The Status Quo Of Small And Medium-Sized Textile Enterprises In Jiangsu Working For Banks And Guarantee Corporation

< p > the eighteen major reports of the party put forward that we should firmly grasp the solid foundation of developing the real economy and implement the measures of < a href= "http://www.91se91.com/news/index_q.asp" > policy < /a > which is more conducive to the development of the real economy.

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Less than P, a solid and solid economy is the foundation for increasing wealth and strengthening national strength.

However, since last year, under the pressure of declining macroeconomic growth, with the increase in labor costs, appreciation of the renminbi and rising prices of energy and raw materials, the problems of real economy, profitability and financing have been further fermented.

At present, what is the real economy situation? Our reporter has conducted in-depth investigations into two small and medium-sized private enterprises, Jiangsu Dingsheng silk Co., Ltd. and Liaoning Fushun hi tech Electric Porcelain Manufacturing Co., Ltd.

Today, we first published a survey report from Jiangsu Dingsheng silk Co., Ltd.

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< p > Wujiang, Suzhou, is known as "the house of silk" since ancient times. Wujiang's Shengze town is famous for its "sunrise, silk and quilt".

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Less than 10 years ago, the Asian financial crisis, Shengze seized the opportunity to undertake the equipment technology pferred from Japan, Korea and Taiwan, and realized the modernization of traditional silk < a target= "_blank" href= "http://www.91se91.com/" > textile < /a > industry.

After the international financial crisis in 2008, with the revival of foreign trade and increased domestic demand, Shengze textile industry ushered in the "little spring" from August 2010 to September 2011.

However, from the second half of 2011 to 2012, with the decrease of international demand and the decline of domestic economic growth, the real economy of Shengze's textile town is facing another test. Can this crisis turn into an opportunity? /p

< p > growth must have its own rhythm. Some textile enterprises expand their production capacity too fast in the first two years. In the face of sharp reduction in orders, the production line stopped at once.

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< p > Dingsheng silk Co., Ltd. is a medium-sized private enterprise in Shengze, with more than 200 employees and an annual turnover of $8. 9 million.

It is such a company that is not very well-known. In 2009, when the international financial crisis deepened, it bought and bought the silk factory of Suzhou for a hundred years. It is worth mentioning that the silk taffeta used by Princess Diana's wedding dress was ordered in the silk factory of Dong Wu.

What did Dingsheng buy from Soochow? < /p >

There were only 64 shuttleless looms in the heyday of 2005 P, with an annual output of 720 thousand meters, and there was no advanced rapier loom in the factory.

In 2007, 4 new imported rapier looms were imported with an annual output of 950 thousand meters.

In 2008, an additional 2 rapier looms were added, with an annual output of 1 million 450 thousand meters.

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< p > 2008, all silk manufacturing equipment of the Soochow silk weaving factory includes 120 shuttle looms and 35 rapier looms, and the total amount is larger than that of the heyday.

However, the international financial crisis made many factories that rely on export orders break their course at once.

Wu Jianhua, chairman of Dingsheng silk Co., Ltd. said: "when crisis is a good time to buy, it is better to survive."

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After the acquisition of P, Heping didn't push all the machines to the production line, but chose some good machines to continue to put into use, and the rest were eliminated or sold.

In 2009, the annual output reached 2 million meters.

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"P >" even in the 2010 textile industry "small spring", as long as the start of the money, the supply of products in short supply, the heyday does not rapidly expand production capacity, but is committed to the introduction and pformation of new machines.

The annual output reached 2 million 400 thousand meters in 2010 and increased to 2 million 600 thousand meters in 2011. The output is expected to reach 2 million 800 thousand meters this year.

"The introduction of advanced looms can not only ensure that products are not eliminated by the market, but also can replace some of the labor force to combat the rise in labor costs."

Wu Jianhua said.

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< p > in the first half of 2012, some textile enterprises in Wujiang District stopped production due to the rapid expansion of production capacity in the previous two years and the sharp reduction in foreign trade orders.

"We are expanding our capacity every year for fixed costs such as factory buildings for dilapid enterprises, but we never suddenly increase production capacity. We must have our own pace to grow, otherwise we will lose control of our enterprises."

Wu Jianhua said.

