Is It Worthwhile To Advocate "Starting A Business With Parents"?
in order to
Entrepreneurship
Since last year, Bai Le, a 23 year old university graduate in Wuhan, has borrowed about 300000 yuan from his parents, which has brought him great pressure.
"Whether to start a business with parents" is worth advocating.
Post-80s Entrepreneurship
To borrow a loan from my parents "
financing
"
Last April, Pak Lok, a university graduate, got a job in an advertising agency in Hankou with a monthly salary of only a few hundred dollars.
He found a classmate and arranged for a college student to eat and drink in Hubei.
website
。
Last June, Lecong graduated from China World Trade Center Zhongnan University of Commerce and industry, and graduated from several places.
Pak Lok had the best family condition, and the team wanted him to borrow money from his parents to "finance", but his parents strongly opposed it.
The parents of business think: Bai Le doesn't know about the Internet, and he doesn't know how to start a business.
Pak Lok thinks this is an opportunity. If you don't take advantage of it now, you will regret it later.
The parents finally compromise, and Bai Le's entrepreneurial plan has returned to the family's first 100 thousand yuan subsidy.
"This cost will be paid later!" Bai Le asked his parents for IOUs.
In November last year, the technology company set up by the Pak Lok team was set up, but the process of launching the website was not smooth.
benefit
This makes Bai Le in a dilemma.
In July this year, the company ushered in a turnaround. Pak Lok found a new investment project, opened an Internet cafe www.QnrcY.com with a friend's help, and soon made a profit. These profits can not only maintain the operation of the Internet company, but also save the money to save their parents' money.
In September 1st this year, the website was formally launched, including rock and roll, life services, dating, employment guidance and community.
"Although the website's click rate is not high yet, it is slowly progressing." Bai Le said that his parents had already invested about 300000 yuan in helping him, and he still wanted to continue to do it.
Parental statement
Borrowing is to motivate children.
Bai Le's father, Bai Wen theory, did not expect his son to choose a website that he completely did not understand.
He said that there was no way to do so, and he would still give his son financial support. However, every cost of starting a business was recorded, hoping it would encourage his son to succeed in his career.
Now, the gratification that his son brings to him is that he knows more than he used to read and knows how to spend money.
Expert opinion
Disapprove of starting a loan with parents.
Zhang Fuhong, director of Wuhan youth entrepreneurship training center, believes that the courage and perseverance of Bai Le's entrepreneurial spirit is affirmative. However, it is not worth promoting the "financing mode" for parents to borrow money and start businesses.
College students should try to find professional investors to borrow money, so that their projects will be professionally audited and evaluated, so as to reduce risks, prevent blindness, and get the support of management concepts and ideas, which is a process of "financing and intelligence".
It is difficult for parents to borrow money and raise funds because of their limited experience. Especially for websites with long profit cycle and high failure rate, it is difficult to give intellectual support, and the risk of starting a business is too great. Once they have lost their parents' savings, they will bring great pressure to their families.
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