reed financial planner should remind them not to be confused by high-yield, understand clearly the direction of investment, investment risks and source of repayment of products, etc., and ask financial managers to ask more about the specific circumstances of products.
Precepts three: do not underestimate investment.
risk
There must be risks in managing finances, but investors should not underestimate the risks.
Therefore, before making any investment, Jiaxing Reed financial planner suggests that investors should ask more questions why not "how much money can I earn?" and ask, "how much can I bear?"
Precepts four: resolutely do not put eggs in a basket.
Do not put eggs in one basket. Investing in the same project may bring huge profits, but it will also bring huge losses.
Unless you are fully prepared for your investment, you can make sure that the investment is absolutely profitable, or you have a lot of money, and there is nothing to lose. Otherwise, you have to follow this commandment.
Commandment five: don't trust financial manager's words.
When choosing financial products, don't believe what the financial manager said to you, especially free to give you "health protection", "product 100% no risk", "product guaranteed capital and income protection". There are risks in investment and financial management. The general products can be guaranteed, but the proceeds are often uncertain. Unless products like many years of reputable financial management companies, such as the Yisheng Yisheng monthly profit products mentioned above, are around ten percent, according to the investigation of Jifeng Reed for many years, the payment of proceeds is 100%, otherwise the proceeds will be boasted.
Commandment six: if there is doubt about the investment project, give up.
If you have doubts about the proceeds, investment or repayment sources of the project, you should not insist on it and give up early.
The above six commandments for investment and financial management hope investors can keep everything in mind.
Jiaxing Reed financial advisor reminded that investment and financing is not gambling, do not blindly invest in high-risk, to avoid bringing huge losses to themselves.
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