Own Problem Or POS Machine Problem? How To Protect Rights?

It is reported that it has been normal for more than a year.

Recently, it has swallowed dozens of pieces.

Turnover.

Yang's elder sister regretted not only 20 thousand yuan missing, but she was even more entangled by being fooled for 1 and a half years, but he was completely ignorant of it. From September 2014 to February 2016, she had always believed in "Hangzhou Yin Xiang Technology Company" until this year's Spring Festival.

"I don't know who to look for, where to look, where to look."

Behind the doubts of Yang's elder sister is the unknown secret in the POS machine installation industry.

If you have been using POS machines from regular channels, these secrets will not hurt you; but if you are "greedy" and you want to get fewer pactions, you may have stepped into the trap of others.

Dozens of clothes were sold but no money was seen.

Yang Xiaoming (a pseudonym), 56 years old, opened a family in Xihu District, Hangzhou.

Shop, business is good.

In September 2014, a young man named Wang Zhengchun was dressed in her shop, dressed, talked and behaved very well.

"A big sister," said the Confederation entrusted by the bank, mobilized me to install the new POS machine, more convenient, and the deduction point is lower.

Sister Yang said.

Finally, Yang and her side signed the "UnionPay merchants' acceptance of bank card agreement".

She reckoned that she could save 0.6% of the cost of every paction compared with the 1% bank's deduction.

After more than a year, the use of the new POS machine is normal, credit card on the same day, second days on arrival.

In February 2, 2016, 2 credit card business took place in her store, totaling more than 3000 yuan.

But the next day, she did not receive any reminder of payment.

"Those money never arrived until the beginning of eight (February 15th)."

Once again, she checked the running water and went to ICBC.

"People in the bank say that since February 3rd, no amount has been received in the account."

"This is the turnover of dozens of clothes," Yang said.

Insiders remind: two level liquidation risk is great, "similar things are not uncommon, the case of applying third party payment has appeared many times."

The relevant person in charge of China UnionPay Zhejiang branch said that the UnionPay will manage the qualified third party payment platform to make it more standardized, reasonable and safe.

But if the fraudsters fake or apply, the UnionPay is difficult to regulate.

The person in charge gave an example: the cheater A used his bank card to bind the POS machine, after the various disguises, recommended the POS machine to the merchant B.

In this way, every paction volume of B will be included in the A card.

After the A receives the money, it will remit the amount to the B account manually. B thinks the POS function is in normal use.

Once larger pactions occur, A will disappear completely.

"The core of the problem has two points: first, whether Hangzhou Yin Xiang has the relevant qualifications; second, whether the merchants are belittle the low point of discount claimed by the promoters."

He believes that the risk of using a two level or three level POS machine is enormous.

"Apart from the name of the merchant, the bank card is genuine, others may be false."

Since there are no licences, the funds for settlement of these POS machines will stay in the accounts of the "two Qing" companies before they are pferred to the merchants by the "two Qing" companies.

Once a company runs, it is difficult for businesses to safeguard their rights.

"The safest way is to go to the bank to apply for POS machines," he said.