Yi Xin Pu Hui: How To Help Rural Entrepreneurs To Build Capacity

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The boom has entered the countryside, and entrepreneurship has become the main way to help farmers get rich.

On the road to entrepreneurship, the first threshold for farmers is lack of start-up capital.

In this year's two sessions, some representatives put forward some opinions on supporting farmers' entrepreneurship. Among them, the most important concern is to provide farmers with more practical small loans. How to timely pfer funds and how to help rural entrepreneurs to build capacity has also become a hot topic in society.

This friend is willing to lend money to help me become a tea factory owner.

From the migrant workers to the tea factory owner, Yang Chengyan worked hard every day.

Yang Chengyan, who lives in Xixiang County of Shaanxi, is a small celebrity in the county.

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But ten years ago, two couples were ordinary workers. Because they wanted their children to live better, they decided to start their business from tea.

Tea is a labor-intensive industry. The funding gap is an obstacle that every tea factory can hardly overcome. Yang Chengyan's factory is no exception. After making the first batch of tea, Yang Chengyan spent all his savings.

Green tea is also a seasonal product with different prices every day. Missing the production season means losing most of the income of a year.

Yang Chengyan did not find it difficult to borrow money until there was a problem with the funds that kept the factory running normally.

"Relatives and friends have no spare money in hand, but banks can borrow it, but the procedures are too cumbersome, which will definitely delay the production season," Yang Chengyan said with a frown.

How hard the tea factory started to survive was a dream for couples and two people. But when Yang Chengyan was at a loss, she met the friend of Yi Xin Pu Hui.

Understand the situation of Yang Chengyan, should believe Pu Hui soon put 20 thousand yuan of love funds to her hand.

Yang Chengyan also earned the first pot of gold in life.

New technology drives change in Inclusive Finance

A rural entrepreneur like Yang Chengyan should believe in a lot of help from Pratt & Whitney.

Through the Internet, especially the mobile internet tool, the two sides of the capital supply and demand are convenient and low to find each other, almost without geographical restrictions.

It is the emerging technologies that should be believed to help microfinance become an active source of water.

Yixin commentary on "China's practice of Inclusive Finance: technology driven change"

In May 29, 2016, Mr. Bason, chief economist of the China Banking Association and his research team and the Chinese version of Harvard Business Review, launched the report on "China's practice of Inclusive Finance: technology driven change".

The report mainly focuses on technology. It puts forward that in the field of inclusive finance practice, agencies like Yixin and other emerging enterprises should use various emerging technologies in the "Internet + + +" draught, and constantly explore new path of Inclusive Finance Development to drive change.

Downing, CEO of Yixin company, pointed out that "the problem of Inclusive Finance is that over half of the past tens of millions of small and micro businesses that have not been fully covered by traditional financial system services, hundreds of millions of wage earners and hundreds of millions of households have access to financial services and capacity building, so how broad the traditional finance is and how broad the Inclusive Finance is."

In solution

On the issue, he said, Yi Xin will set up a rural financial cloud platform and 1000 rural financial service outlets in the next five years. In the future, more efforts will be made to bring into play the power of combining the platform of benefiting farmers and offline, and continue to use digital technology and Internet tools to promote inclusive finance and further stimulate rural financial vitality.

The next step in Inclusive Finance is capacity-building.

Yixin CEO Downing delivered a speech

According to the ten year practice of Yi Xin Pu Hui, Downing believes that China's inclusive finance has three important stages. "The first stage is the acquisition and establishment of credit, the acquisition of small amounts of funds. The second stage is to provide many other financial products and services, including diversified financial services such as deposits, financial management, payment, insurance and so on. The third stage is to provide capacity-building services for people who are not covered by traditional financial services, which is a very different place between Inclusive Finance and traditional finance."

As an innovative enterprise, we should always accept Pratt & Whitney's financial responsibility as our responsibility.

In the executive session of the State Council in 2014, Premier Li Keqiang proposed that the last mile of rural economic development should be supported by many parties.

At that time, it was advisable to implement the universal credit system to provide farmers with capacity building and building credit system, together with borrowing services, to help farmers get to the bottom.

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The help of the entrepreneurial crowd is also refined to knowledge acquisition. For example, V should offer collaborative learning experience services for people with entrepreneurial, innovative and wealth creating dreams through interesting curriculum content, systematic knowledge system and fragmented learning form, so as to create a learning and sharing platform for innovatio.