How To Prepare Personal Mortgage Loan Contract

Party A: (creditors, mortgages,): identity card number:

Party B: (debtor, mortgagor): ID card number:

Party B applies to Party A for loan.

By consensus, Party B shall mortgage all premises (hereinafter referred to as Party A's collateral) as collateral for the loan and provide Party A with the agreed amount of loan to Party B.

According to the provisions of the laws and regulations of the People's Republic of China contract law, the People's Republic of China guarantee law, and the administrative measures for the management of urban real estate mortgage, the two sides, based on the principle of equality, voluntariness and honesty, reach the cost contract through consultation, and ensure that they abide by the execution together.

The first and second loans to Party A amount to RMB yuan.

Second, the term of loan: from the date of January to the end of the year.

If the actual loan date is not in conformity with that date, the actual borrowing date shall prevail.

After receipt of the loan, Party B shall issue an evidence of the loan, and the loan certificate issued by Party B is the annex of this contract, which has the same legal effect as this contract.

Third repayment of loans:

1, the choice of repayment method: [interest] is settled monthly, and the interest is paid at the beginning of the month, and the principal is settled on the maturity date of the loan.

The principal and interest should be paid off at the maturity date of the loan.

2, Party B shall repay the loan issued by Party B prior to the repayment of the loan.

3, if the loan is delayed, Party B shall pay 3/1000 of the late fee.

Fourth the relevant costs of the contract (including mortgage registration, assessment fees, etc.) shall be borne by Party B.

The fifth item: Party B shall provide all the value / surplus value of the house under its name (hereinafter referred to as the house) as collateral for the loan under this contract to provide a mortgage guarantee to Party A. the house property certificate is: the area is: square meter square, and the value of the house property / surplus value is RMB yuan.

Sixth: the principal creditor's right of this mortgage guarantee is RMB yuan.

The period of mortgage is from the date of mortgage registration until the performance of principal debt is completed.

Seventh: Ben

The scope of the main creditor's rights guaranteed includes: the principal and interest of the loan (including the agreed interest, the penalty interest), the liquidated damages, the damages, and the creditor's rights and obligations under the loan contract.

(including, but not limited to, attorneys' fees, litigation costs, enforcement fees, notarization fees) and all other payables.

Eighth: during the mortgage, not Party A

Party B shall not rent, sell, bestowing mortgages or dispose of collateral in any other way.

During the mortgage period, collateral is not affected by the division and pfer of assets. If Party A discovers that Party B has violated the circumstances of this clause, it will dispose of the collateral.

Article ninth, liability for breach of contract

(1) if Party B fails to repay the loan in accordance with the contract, Party A shall have the right to apply for auction of the mortgaged property to the people's court having jurisdiction to repay the principal and interest of the loan. If there is insufficient compensation, Party A shall still have the right to recover it from Party B.

Until Party B pays off all principal and interest of Party A.

Tenth: other terms:

The eleventh contract is in one copy, one in two, one in each, and one in the mortgage registration department. This contract is effective after signature by both parties.

Party A (signature): telephone

Party B (signature): telephone

Contract signing date: year, month and date