Give Children A Bonus Once A New Year, But Also Give Children Financial Quotient.
When the Spring Festival arrives, most of the children will receive many lucky money. Many parents begin to face a question: should they give their children a red envelope? Should the red envelopes given to their relatives be left to the children? If so, how should they guide their children to spend money?
Many parents know how to develop children's intelligence quotient.
EQ
Even the importance of quotient does not know how to cultivate and set up the correct view of financial and business, and guide children to treat the material desire of the individual correctly.
Financial intelligence is not a great theme. It is reflected in children's daily life. Maybe it is to buy lunch, donate money once, maybe it is to deal with the red envelopes correctly, or to earn money through their own labor.
As long as parents have this awareness, they also actively improve.
Financial quotient
It can be passed to the children in time, so that children can naturally learn financial quotient.
In the book "Guo Ma always has a way: to give a child a stop, or to give the child a question mark", Guo Ma shares a story with you.
Take your children to a fast food restaurant with your friends.
After the entry, they gave their children 100 yuan to buy their meals and exercise their children. I just had a chat with my friends. I haven't seen them for a long time.
In a moment, the two children bought the delicious food.
As I was about to start eating, I found a serious problem: the cost of fruit was 20 yuan less.
"Guo Guo, this money is not right! Why is it 20 yuan less?"
"Oh, it's like this. When I finished shopping, I saw donations to the hope project. Everyone else was donating. I also donated 20 yuan."
The little son has already had great love.
I secretly praised myself, but I still need to ask the question of "money" better: "why do you want to donate money?"
"I know the hope project. There are some places that are very poor. Children can't go to school. I want to donate money to them.
I don't know how to donate, I just donated 20 yuan just this time.
Listening to his son's methodical explanation, his heart was gratified and warm.
"Do you think it will be enough to donate 20 yuan?"
"Of course not enough, 20 yuan is enough to buy a book."
"Then how much do you think it will cost?"
"It takes a lot of money to build a lot of beautiful schools and buy a lot of books."
"Oh, it takes so much, but you only donate 20 yuan. What can you do?"
"Spend less pocket money, I will make more money and donate more."
You can also mobilize everyone to donate. "
"I don't know how to spend my pocket money, but how do you make money?"
"Study hard and earn money in the future."
"I see, you will save money and study hard, and work hard to earn money and help children who cannot afford to learn."
"Guo Guo donated money to the hope project, which shows that the fruit is loving, especially good, and the mother is in favor of it.
But did you donate your pocket money or did you earn it? "I continued.
"It's Mom's.
But it doesn't matter. I'll go home and pick up my pocket money and pay you 20 yuan.
"OK.
Besides, what do I do for you to give you 100 yuan? "
"Buy lunch."
"Yes.
Do you want to ask your partner for permission to do something that is not related to your lunch with your mother's money? Because you only have your own money and stuff, so you can control it freely. Others, whether they are father or mother, have to ask each other's opinions, right?
"OK, I see, mom.
I can use my things, others can not use, mom and dad can not do, when you need to ask Mom and dad's advice. "
"Fruit and fruit are summed up very correctly.
You can make as much money as you want, but it must be fruit and fruit.
In addition, if you donate a lot of money, you have to earn money, study hard, and work hard to create in the future.
A person can only create more and more things by his own efforts.
Guo Guo happily told me, "Mom, I understand."
Today's children are in a time of material enrichment and also a Consumerism Era.
Money and wealth become necessary for people to survive. They have the ability to make money and know how to use money properly. This is the need for children to adapt to social development and their own growth.
Can you live a dignified life? Can you have full freedom to choose your career and engage in things you are interested in?
And the resulting self-confidence and sense of accomplishment, the ability to help others and give back to society.
Popularly speaking, children should be taught two ways: how to spend money? How should they spend money?
Spring Festival
Soon, children will receive many lucky money.
Parents can take advantage of this opportunity to help children learn to use money properly and deal with lucky money.
Guo Ma starts from trivial matters, does not ask questions, and guides the fruits of education correctly. Only by belonging to her own things or money can she have the right to dominate the view, that is, to cultivate children's basic sense of financial quotient.
Financial intelligence is not a big theme. It has children's daily life. Maybe it is to buy a lunch, donate a money, maybe it is earned through their own labor.
As long as the parents have this awareness, they can learn the relevant knowledge well, and pass them on to the children in time, so that their children can get the ability in silence.
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