Banking Pay Survey: Invisible Income Is &Nbsp; Medium And Small Banks Are Two Times Bigger Than Big Banks.

Bao Yu entry

Five chief executive's annual salary is not equal to Xiao Suining.

In 2010, the regulators took the lead in the bank's lower limit pay.

From the information disclosed, the top five state-owned banks' "top leaders" pre tax pay is mostly around 1 million yuan, compared with that of the joint-stock banks.

Among them, the chairman of Shenzhen Development Bank Xiao Suining and Minsheng Bank Chairman Dong Wenbiao paid 8 million 250 thousand yuan and 7 million 154 thousand and 800 yuan respectively, and Gao Jianping of Xingye Bank and Huaxia Bank Wu Jianze were 3 million 40 thousand yuan and 2 million 600 thousand yuan respectively.

As shown in the table, senior executives

If the same row of personal pay data is disclosed by all banks, the people's Bank of China will occupy 5 seats in the top 10 banks of the joint-stock banks, and Minsheng Bank will also occupy 4 of the top 10 banks in the pay list of the listed banks.

The salaries of bank employees are high.

The high salary of the financial industry has become the consensus of the market.

According to the salary survey released by Zhaopin in the past two years, in 2009 and 2010, the financial industry took the average salary of more than 20, ranking the top of the pay list.

The annual report of the listed banks also verified this data.

Banks have always been the most profitable companies in the A share market, and the employees of the listed banks are at an extremely high level with an average annual salary of 260 thousand yuan.

The JINGWAH Times reporter counted the pay status of 16 listed banks.

In terms of employee remuneration, the average annual salary of listed banks has reached 260 thousand yuan, and is in the leading position in all sectors of A share listed companies.

Among them, the average staff salaries of state-owned commercial banks are also at a high level of listed companies, averaging about 160 thousand yuan, but they still appear to be lower than that of joint-stock commercial banks and city commercial banks, which average 310 thousand yuan.

Sun Bank benefits: invisible income envy people

Apart from this salary, the high welfare of banks is also the reason why many people yearn for it.

It is understood that, in addition to a steady increase in pay, some banks' housing provident fund and housing subsidies are also higher than other industries.

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Pudong development has housing loan

Recently, the low interest loan issued by Tencent Inc has been heated by the public.

In fact, low interest loans exist in banks.

According to the press survey, a small number of banks have provided a certain amount of low interest loan benefits for employees in the previous two years, with interest rates even lower than the one-year deposit interest rate at that time.

At present, low interest loans have basically disappeared, but the welfare of banks in housing is still better than other industries.

The annual report of Pudong Development Bank in 2010 shows that as of the end of 2010, the balance of housing loans provided by the Pudong Development Bank to employees is still 39 million 692 thousand yuan.

Recruitment office workers supplement 840 million

Reporters learned from the survey that the housing provident fund paid by banks for formal employees is generally paid in accordance with the upper limit of social security regulations, and some banks will take the form of housing supplement as the housing benefit of employees in addition to the housing provident fund.

Although it is issued under the name of housing subsidy, the actual use banks of employees are irrelevant.

There are also some banks that subsidize different levels of employees, with the increase in the number of Posts and the completion of several years, but only when they buy a house.

China Merchants Bank 2010 annual report shows that the housing allowance paid to employees in 2010 amounted to 840 million.

Frequent shopping cards and coupons

In addition, most banks have the cost of installation and other expenses, which will be sent to the employees in the form of shopping cards and coupons. Generally speaking, the amount exceeds the amount that employees need to use, so they are also considered as a kind of welfare.

The annual salary exceeds 3 million, reaching 38.

In terms of executive compensation, executives of some joint-stock commercial banks, though controlled by the salary limit of regulators, are still at high levels of listed companies.

Specifically, the JINGWAH Times reporter counted the remuneration of the chairman and governor of each bank.

In the five state-owned banks, the number of "top leaders" pre tax pay is above 1 million yuan.

By contrast, executives of joint-stock banks earn much more money.

According to statistics, among the top executives of listed banks, more than 3 million of the remuneration reached 38.

In fact, this salary may not necessarily reflect the real salary of the listed bank executives.

This year is different from previous years, most banks according to the provisions of the CBRC, for senior executives performance pay in accordance with about 50% of the proportion of risk fund, delayed payment.

Take the listed bank "salary king" deep development chairman Xiao Suining, he paid 8 million 250 thousand yuan in 2010, which does not include 1 million 870 thousand deferred bonus and 2 million one-time special bonus, if all add, Xiao Suining salary total 12 million 120 thousand yuan.

The same is true of Minsheng Bank's Dong Wenbiao. If he adds the deferred payment part, his total salary may reach 10 million yuan.

