Financial Strategy For National Day

This year's national day follows the Mid Autumn Festival, the Mid Autumn Festival is two days off, and the National Day is seven days off. So some netizens think of all kinds of fake strategies, and the most desperate can spell 16 days of luxury vacation.

Users who are more adept at managing money find that they can get one month's salary for 9 days' overtime.

(photo from Xinhua net)

From September 26th to October 10th, there are 9 holidays in 15 days.

In the 9 days' holiday, September 27th Mid Autumn Festival, October 1, 2, 3 days, 4 days are statutory holidays, and should be calculated according to 3 times the salary.

The rest of the 5 days are rest days, which should be calculated according to double wages.

We take a monthly salary of 5000 yuan workers, for example, his overtime base is equal to 5000 monthly salary divided by 21.75 (monthly salary days) is about 230 yuan, then according to 4 days statutory holidays 3 times wages, as well as the rest day overtime doubles wages, mid autumn day national day overtime should get: 230x3x5+ 230x2x4=5290 yuan.

Working overtime for 9 days and earning a month's salary is bang bang.

Some netizens said: apply for overtime work, finish the 9 day class, then ask for leave to go out to play.

But if you really think so, then you are really Tucson.

According to the labor law, overtime work is not allowed. Therefore, no matter whether the employers and employees agree, if the 9 day vacation is all overtime, it may be suspected of violating the labor law.

Another netizen said, don't mention three times salary, the company can change it to you.

Not counting overtime, the poorer netizens said they never get overtime pay.

Eleven the small holiday and the crowded people on the roads and the crowded cars on the road, I believe that a large number of people are willing to stay at home. Since they do not travel to work, they sleep on the Internet, and life is so beautiful.

But eleven, you are idle. There is one person who will never be idle. That's the cheater.

This year, we can't ignore the IQ of cheaters. Their deception is full of tricks.

Sometimes the trap is really interrelated, and intelligence quotient is not online.

For example, there is a popular news today: "liar is the highest Procuratorate, and female graduate students are cheated 480 thousand".

Since August 29th, Wang Sha, a female graduate student in Hunan, has spent more than 200 calls with fraudsters who are suspected of money laundering, and has been cheated 48 times in 9 times.

It seems that many books will be deceived. If the female graduate student's intelligence quotient is not urgent, we will discuss it more.

It can only be said that this is a typical telecommunications fraud. The liar did not pretend to be a policeman this time, and the rank increased to a level.

In Zhao Benshan's line, he said, "rats are cats, and they make money.

Therefore, for those who plan to stay at home for eleven long holidays, especially those who like online shopping, Xiao Rong must remind that those who are cheated by online shopping refund are really gone, so we must always be vigilant.

Do not easily reveal your identity information, verification code, etc., because it is likely that the next target of a swindler is you.

Apple's new machine iPhone6s was on sale in September 25th, and fruit powder was very popular.

In order to catch up with this easterly wind, some banks have also launched the "first opportunity financial management" products.

To put it simply, I bought this.

Later, the bank sends you a iPhone6s instead of cash income, the actual investment income to the bank.

However, some people find that after calculating, it is not worth it. If the iPhone6s value of the bank is 6088 yuan as the financial revenue, the expected annual yield of the product is only 4.9%.

So, as a fruit powder, you should not buy it at the first time, because it is not worthwhile at all.

All say golden nine silver ten, October seems to be a good season for financial management.

And when eleven small holidays come, some banks will also launch "holidays".

"Financial products, such products are characterized by high yield and short duration, which are welcomed by investors. But Xiao Rong must remind that profits are important, but don't forget to calculate the time cost.

Suppose that a bank issued a bank financial product expected annual yield of 6%, the investment period is 32 days, if the product's sales time is August 25-8 months 28 days, the interest date is August 29th, the product expiration date is September 30th.

It is assumed that the product can be credited to the investor's principal and interest within 3 working days after the expiry date.

According to the above conditions, investors will receive principal and income in October 10th.

If investors buy the product in August 25th, the 32 day financial product will actually take up 46 days, with 12 days of money lying in a current account.

So, Xiao Rong reminds everyone to see clearly the day of the product's raising period, interest rate and arrival date, and avoid sleeping in the current account with your money.