Not Everyone Is Positive About "Double 11".

In addition to the shopping festival itself, we can see more and broader significance.

Entering the seventh year's "double 11" is no longer just the carnival of e-commerce providers, including finance, logistics, Internet technology and so on, which are affected by so many industries.

Perhaps in the future, as Ma Yun wishes, the "double 11" may disappear, or its influence will one day fade away, but the progress of technology is indeed real.

For example, in a short time, massive and high-frequency capital pactions bring great challenges to the payment technology, data processing and even network security of the electronic business platform.

No wonder, Ma Yun said, "double 11" is a major test of the whole Chinese commercial infrastructure, and also a major test of China's Internet technology.

In an interview with reporters, he said that for the concurrent processing of large capacity data, "double 11" technology processing may have reached the limit of the current human society.

In addition, the annual "double 11" is also a test of e-commerce platform payment, logistics, service, operation and other capabilities.

Taking the more basic payment link as an example, this year, Alipay's Alipay completed 710 million payments on the "double 11" day, setting a trading peak of 85 thousand and 900 pens / second, which is 2.23 times the "double 11" peak 38 thousand and 500 pen / sec last year.

One comparable data is that the latest laboratory test data of VISA is 56 thousand pens / sec, and another global payment clearing platform MasterCard laboratory test data is 40 thousand pens / sec. In practical applications, the peak value of VISA processing is 14 thousand pens / sec.

Maybe that's why Ma Yuncai has the courage to say, "I believe that the" double 11 "technical examination in the past few years will make China one day capable of far more than the world's imagination on commercial infrastructure.

This has already begun to take shape in mobile finance.

According to the data disclosed by each business platform, in the paction scale of 91 billion 217 million yuan of Ali, the mobile terminal accounts for 68%, while the sales volume of suning.com online and offline has increased by 358% over the same period.

Orders accounted for 67%, while Jingdong's "double 11" day accounted for 74% of the mobile terminals.

In fact, "

"In addition to targeting the e-commerce platform itself, its partners, such as financial institutions and logistics companies, are also facing challenges.

Take Ali as an example, the financial institutions involved in its "double 11" include more than 200 banks, more than 30 international payment institutions and more than 10 insurance companies.

Reporter from

It is learned that the more than 200 commercial banks involved in the payment link have doubled the capacity of the system on the basis of "double 11" last year, and since August, banks have started more than 300 stress tests on the system after expansion.

Yang Tao, assistant director of the Financial Research Institute of the Chinese Academy of Social Sciences, believes that China's economy is entering a new normal led by consumption. The new economic pformation needs a new financial system to support it.

Moreover, the new financial system should be based on cloud computing, big data and other technologies as the underlying foundation, and consumption oriented Inclusive Finance.