In addition to the delayed payment of bonuses that reduce the "book value" of executive pay, part of the joint-stock banks' remuneration also needs further examination by the relevant departments.

That is to say, the remuneration disclosed in the annual report is only part of the remuneration, and a portion of the remuneration is to be disclosed before it is determined.

The salary of small and medium sized employees is two times larger than that of big firms.

According to the JINGWAH Times reporter, the average annual salary of the five banks is 171 thousand and 200 yuan, ranking the 5 largest. The average annual salary of the bank is 137 thousand and 800 yuan, and the average annual salary of the employees in the industry, China and China Construction Bank is 156 thousand and 200 yuan, 158 thousand and 300 yuan and 153 thousand and 200 yuan respectively.

In the joint-stock commercial banks, the Shanghai Pudong Development Bank once again picked up the average salary of bank employees by 354 thousand and 700 yuan (the bank ranked first in the average salary of 360 thousand last year).

Although Pudong Development Bank has won the average salary, the average salary of other joint-stock banks has not been much lower. Second Chinese Cathay banks have reached 353 thousand and 500 yuan, and third Minsheng banks also have 342 thousand and 500 yuan.

In addition, the average salary of Beijing bank, Everbright Bank and China Merchants Bank last year was 339 thousand and 200 yuan, 329 thousand and 800 yuan and 316 thousand and 300 yuan respectively.

The average salary of employees is relatively low, namely, Xingye Bank, Shenzhen Development Bank and China CITIC Bank. Among them, the lowest level of Xingye Bank is 214 thousand and 200 yuan, followed by 238 thousand yuan in Shenzhen Development and 273 thousand yuan in CITIC Bank.

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Big executives are restricted by pay restrictions.

The executive compensation of big banks is significantly lower than that of small and medium banks, mainly due to the limitation of pay.

Affected by the policy, the executive pay of state holding banks in 2010 must be confirmed by relevant departments, so its annual report in 2010 only released some of the total remuneration. However, because the 2009 annual report also announced part of the remuneration, it can also roughly see the pay trend.

"The relevant government departments have some restrictive provisions on the remuneration of senior executives of state holding financial enterprises.

The performance is getting better and better, and executives pay less and less.

"Last year I said," I am very balanced. For example, compared with the leadership of the Ministry of finance, they are not inferior to me. Their work is not easier than mine, but their remuneration is much lower than my current level.

"Bank of China Governor Li Lihui has recently expressed his understanding of this level of pay.

Credit risk director annual salary 6 million 520 thousand

The JINGWAH Times reporter found that although the remuneration level of the state-owned banks is lower than that of the joint-stock commercial banks, there are also individual top salaries.

For example, Zhan Weijian, director of credit risk of Bank of China, which has made brilliant achievements in past years, although this year's salary has shrunk sharply, from 11 million 5 thousand and 700 yuan in 2009 to 6 million 525 thousand and 400 yuan in 2010, the ranking is still in the front ranks.

Ranked fourth in the industry.

According to people familiar with the matter, Zhan Weijian is the risk director of global recruitment. Since 2007, salary has always been the highest in the management of Bank of China. He does not belong to the relevant department of the state that limits salary staff.

Accidental death of financial practitioners

High salaries in the financial sector have always been criticized by investors.

However, financial workers' health and unexpected situations are also worrying.

25 year old researcher sudden death

In recent years, there has been an unusual number of deaths among financial workers.

In 2011, the new year's small holiday just passed, and a 25 year old research assistant died in more than a year of the CICC.

Although CICC claims that the employee is in the Research Office of the Shanghai Office of CICC, the research assistant for the agricultural food industry group, the specific cause of death is not yet clear.

However, many employees reported that work stress, irregular diet, lack of long-term sleep, frequent travel and so on, often seriously affect personal health.

Yang Jun died young

The serious consequences of health problems are not uncommon in the huge investment and research departments.

In June 22, 2009, Yang Jun, President of the former Junan Securities Company and founder of Shenzhen Xiao Yang Cci Capital Ltd, died of illness in Shanghai. When he was in his prime of life, he once said, "the 6000 point is the place that I will never see again in my life". Unfortunately, it became his "reality".

Investment manager jump building

In addition to the sudden death of accumulated labor, the jumping incident also aroused concern.

Shenyang Wanguo Securities derivatives investment department in April 28th this afternoon, jumping off the building suicide, the cause of the suicide, there is news that the investment manager operation of the company's stock index futures business burst.

Female investment consultant jumping off building

In addition, at the end of 2008, the investment adviser of China Merchants Securities jumped a building for a while.

After the investor opened a stock trading account in China Merchants Securities, the business department arranged a female consultant Ding Mou to provide stock trading services, resulting in a huge loss.