Dye Industry Capital, Industry And Foreign Capital Frequently Involved In Dyeing And Finishing Industry.

In recent years,

Do credit financing banks favor you?

Since the financial crisis, the problem of financing difficulties of private enterprises has become more and more serious. Private enterprises have called for a wave of shortage of funds, and the main contradictions in the operation and development of enterprises are focused on capital issues.

At present, the shortage of funds has become the main factor that puzzles the development of private enterprises, and some small and medium-sized private enterprises have closed down.

For dyeing and printing enterprises, financing is still a big problem, especially the financing difficulties faced by private dyeing and printing enterprises in the development process become the primary problem restricting their development, which seriously hampers the healthy development of private dye enterprises.

According to the author's investigation, the difficulty faced by the private dyeing and dyeing enterprises in the development process is much greater than that of other types of enterprises in China.

There are varying degrees of financing difficulties at different stages of development, whether in the initial stage, in the growth stage or even in the mature stage.

It is manifested in narrow financing channels, lack of effective guarantee mechanism, lack of specialized financial institutions for private enterprises, and poor credibility of private enterprises.

According to the author's investigation, the sources of private enterprises' capital sources include: state financial investment, enterprise's own funds, private loan funds, issuing bonds and stock raising funds, bank credit funds and so on.

But bank lending is still the main source of access.

Credit financing is indirect financing. It is a financing way of market credit economy. It takes banks as the main body of operation, operates according to credit rules, requires asset safety and capital return, and the risk depends on asset quality.

Because of the long chain of responsibility and long period of information and asymmetric information, credit financing is dominated by a small number of decision makers to decide the project's large sums of money and push the risk accumulation to the future.

Credit financing needs the support of the developed social credit system.

Bank borrowing is the most commonly used financing channel for enterprises, but the basic practice of banks is to "care for the poor and love the rich" and take risk control as the principle, which is determined by the nature of the bank's business.

For banks, it generally does not want to take too much risk because bank borrowers do not have the right to claim profits, so they are unwilling to borrow money from risky enterprises or projects, even if they have very high expected profits.

On the contrary, enterprises with strong strength, income or cash flow stability are welcome loans from banks.

Corporate finance is not a way for Huashan.

The development of medium and small dyestuff enterprises will inevitably encounter financial difficulties when they develop to a certain stage.

However, in order to keep a firm foothold in the market, there are still a lot of homework to be done in China's small and medium dye enterprises.

In particular, it is a "hard target" to win the favor of the market and investors, especially in terms of improving the performance of dyestuff enterprises.

In fact, corporate financing is not a way for Huashan.

If we can develop bond financing, it is also a practical means of financing, but the key is to choose the right time to issue bonds.

The timing of debt issuance should be fully considered in anticipation of the trend of future interest rates.

There are many kinds of bonds, and there are common corporate bonds and corporate bonds and convertible bonds in China.

At present, there are some corporate bonds for the dyeing and printing enterprises with good conditions, because the market interest rate is relatively low and the financing cost is low.

However, relative to bank loans, bonds have strong repayment constraints and must control the risk of repayment.

For example, we can actively strive for the support of venture capital.

Especially for privately run dyestuff and pigment enterprises that are in the early stages of business and need capital well and have good prospects for development, they should actively strive for the support of venture capital.

The choice of venture capital is completely different from that of banks. It can provide an efficient financing mechanism for the development of private dye enterprises.

Investment can also be carried out.

Generally speaking, attracting investment is also a kind of equity financing, but it does not sell through the open market. It is a private way to find strategic investors.

Therefore, the advantages and disadvantages are similar to that of issuing shares, but financing is also welcomed by some dyestuff enterprises because of the need to disclose enterprise information and the risk of being bought by others.

At the same time, mergers and acquisitions can be carried out.

In addition, with the development of the industry, external capital begins to flow into the dye and dye industry. In addition to obtaining bank loans through various means, we should actively introduce foreign capital to develop the private pigments and dyes economy, so that the capital outside the industry and the capital in the industry, the domestic private enterprises and the foreign capital will be more closely integrated.

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The key to opening up financing channels lies in enterprises themselves.

The narrow financing channel has become a bottleneck restricting the development of some dyestuff enterprises, which has seriously hindered the healthy development of the dyestuff industry.

There are many reasons for financing difficulties of private enterprises in dyeing and printing. There are many policy factors from macroscopic perspective, such as high market access threshold and inadequate legal protection, which restrict the depth and breadth of financing of private enterprises.

Financial system is not perfect, leading to poor financing channels.

Microscopically speaking, some private dyeing and finishing enterprises are of low quality.

With the expansion of their scale, especially in financial management, many problems have been exposed.

For example, family management leads to irregular financial management and narrow financing channels.

If private enterprises want to broaden their financing channels, they must clarify property rights, and speed up the establishment of modern enterprise system, strengthen internal scientific management, and provide system guarantee for enterprise financing.

The unclear property rights of private enterprises is the biggest obstacle to the direct financing of private enterprises, and is also an unfavorable condition for effective scientific management. It is also a key factor for financial chaos and restricting the development of enterprises.

Only by socialized and open property rights can we remove obstacles to financing. Especially after the development and growth of enterprises, whether it is financing or other aspects, it is necessary to require enterprises to carry out the reform of modern enterprise system, to solve the problem of unclear property rights, and to realize modern scientific management and system management. Otherwise, it will lead to difficulties in direct financing and confusion in financial management, which will exclude the joining of high-quality foreign talents, undermine the institutional management of enterprises, and increase the capital operation and risk cost of enterprises.

Therefore, in the process of enterprise financing, we must clarify the property rights, establish a modern enterprise system, and improve the credibility with scientific and standardized management, so as to avoid the degradation of the mechanism. Otherwise, it will affect or even hinder the expansion of the financing channels of enterprises.