Find A Way To Invest And Manage Money And Find A Safe Haven For Wallet.

Since October, the government has begun to regulate the housing market.

Life is so hard, where can we not afford to buy a house, a devaluation of banknotes, a continuous inflation rate and a downward pressure on interest rates? Where will it be a safe haven for the wallet? The autumn of investment has not come to the right way of investment. The five sections today may be suitable for you.

If you still can't find "warm place", look at the two, that's the answer I give you.

In this paragraph, every morning, mobile phones will be brushing up by a long series of new regulatory cities. The regulation means is to limit purchase and raise the down payment ratio.

This led many small partners who could not afford to buy a house once again to be hit by ten thousand strikes. They also made the little partners who had worked hard to save almost enough down payment to lose heart in a moment.

In any case, no one dared to act rashly, which is why the volume of housing turnover has dropped sharply in recent weeks.

Downstairs everyday, you can see the face of the house broker's hard pressed face.

Not to give you an analysis of housing prices, presumably all of you recently circle of friends has been analyzed by various housing prices to bullying screen to exhaustion.

Since you can't afford to buy a house or wait for a short period of time, how should you spend your money? For example, treasury bonds and bank financial products are the most trusted investment.

Though their

Are gradually downhill, the national debt has gone from the 5 era of the current era to the 3 era, bank financial managers have long ago not relaxed a few years ago 6-7% style, and now almost cut back to the 3-4%.

Of course, it is not for everyone to go on a happy occasion. Recently, apart from the bad housing market, there is also an uneasy exchange rate, which is also falling. The central parity of RMB has been refreshed for 6 years.

In the past 3 years, the RMB has depreciated by 11.34% from January 2014 to now.

That is to say, if you had 1 million RMB assets then, compared with the US dollar, your current wealth has shrunk to 886 thousand and 600.

The rate of return is really a little blind, but they are still an irreplaceable part of the asset allocation of the Conservative Party and the prudent party. Because the annual income is appropriate, it will not take care of yourself! So, if you are a steady investor, do not dislike national debt and bank financing, and may well configure a point to reduce your portfolio risk and gain robust earnings.

P2P is like a thorny rose, which is both loving and often hurt.

On the one hand, interest rates are downward.

P2P's revenue is quite impressive. On the other hand, the occasional exposure news or risk exposure has made everyone feel uneasy, such as the two days of boiling love investment projects.

P2P can be invested, as long as regular platform is selected, investment is fixed.

Just fine.

You should not try to get excess returns through P2P, and the P2P that seems to expect high returns may be more dangerous.

Most of the friends who have financial thoughts have been involved in the investment of the fund. There are more than a half of them, who experienced the great joy of the five thousand point of last year's rise. Then they suffered a night's fall to the great sadness before liberation. Suddenly, life experiences have been filled by A shares.

However, at this point, no matter whether you cut meat early or pretend to die for many days, you still plan to invest in quality funds.

At present, there may be a long market monkey market, but the value of quality funds is still there. Besides, fixed investment can also effectively reduce risks. This is a good place for you to spend money.

When it comes to resisting the depreciation of the renminbi, exchange rates and QDII funds are usually thought of.

However, the state strictly controls the amount of annual exchange swap for individuals, so it is no good to resist depreciation by simply exchanging foreign exchange.

As for the QDII fund, I recently have a small partner to recommend QDII fund in the background. To tell the truth, I think the recommendation is not very meaningful.

Because, at present, the coverage of QDII fund is still narrow, especially the lack of active management fund, and the quota is also limited. As domestic investors want to achieve global asset allocation through QDII, there is still a certain degree of difficulty.

For gold investment, my view is: through

ETF participation is the most flexible way of investment. As for spot gold and paper gold, it is not recommended. At present, gold has plummeted for a while, and the market has begun to talk again and again. But I do not think that this will immediately stop bounce. Now you see the "golden pit" may be only half of the entire downward trend, and it will be hard to predict whether it will fall or fall.

In the first half of this year, gold prices soared and attracted many investors.

Recently, the price of gold has started to plummet. Many people have begun to wonder whether they can copy the bottom. But for small partners who are interested in investing in gold, they can invest in gold ETF by means of fixed or partial buying.

Short term US dollar rate hike is expected to bring pressure on gold prices, but gold has a certain investment value in terms of its hard currency nature and international economic structure.