What Channels Do Garment Affiliate Loans Have?

Opening a franchisee also requires some financial support. When the funds are not enough, which channels can raise funds? It can help oneself overcome difficulties. Raising money at the beginning of clothing is the most standardized means of financing through loans. There are usually three forms of bank loans, commercial mortgage loans and guarantee loans.

A person who has the ability to operate or has already engaged in production and business activities, and applies for a request for capital requirements for joining or starting a business, and is granted by an effective guarantee after the bank recognised it.

。

Eligible borrowers can get a single loan of 500 thousand yuan according to their personal resources and repayment ability. They can also apply for a higher loan amount for those who have reached a certain scale or become reemployment stars.

The duration of business loans is usually 1 years, and the longest is not more than 3 years.

In order to support the laid-off workers' clothing stores, the interest rate of clothing loan can also be reduced by 20% according to the same grade interest rate stipulated by the people's Bank of China.

Loans can also enjoy a 60% discount.

At present, many personal loans handled by banks, as long as the mortgage procedures conform to the requirements, the banks will not ask for loan purposes.

People who need to join in clothing can flexibly use their personal consumption loans for clothing.

The amount of mortgage loans generally does not exceed 70% of the collateral valuation price, and the maximum loan limit is 300 thousand yuan.

If you need to purchase a commercial house along the street, you can apply for a mortgage on the house and apply for a commercial housing loan from the bank.

Generally no more than 60% of the estimated value of the commercial housing purchased, and the longest loan period is not more than 10 years.

Because the business needs to purchase cars, trucks, buses, mini cars and taxi operators, it can also handle automobile consumption loans. This loan generally does not exceed 80% of the purchase amount, and the loan term is not more than 5 years.

If you do not have certificates of deposit, treasury bonds or insurance policies, but your wife or parents have a stable income, it can also become an excellent credit resource.

At present, banks have a special liking for the high-income class. Lawyers, doctors, civil servants, employees of public institutions, and financial industry personnel are listed as preferential treatment of credit loans. Employees in these industries can only get a guarantee loan of about 100 thousand yuan in the financial institutions such as ICBC, CCB and other institutions only by looking for one or two colleagues.

Moreover, such loans do not need to handle any mortgage or assessment procedures.

If you have such a relative, you can get loans in his name, and you can get venture capital on the same day if you prepare all kinds of materials.