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< p > < strong > now only making regular products will lose money, but it can not but do not work, do not start to lose more, < /strong > /p >

There are more than 2500 small and medium-sized industrial enterprises such as heyday in Shengze. The proportion of small and medium-sized industrial enterprises in tax revenue accounts for 50.8% of the total fiscal revenue. The proportion of small and medium industrial enterprises employed in total employment accounts for about 70%. P

It can be said that the operation of small and medium-sized enterprises is directly related to the local economic development and social stability.

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< p > walking on the streets of Shengze Town, you can often see a bunch of white grey cloth on the lorries coming and going.

Mr. Gu, a native of Shengze, said: "Shengze's products are mainly made of chemical fiber, white cloth and interior materials, which are cheap and are in a passive state of" dressing for others ".

Most small and medium enterprises in Shengze produce products with low added value and narrow profit margins.

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Entrepreneurs are the most sensitive to profits. Wu Jianhua calculated a small account, taking the regular product 14654 yuan crepe satin of 51 yuan per metre selling price as an example: raw materials 109 grams, < a href= "http://www.91se91.com/news/index_s.asp" > market < /a > price 39.42 yuan, accounting for 75% of the product cost price; labor costs 6.5 yuan, accounting for 13%; electricity charges 1.5 yuan, refining fees 0.8 yuan, accounting for 4%; national tax 1.12 yuan, local tax 4% yuan, accounting for about 109; financial costs accounted for about RMB.

The cost is about 52 yuan, which is 1 yuan more than the selling price of 51 yuan, which is not the fixed cost of rent and machine depreciation.

"Now we will only lose money when we make conventional products, but we can not fail to do so. The factories are there, the machines are there, the workers are there, and they lose more."

Wu Jianhua said.

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< p > < strong > using advanced machines instead of labor to cope with wage increases, but raw material prices have gone up and down and eaten profits < /strong > /p >

< p > opening the account of the enterprise in 2005, the other expenses are almost the same. The difference is relatively large. At that time, the raw material cost of one meter crepe satin costs only about 28 yuan, which is 11 yuan more than it is now, and the cost of manpower is about 8 yuan, which is 1.5 yuan more than it is now.

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Wu Jun, the maintenance worker, when he arrived at heyday in 2003, paid about 2600 yuan. Now it is about 4600 yuan, and his salary has risen by 2000 yuan. P

Why labor costs have risen rapidly in recent years, but the labor cost of the silk at the peak is decreasing? "In 2005, we used shuttle looms and the number of workers needed. We constantly use advanced rapier looms to replace shuttle looms to reduce the number of workers, and we should increase wages for workers."

Wu Jianhua said.

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Less than P, in comparison with 2005, the fastest rising part of the cost of rice crepe satin is raw materials.

"The price fluctuation of raw materials is very large, from the lowest 110 thousand yuan / ton to the highest point of 450 thousand yuan / ton, which has recently dropped to about 350 thousand yuan per ton.

This is very unfavorable for making silk industry with complicated process and long production cycle.

If you buy at a high point and sell it at a low point, you will lose a lot. "

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< p > Wu Jianhua said that the volatility of raw materials was largely influenced by speculation in futures markets and speculators.

For the silk textile industry, the raw material market is not large, and can be leveraged by tens of millions of yuan of funds.

The original intention of Guangxi and Zhejiang Jiaxing cocoon silk market was to adjust the surplus and deficiency, but now it has obviously deviated from this goal, and the price change is mainly the result of excessive speculation in the early stage.

At present, the Ministry of commerce is making efforts to stabilize prices. Many enterprises are also hoping to intensify their efforts to curb speculation.

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< p > < strong > "special commodity with high added value is the only way to make money", and profit drives the pformation of enterprises to < /strong > /p >

< p > conventional products do not make money. The owners of Shengze textile enterprises all know that they have developed special products with high added value.

Sheng Hong Group's black memory fiber, Hua Jia group's Anti Wrinkle silk fabric, Fuhua weaving polyamide fabric, Xiang Xing textile cold resistant fabric......

Businesses in Shengze are developing their own housekeeping fabrics.

"One meter cloth sells several yuan, is worth several dozens of new production lines."

This is the secret of Shengze textile entrepreneurs.

At present, Shengze produces 8 billion 500 million tons of cloth every year, of which 1 billion 500 million meters are all kinds of popular fabrics with special technology.

