Shun Feng Layout Financial Pactions Or Become Ali And Jingdong Threats

Today's Shun Feng is a express company? Logistics company? Financial payment company? Or an electricity supplier company? Obviously, it has been unable to define simply. After fast layout of express, electricity supplier and logistics, SF has begun to accelerate the field of Finance in the financial field. P

< /p >

< p > Tencent science and technology learned that recently, Shun Feng's financial platform -- Shun Yin finance formally obtained the bank card collection license issued by the central bank, and made further progress in the overall financial paction business.

< /p >

At the same time, P also speeded up its vertical financial services business with its own express service, aiming at banks and insurance institutions.

First hand financial pactions, one hand financial services, since then, the financial curtain of SF has been unfolded.

< /p >

Prior to the "P", Shun Feng has already registered the financial domain names such as "Shun Feng bank" and "Shun Feng payment". The improvement of the financial system, such as the payment, is also an inevitable choice for the company to expand its product line and make full use of its resources.

Coupled with the layout of fresh electric business, cold chain B2C, O2O, etc., the strategic vision of SF's alternative counterattack business strategy is increasingly clear: card location, online and offline cross-border integration and internal coordination.

< /p >

< p > despite the official caliber, the financial pactions of SF are purely internal services.

But if the development is successful, the two largest third party payment licenses will be held in the future, which will pose a threat to Ali, Jingdong and even the entire electricity supplier industry.

< /p >

< p > < strong > payment of licenses and the next city financial pactions to accelerate integration within the < /strong > /p >

< p > 2010, SF launched the payment tool "Shun Feng Bao". In December 2011, Shun Feng Bao was officially awarded the third party payment license issued by the central bank, the payment business license, which was valid until December 21, 2016. Its payment business belongs to Shenzhen Thailand Network Technology Service Co., Ltd., and the owner of Shun Feng, Wang Wei, owns 99% of the "Tai Hai investment".

< /p >

Less than p ago, Shun Feng also obtained another licence in the third party payment area, the bank card collection license.

However, this is not a new business, but a new item of content change. Its business is still Shenzhen Tai Hai Network Technology Service Co., Ltd.

< /p >

< p > the so-called bank card acquirer business refers to the service provided by the acquirer of the bank and non-financial payment institution to accept the bank card (including credit card) and complete the settlement of related funds by the receiving terminal.

< /p >

The collection business of the third party institutions mainly relies on collecting orders, doing large-scale operations, and earning profits between banks and merchants. P

< /p >

< p > there was a rumor that SF had obtained the licence of the corresponding banking business, or would launch the virtual banking business to accelerate the expansion of the external payment business.

< /p >

< p > according to an executive of Shun Feng financial paction platform, "Shun Yin finance", "although the two largest third party payment license has been secured, the financial paction business of SF is mainly a purely internal service, and it is a tool for integrating and upgrading the intensive function system.

The bank card collection is aimed at the customers of SF, especially for the cooperative business enterprises, providing payment, supply chain financing and other services.

This tool for internal payment business is accelerating integration and will not be external for two or three years.

< < /p >.

< p > however, obtaining the bank card collection license also paved the way for SF to cut into the third party payment market to a certain extent.

After all, the competition in the third party payment market is becoming more and more intense, and the energy of the license plate should not be underestimated.

With a licence, the future SF can make efforts to pay foreign payments and other financial services.

< /p >

< p > < strong > financial services industry accelerate the layout of back-end docking, hey customer < /strong > /p >

< p > it is understood that there are 9 major business units in SF, among which Shun Yin finance is a platform based financial paction department.

At the end of last year, SF set up a vertical financial service department, namely, the fast pportation financial and insurance service department.

This means that at present, there are two main businesses in SF, which mainly focus on financial services, but the former focuses on platform type while the latter focuses on Banking and insurance institutions in the logistics chain.

< /p >

Wang Lishun, vice president of SF, revealed that in July of this year, SF launched a dedicated logistics service product for the banking industry, namely, the "draft special delivery" and the direct distribution of some banks' platinum cards.

As shown below, the draft process has become a major business opportunity for SF financial services.

< /p >

"P >" the pfer of the bill of exchange has become one of the demands of the banking industry, < a href= "http:// www.91se91.com/news/index_c.asp" > Logistics /a, and has also become a market opportunity for SF.

The SF EXPRESS financial and insurance service division is to be a logistics expert in the financial and insurance industry.

"Wang Lishun emphasized so much.

< /p >

< p > it is worth mentioning that in May this year, SF launched the online shopping service community store.

In addition to express logistics business, virtual shopping, pre sale and try out, "a href=" http:// www.91se91.com/news/index_c.asp "> hey guest < /a" also has ATM business, according to the insiders of Shun Feng.

Insiders speculate that SF will also allow SF's financial services to come down.

< /p >

< p > Wang Lishun told Tencent Technology: "the demand for financial services in the online community is huge. In the future, the Ministry of Finance and insurance will cooperate with the stores to play the role of financial services.

Among them, hey customer stores provide channels, serve as front-end, the back end of service is done by us.

< < /p >.

< p > in the view of analysts, < a href= "http:// www.91se91.com/news/index_c.asp" > Shun Feng < /a > the current financial business is still small, but if it grows stronger in the future, it will have a certain degree of competition with ALI and Jingdong.

< /p >

< p > Ma Yun's (micro-blog) rookie network didn't do express delivery before, but monopolized the express downstream industry through three links to enhance the efficiency of express delivery, so that the express delivery industry was pulled into the same ecological chain.

After all, Ali Taobao's express business occupies an absolute share.

In June this year, Ali and China Post reached a strategic cooperation. China Post will open up its tens of thousands of service outlets to the Ali logistics information platform rookie network to provide services such as socialization and self promotion. It will not exclude the same efforts to make financial pactions and financial services businesses.

< /p >

< p > to Jingdong, it has built its own logistics as its core competitiveness and has a layout in the financial field.

< /p >

< p > from a large perspective, in a supply chain system, it is inevitable that competition between Wang Wei and Ma Yun and Liu Qiangdong will be inevitable from the SF's preferred fresh electricity supplier to logistics and then to the sea to purchase Fengyun and financial services.

The future trend needs to be done and looked at.

< /p >

At present, P is not in the traditional sense of Internet Finance and external financial pactions. The future of SF is closer to the supply chain, especially in the service level of customer settlement and Financial Express, which will be the main direction of its efforts.

< /p >

Less than P. When SF has gradually captured its traditional commercial customers' payment and financial services, its express delivery business and collection business will all be integrated into its third party payment and other financial operations, which will also enlarge its final commercial layout.

And when SF express and Shun Feng preferred, Shun Feng "Hey guest" and Shun Feng finance can truly integrate, the power of SF can really be highlighted.

< /p >