Secret Financing For Smes
Small and medium-sized enterprises A Financing package :
First, establish a sound financial system and report forms. At present, many small and medium-sized enterprises in the mainland are in the initial stage. Financial situation There are only simple and incomplete records, which will bring greater hidden trouble for the enterprises to get further financing in the future. Banks can not understand the real financial situation of the enterprises.
Two, be good at making use of existing assets.
Reasonable use of current assets owned by enterprises, such as accounts receivable, investment products, cash, etc., can also get more financial support from banks.
Three, reasonable allocation of financing funds to avoid risks.
When planning funds for enterprises, we should pay attention to developing different financing channels.
As far as banks are concerned, they should establish stable partnership with banks and accumulate good credit records. Moreover, they should not be too centralized or over dispersed in all their capital acquisition channels, and in the form of financing, they should be allocated reasonably in long, medium and short term financing.
Four, expand financing channels.
Enterprise financing can choose a variety of financing channels according to its own characteristics and different stages of development: first, financial institutions.
Starting from the Guarantee Corporation, it will get start-up capital from the Guarantee Corporation, grow up with the development of bank loan expansion business, and even introduce venture capital or listing financing at maturity.
Second, shareholders should inject capital; third, upstream and downstream manufacturers.
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