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Less than P, Heping also invested its profits in products with high added value, such as yarn dyed taffeta, gross profit up to 15 to 20 yuan per meter, but the demand for such goods is not large, about forty thousand or fifty thousand meters per year.

In order to better pform and upgrade, heyday has begun to develop its own "special commodity" - Song brocade.

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< p > in order to integrate the ancient craft and modern mechanical production of song brocade, Wu Jianhua found many technicians to pform the loom. Although hundreds of thousands of looms were destroyed after renovation, Wu Jianhua did not stop.

When this gorgeous and exquisite fabric was taken from the loom, Wu Jianhua was not willing to sell it.

"This is our own technology. I want to use it to make my own product and make my own brand."

So in the 2011 heyday began to build its own brand "on the long Kai", with its own fabric began to make bags, gifts, < a target= "_blank" href= "http://www.91se91.com/" > clothing < /a >.

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Less than P, however, the price of its own brands in the market is far from that of the famous brand bags. The luxury brands such as LV and Gucci also have many textile fabrics, but the price is still much higher than that of the general brand. The biggest difference is the brand value.

Heping and its brand still have a long way to go.

"We should not only make conventional products with large market demand, but also develop special commodities with high added value to make money."

This is Wu Jianhua's simple business practice.

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< p > < strong > enterprises hope that the state can give preferential treatment to tax with the characteristics of the industry < /strong > /p >

Small and medium-sized enterprises such as heyday are 85% of the total number of enterprises in Shengze. The failure of any one of them will not have any impact on Shengze's textile industry. But if these small and medium-sized enterprises are faced with some difficulties, collective problems will result in greater impact than the closure of leading enterprises.

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Less than P > Shengze's textile industry mainly provides fabrics, and business tax reform VAT does not make the enterprises feel much benefit.

Turning over the tax slip from Xiaomei, the accounting firm, the reporter saw that the heyday needed to pay taxes on value-added tax, urban construction tax, education stamp, stamp duty, stamp duty, personal income tax, corporate income tax, staff education funds, land tax, property tax and so on.

Enterprises hope that the state can give preferential policies to the tax industry combined with the specific characteristics of the industry.

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< p > Wu Jianhua said: "in the silk textile industry, the fresh cocoon as the agricultural product (4.32, -0.04, -0.92%) acquisition can deduct all the taxes. Dry cocoon as raw material can only deduct 13% of the tax. After processing and reprocessing of reeling mill, 17% of the value-added tax will be added. With dry cocoon, our weaving mill will increase the cost of 4 points, or 10 thousand yuan per ton.

The details of these taxes affect several points of the company's profits.

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< p > < strong > small and medium-sized enterprises have been working for banks and Guarantee Corporation, < /strong > /p >

< p > high financial cost is a common problem in small and medium-sized enterprises.

The lack of collateral for SMEs is a common problem. In order to get loans, many SMEs have to find guarantee intermediary companies.

Wang Xiaomei said: "our SME loans to banks, the interest rate is 11%, which contains 2.5 percentage points to the Guarantee Corporation, however, our silk industry's average profit margin is only 3% to 5%, and the industry capital turnover is slow, the process is long, the financial cost and the cost are higher.

In addition, there is an interval of interest rate fluctuations. As long as we are small and medium-sized enterprises, we must give a ceiling. Our enterprises have actually been working for banks and Guarantee Corporation. "

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< p > Wu Jianhua said: "if SMEs can bypass the direct loan of Guarantee Corporation, these 2.5 percentage points will be saved."

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< p > talent is another important issue that entrepreneurs are concerned about. At present, "heavy industry and heavy technology" has become the city strategy of Suzhou.

Wu Jianhua said: "the silk industry demands high quality products. It takes a year or even a few years to cultivate a skilled worker.

In addition to the cost of training the newcomers, the new workers are also part of the cost.

Class A and C class products, one meter < a target= "_blank" href= "http://www.91se91.com/" > cloth < /a > the price difference may be tens of dollars.

Entrepreneurs hope that the society will be more able to bear the cost of training skilled workers.

Since 11th Five-Year, Suzhou has trained about 400 thousand urban and rural labor force free of charge each year, of which about 100 thousand people have skills training, but it still can not fully meet the needs of enterprises for skilled personnel.

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